For when you have to cancel your trip because you or a close relative falls unexpectedly ill.

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If you've booked and paid for your overseas trip, and need to unexpectedly cancel before your trip starts because of one of our covered reasons, we can help you recoup the money you spent. 

What does World Nomads travel insurance cover if I need to cancel my trip?

For US residents, there's coverage in both Standard and Explorer plans for the transport and accommodation expenses you've already paid for if you can't travel because:

  • The doctor certifies that you're medically unfit to travel
  • You, your travel buddy or a close relative is hospitalized or dies

But we know more than illness can stop you from traveling, so we also provide coverage in cases like these:

  • You or your travel buddy are required to serve on a jury
  • Unforeseen weather stops all services for at least 24 hours and keeps you from reaching your destination
  • terrorist attack occurs in your scheduled destination within 30 days of your departure date

When you get a quote, be sure to read through the policy to see all the circumstances we cover, what the limits are, and any conditions and exclusions that apply.

What's not covered by travel insurance?

Travel insurance isn't designed to cover everything. Common claims we see where there's no cover include:

  • Where you change your mind
  • If your visa is refused
  • If you break up with your partner
  • Events that are known before you buy the policy
  • Pre-existing medical conditions unless otherwise mentioned in your policy

This is not a full list of what's covered and not covered. There are item limits and conditions that apply, so for more information check out our article on trip cancellation and read your policy carefully before you buy.

Be prepared if you need to claim for cancellation.

Depending on your claim, you'll need copies of:

  • Receipts
  • Itineraries
  • Doctors/death certificates
  • Medical history 
  • Written documentation from the travel provider of reason for cancellation and any refunds

Wife's accident cancels Kilimanjaro.

I have to cancel my trip to Tanzania because my wife had an accident and she is waiting for a scan of her back. I should fly to Berlin tomorrow, then Bergen and day after to Africa. It is impossible now because she is alone in the house and I have to take her tomorrow to hospital for another scan. I paid 900 pounds for a Kilimanjaro Climb which is not refundable as it is too close to departure. I paid a deposit for a 3 day safari and had to cancel flights and my volunteer job.
Claim Paid: USD $1,536.33
S.K. Norwegian Nomad.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Emergency Evacuation & Repatriation
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Collision Damage Waiver (CDW) – where permissible
  • Accidental Death & Dismemberment
  • One Call 24-Hour Assistance Services
  • One Call Non-Medical Emergency Evacuation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1-855-878-9588 (toll free within the US and Canada) or +1-603-328-1329 (toll free outside the US and Canada)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Get a quote

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars

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FAQ

Here are our most frequently asked questions about buying travel insurance for cancellation. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • Is there a time period that I have to claim within?
    Our US policies require you to submit your claim as soon as reasonably possible, up to one year after the covered event. If you're waiting on documentation, just let our customer service team know, so they can make a note.