What’s covered under a World Nomads plan?

Sometimes during your trip, something happens that makes you change your itinerary or warrants your return home. Under the Trip Interruption benefit, you could get reimbursed for your pre-paid, non-refundable travel costs if you need to shorten your travels for a covered reason.

Reimbursements are up to the maximum amount specified in your policy. You could also be covered for a one-way economy ticket home and any additional accommodation or local transportation expenses as a result of the interruption, up to a per-day limit.

What are covered reasons for Trip Interruption?

Your policy names every covered reason for which you have Trip Interruption. These could include:

• An accident or illness as certified by a doctor
• The death of you, your travel companion or a covered family member
• A terrorist attack in your departure city or a destination on your itinerary
• A strike that puts a stop to travel services for at least 24 hours
• A weather delay that interrupts travel services for at least 24 hours, preventing you from reaching your destination
• The financial default and/or bankruptcy of one of your travel suppliers
• A call to active military duty to provide natural disaster relief or aid
• A work emergency, for either you or your travel companion, which must be documented by your employer

Read the Trip Interruption section of your policy for more details and any accompanying conditions.

Things not covered by Trip Interruption insurance

Travel insurance doesn’t cover every circumstance, and when it comes to Trip Interruption, the following exclusions apply:

• Pre-existing conditions 
• Wars and invasions
• Pregnancy and childbirth
• Accidents and illness that happen when you travel against the recommendations of a physician
• Losses from the participation in professional sports
• Alcohol and drug-related incidents

Questions? Feel free to contact us.

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