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Does Travel Insurance Cover Dental?

Learn how travel insurance may cover emergency dental treatment abroad.

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Having dental travel insurance can mean the difference between a taste adventure or a disaster.

Whether you’re sampling the ktefa in Morocco or taking the durian challenge in Thailand, sudden and serious pain in your teeth can stop you in your tracks.

What’s covered?

All of our policies can cover emergency dental treatment overseas if you urgently need to see a dentist for the immediate relief of sudden and acute pain to your teeth while traveling if:

  • You've get an unexpected infection
  • You've broken your tooth 
  • You injure your mouth or jaw in an accident

If you’re experiencing tooth pain, contact our Emergency Medical Assistance team who will help you locate a qualified dentist nearby.

What’s not covered?

Travel insurance isn’t designed to cover everything. Common dental claims we see where there's no cover include:

  • Dental work other than that related to emergency dental pain relief
  • Cosmetic dentistry or whitening
  • Pre-existing dental problems
  • Major dental work, such as crowns, dentures, bridges and implants
  • Any dental treatment after your return to the UK

This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so for more information check out our article on dental cover and read your policy carefully before you buy.

How to get dental assistance

If you need urgent dental treatment, which cannot wait until your return home or you're in a serious accident, it’s essential that you get in contact with our Emergency Medical Assistance teams as soon as possible so that we can support you.

So that our Emergency Medical Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

If you've already visited a dentist and received emergency treatment, you can submit your claim online.

I bit on something hard

We were in Byblos, Lebanon and bought a Labneh (local cheese and olive) wrap from a cafe. Whilst eating the wrap I bit down on something hard, it turned out to be a massive olive stone. The stone cracked 3 of my teeth. One completely cracked and the other two damaged. It was incredibly painful. Fortunately the person we were staying with contacted their dentist who opened up their surgery that evening and treated me.
Claim paid: GBP £231.49
British Nomad in Lebanon.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: £5,000
  • Standard Plan: £3,000
Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

  • Explorer Plan: £10 million
  • Standard Plan: £5 million
Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Cover your lost, stolen or damaged gear and tech.

  • Explorer Plan: £3,000
  • Standard Plan: £1,500
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Medical Expenses
  • Baggage & Personal Belongings
  • Cancellation
  • Trip Curtailment
  • Personal Accident
  • Loss of Passport or travel documents
  • Personal Liability
  • Legal Expenses (Personal Liability)
This is a general summary for United Kingdom residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.
Pre-existing medical conditions

You are not eligible to buy a policy if you travel against medical advice, travel with the intention of receiving medical treatment, or have a terminal illness. World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not. You can still purchase a World Nomads policy, but the PEMC exclusion cannot be removed, and you will be responsible for any related costs.

For information on travel insurance providers that offer cover on PEMC, visit Money Helper or call 0800 138 7777.

24/7 Emergency Medical Assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of Emergency Medical Assistance right now?

For policies purchased on or after 27 June 2024
+44 (0) 144 444 2021 (Call via an operator reverse charges. Not toll free.)

For policies purchased before 27 June 2024:
Phone: +44 (0) 203 093 1750 (Call via an operator reverse charges. Not toll free.)

Contact the team

Get an instant travel insurance quote

Simple and flexible travel insurance designed by travellers, for travellers. See why over 3 million travelers have chosen World Nomads for over 20 years.

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • What do I need to do if I need a dentist?
    Call the Emergency Medical Assistance team for advice on your dental condition or if you need directions to the nearest or most suitable dentist or medical facility.