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Travel Insurance for Pregnancy

Travel insurance for soon-to-be mums.

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With your new addition on board, it’s important that you have the right travel insurance to look after yourself and your unborn child.

What does travel insurance cover if I'm pregnant?

If you have to cancel your trip because your doctor certifies you're medically unfit to travel due to an injury or illness, you can be covered for your pre-paid, non-refundable transport and accommodation costs.

If you're traveling while pregnant, and you're suddenly ill or injured or you have an unexpected pregnancy complication (including an ectopic pregnancy or miscarriage), all of our policies cover:

  • Emergency medical treatment
  • Hospitalization
  • Ambulances
  • Transport to get you home for ongoing treatment, if medically required
  • 24-hour/7-day, multi-lingual assistance teams.

Coverage for unexpected pregnancy complications depends on your Country of Residence and how many weeks’ pregnant you are while traveling.

Coverage depends on your Country of Residence and varies between plans.

What’s not covered for pregnant travelers

  • If you decide not to travel due to your pregnancy
  • Childbirth at any time
  • A pregnancy with any complications for any pregnancy prior to buying and/or extending the policy
  • Routine pregnancy check-ups, e.g. standard ultrasounds and blood tests, pregnancy tests, etc.
  • Fertility treatments at any time
  • Expenses incurred in your home country
  • Pre-existing medical conditions, which may be exacerbated in your pregnancy.

Please note: depending on your Country of Residence, your pregnancy may be considered a pre-existing medical condition. Please take the time to read your policy wording as there are limits on your coverage.

This is not a full list of what's covered and what's not covered. There are limits, conditions and exclusions that apply, so for more information check out our article on pregnancy and read your policy carefully before you buy.

How to get assistance if you're sick or injured while pregnant. 

It’s essential that you get in contact with our Emergency Assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number
  • The nature of your problem
  • Your location

Unable to travel in first trimester

I unexpectedly became pregnant towards the end of November. I was planning on still going on the trip until my doctor diagnosed me with Hyperemesis Gravidarum. They recommend not leaving the country due to these complications in the first trimester of pregnancy.

M.McClendon. U.S Nomad.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.


Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Help Center or you can ask the customer service team.