Tunisia Beach Attacks 2015. What you are covered for?

One of Tunisia's most lively and popular tourist towns was forever changed by the actions of one lone gunman..

The popular Tunisian city of Sousse was rocked on the weekend of June 26, 2015 when a lone gunman - believed to be a member of ISIS - opened fire on a seaside resort, killing at least 38 people and wounding 39 others. Authorities and emergency services scrambled to help the wounded, in what is now believed to be the worst terror attack in the nation's history.

Multiple attacks on June 26th 2015

Outside Tunisia, at least two other terror attacks were perpetrated on the same day.

The first - involving a lone suspect who beheaded his boss - led to a large scale chemical explosion in a Lyon, France factory.

The second, involving a suspected bomb blast at the Shiite-affiliated Al-Sadiq mosque in Kuwait's capital, left at least 27 dead and more than 200 injured.

Is it safe to go to Tunisia?

The problem with terror attacks - aside from the horrific carnage they afflict on innocent people - is that they are almost impossible to detect when they will occur.

ISIS attacks are defined by their randomness and absurdity in which they are executed. And in most instances, for people affected by these attacks, it's a simple case of "wrong place at the wrong time".

However, we would probably advise extreme caution if you are thinking of travelling to Tunisia - and a number of national Foreign Offices would agree with us.

But it's up to all of us to do our own research and weigh up any potential risks.

Am I Covered to go to Tunisia?

Good question, and as always with travel insurance the answer is “depends”. It depends on the policy you have, the level of cover you've taken out, what happens, what official warnings are issued and what the consequences are for you.

Although some rough guidelines:

  • If you are injured during a terror attack, and if the situation was our of your control, chances are you will be covered under your policy for medical expenses.
  • If you are about to travel to a destination that has just endured a terror attack, and want to cancel, chances are you will not be covered for any expenses lost. You will need to contact your tour operator, hotel provider, or airline to seek reimbursement.

What to do in a terror attack

Make yourself aware of a few tips on what to do if you're unfortunate enough to be caught up in a terror attack.

  • Stay within the confines of your residence or accommodation.
  • Do not go out into the public streets.
  • Be alert to local news developments.
  • Adhere to any imposed curfews or security restrictions.
  • Be aware of conspicuous or unusual behaviour. Unusual behaviour and strange devices should be reported to the police or security personnel promptly.
  • If you are in a building located close to the site of a terrorist attack, stay away from the windows.
  • If in the vicinity of an attack, do not stay to watch what is happening, as you will only get in the way of the emergency services. There is also a risk that additional attacks may occur.
  • Make a mental note of safe havens, such as police stations and hospitals.

If there's a bomb blast

  • Leave the area as soon as possible
  • Do not run you may be suspected as the bomber. If you are in a crowd stay at the fringes.
  • Stay clear of glass shop fronts.
  • If you are injured attend to yourself before others.
  • Obey all instructions and orders that are given by local police.
  • Make your way to a pre planned secure area.
  • If you return to your hotel stay away from the windows
  • Listen to television and radio reports.
  • Contact family or friends and let them know your situation.
  • Write down what you saw before and after the blast it may help the authorities in their investigation.

If you are injured

If you are injured or become ill please seek medical aid and contact your 24-hour Medical Assistance Service (numbers below).

Be aware that any functioning hospitals and clinics will be busy caring for large numbers of people who have been injured in the incident.

Preparing for terrorism

  • Before visiting a country where there is a risk of terrorism you should first obtain as much information on that country as possible.
  • When you arrive, stay away from those areas that may have been the target of terrorism in the past.
  • Identify the main tourist areas and stay away from those which appear less secure.
  • Make yourself aware of your surroundings. Be aware of the conduct of people near to you.
  • Stay away from large gatherings or demonstrations.
  • Know the telephone numbers of local police, hospitals and your Embassy.
  • If you are with friends identify a rendezvous point to meet should there be an incident.
  • Prepare a plan to evacuate should there be an incident.
  • Know the telephone numbers of local transport and hire car companies.

What is happening to me and who do I call?

It is important to remember that the situation you are in can be extremely stressful.

Call home and your country's Consulate or Embassy to let them know where you are, if you are alright and if you need any assistance.

Keeping an item of comfort nearby, such as a family photo, favourite music, or religious material, can often offer comfort in such situations.

Call the emergency assistance hotlines should you need immediate attention (phone numbers below for WorldNomad's policy holders).

Emergency Assistance Contacts

Call the emergency assistance hotlines should you need immediate attention. Please have your name, location and phone number ready when you call (and policy number if available).

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