We'll cover all countries on your 'must visit' list except those that have a specific ‘against all’ or ‘against all but essential travel’ warning against them by the Foreign Commonwealth and Development Office (FCDO), unless you have contacted us and we have confirmed in writing that you will be covered.
Where the FCDO advise only essential travel and you decide to travel on a non-essential trip to the affect country/region, cover in the event of a claim will only apply once the cause is not linked to the reason for advice.
Government warnings can be issued or changed without notice at any time, so always check the status with the UK Government travel advisory before you buy a policy and before you pay anything towards your trip.
Government sanctions may also restrict us from paying claims, so we’re unable to offer cover to travel sanctioned regions or countries. Sanctions and government warnings change, so we'll tell you when you get a quote if we can’t cover you to travel to a specific country or region.
When you get a Single Trip quote, you can add individual countries (Thailand, Vietnam, Laos) or regions (Asia, Europe, Worldwide) or a mix of both (Thailand, Vietnam, Asia). The more detail you give us on where you're going, the more helpful we can be.
For Annual Multi-Trip you will only be able to choose from three specific regions:
- Europe
- Worldwide excluding USA, Canada, Mexico, Greenland, Bermuda and the Caribbean
- Worldwide
If you have any further questions regarding if your intended destination is covered or not please get in touch with us.
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Before your trip, check the latest government advice for any travel alerts for your destination.