Thailand & Cambodia Border Conflict – December 2025

The US government has issued a ‘Do Not Travel’ alert for areas within 50 kilometers of the Thailand-Cambodia land border in the provinces of Sa Kaeo, Buriram, Si Saket, Surin, Ubon Ratchathani, Chanthaburi and mainland Trat due to ongoing armed clashes between Thai and Cambodian forces, which has included military strikes, violence and the presence of landmines. The incident started in the summer of 2025.

How does this advice affect your coverage? 

If you hold a plan with us and are currently on your trip requiring emergency assistance due to this event, please contact the non-insurance Emergency Assistance team as soon as it’s practicable and safe to do so. 

For the latest advice for travel to Thailand and Cambodia, visit the US State Department’s travel alerts.

Our plans may not provide coverage for any losses which arise from: 

  • Hostilities or any act of war; and/or 
  • Travelling to, planning to travel to, or choosing to remain in a country or region that is the subject of a “Do not travel” warning issued by the US government.

Other exclusions may also apply to your plan. Please refer to your Plan Document to understand all terms, conditions, limitations and exclusions that apply to your plan.  

If your travel plans are affected, we recommend:

  • We understand this can be a stressful situation for travellers but it’s important to listen to local news reports and the advice of local authorities if you are already in this area. 
  • Before planning travel, we recommend you check the government advice applicable to your policy and monitor media coverage for the destinations you intend to travel to. 
  • If you’ve not left but already booked your travel and need to change your travel arrangements, please contact your airline, cruise company or travel agent for assistance in the first instance. 

If you have any other queries, please get in touch


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