Photo © Maskot / Getty

Travel insurance for flexcations

Travel protection for when you’re mixing work and leisure

    Trusted by:

  • Trusted by:

It’s never been easier to unplug and take off, now that you can work and study remotely anywhere, anytime – assuming there’s good Wi-Fi, of course.

But travel glitches can arrive in all shapes and sizes, even with the most meticulous planning. Although it’s great to hope for the best, it may be wiser to make your move with travel insurance.

What is a flexcation? 

Because of flexible work and school schedules, more travelers are opting to take 'flexcations', extended stays away from home that are mixture of leisure and work, or going to school remotely, either domestically or abroad. 

Do I need travel insurance for flexcations?

If you’re planting yourself in a different place while working and playing, there are a few questions to ask yourself when you’re shopping around for a travel insurance policy. How long am I staying? What kind of medical coverage do I need? Am I taking along personal belongings that I can’t stand to lose? Is my entire family covered? How much am I spending on pre-paid deposits? 

Although you can choose any place in the world as your destination, your travel insurance may only cover trips beyond a certain distance from your home, depending on your country of residence.

Check to see what geographic regions are covered under your specific plan, and whether your country of residence has a reciprocal healthcare agreement with the countries you’re visiting and what these agreements cover.

Just as planning a trip requires a jumble of components, there's a lot to consider when buying travel insurance and specifically for the needs of flexcations. Here are a number of ways that that travel insurance can help on a trip that combines business and pleasure.

What's covered for flexcations? 

Whether you’re seeking a quiet haven or an outdoor adventure, World Nomads can offer coverage for:

  • Repair or replacement of personal-use electronics, including mobile phones, laptops, and tablets you own, subject to depreciation and a per-item and total maximum limit.
  • Trip cancellation and trip interruption benefits for emergencies. For more details, check your individual policy. Your coverage will vary according to your country of residence.
  • Emergency medical expenses for sudden injuries and sicknesses.
  • Family coverage or group plans for up to 2 adults and 9 dependent children

What's not covered for flexcations? 

Travel insurance isn’t designed to cover everything. These are some things that don’t fall under the scope of your plan:

  • Any pre-existing medical conditions 
  • Any electronics or other equipment that you use for professional purposes
  • A sudden loss of your job leaves you unemployed
  • Any items lost, stolen or damaged that are unsupervised or unattended
  • Any adventure sports that aren’t covered by our policies 
  • Certain items such as cash, credit cards and sports equipment damaged while in use
  • Any costs related to illegal activities or being under the influence of drugs or alcohol

Staying for an extended period of time or moving to a country as an expat? Consider whether you need a travel health insurance as opposed to a travel insurance plan. To read more about the differences, go to our page on travel health insurance

Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.