Yes, there’s coverage for U.S. residents if a natural disaster such as a tornado, flood, cyclone, tsunami, wildfire or earthquake affects your travel plans and/or injures you.
However, you need to have purchased your policy before these forces of mass destruction have become known events. You may be eligible for coverage if:
Any naturally occurring force of destruction counts as a natural disaster. This could be a hurricane, blizzard, avalanche, tornado, tsunami, flood, fire, earthquake volcanic eruption or landslide. The phenomenon causes such widespread damage that the U.S. government or the country where the disaster has occurred issues an official declaration.
If you’re affected by a natural disaster, you may be able to make a claim for:
If you have any questions about how World Nomads travel insurance covers natural disasters, please contact us. We even have an article specifically for hurricanes.
Whether it be trip interruption, cancellation or baggage, you’ll need to inform us of your situation as soon as possible and within seven days. To help you file a claim, we’ve created this step-by-step guide. Be sure to gather the following documentation, as it pertains to your case:
Most of this section can be summed up by the words “don’t do anything crazy.” But specifically, you won’t be covered if:
Of course, this is a summary only. It does not include all terms, conditions and exclusions of the plans described. Please refer to the actual plans for complete details of coverage and exclusions.
Following the 2004 Indian Ocean tsunami, which overwhelmed large parts of Indonesia, World Nomads launched our travel philanthropy program, Footprints, which has gone on to raise over $3.2 million for community projects including disaster risk management in the developing world.
Our responsible travel section has more information on our Footprints program.
Coronavirus (COVID-19) and travel - what you need to know
Please read your plan documents carefully. Cancellations due to fear of travel are not covered. However, our plans may provide coverage if you become injured or ill prior to your trip or while on your trip. Learn more here: www.worldnomads.com/travel-insurance/coronavirus.About Coronavirus