Travel insurance helps reimburse the cost of your trip should the unexpected strike.
If you’ve booked and paid for your trip and need to unexpectedly cancel, the last thing you want is to be out of pocket for non-refundable trip costs. Our travel insurance policies can offer coverage for some of your non-refundable, pre-paid transportation and accommodation expenses, so you’ll have one less thing to worry about and you can start saving for your next adventure instead.
Trip cancellation is a benefit that reimburses you for pre-paid, forfeited, non-refundable trip payments if you need to cancel for an unforeseen event, like an illness, injury, jury duty or an airline strike.
Reimbursable costs could include transportation, accommodations and tour costs. The amount you receive could be up to 100% of the trip cost, up to the maximum benefit amount specified in your policy.
Trip costs can add up, especially if you’re booking long-haul flights, extended hotel stays, group tours, cruises or packages. No matter how you travel, it could be painful to lose your investment when it turns out your trip is a no-go. The second most desirable outcome (other than going on your trip)? Getting reimbursed for your nonrefundable expenses if you cancel for a covered reason.
To be eligible for trip cancellation benefits, you’ll need to explain why your trip was cancelled. You could be covered for the specific reasons listed in your travel insurance policy. Examples of covered reasons include:
To have coverage, you must also meet the plan conditions and eligibility requirements. For example, if your work emergency involves a company merger, you must be involved directly with the merger process. If you cancel your trip because of a terrorist incident, the incident must have occurred within 30 days of your departure. And if your plans are disrupted by a strike, it must cause your common carrier to stop services for at least 24 hours. Read your full policy wording for a full list of requirements.
It's important to note that no coverage will be available for an event or circumstance that is known before you purchase your trip protection plan. Examples include but are not limited to: an already-announced strike, an already-named hurricane and a pre-existing medical condition.
For more information, check out our Am I covered if I cancel or reschedule my trip? article and read your travel insurance policy for the full details. Also note that any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually.
Travel insurance isn’t designed to cover everything, even though some circumstances are beyond your control. We don’t offer trip cancellation coverage for:
This is not a complete list of all exclusions or limitations. Please read your full policy wording for complete details, and contact us if you have any questions – we’re happy to help.
Depending on your case, you'll need copies of:
I had to cancel my trip to Tanzania because my wife hurt her back in an accident. I was supposed to leave in three days, but it is impossible now because I have to take her to the hospital for a scan. I paid for a Kilimanjaro climb which is not refundable because it was too close to my departure date. I also put down a deposit for a three-day safari and had to cancel flights and my volunteer job.
Protect your hard earned vacation from unexpected cancellation.
We’ve got your back.
Take the pain out of medical or dental costs.
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We'll provide assistance to get you to the hospital or home quickly.
Help starts here.
Covers the loss, theft or damage of your bags, tech and gear.
Help starts here.
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)
Wherever you are, we’re here 24/7 to help you in any emergency.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.