Near is the New Far
Whether it’s a call from your mom or the call of the wild, we’ll help you prepare for your trip and help you stay safe while traveling.
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Coronavirus (COVID-19) and travel - what you need to know
Please read your plan documents carefully. Cancellations due to fear of travel are not covered. However, our plan does not exclude losses associated with pandemic or epidemic conditions; meaning that if you, your traveling companion or family member were to become sick (after you purchase the plan) as a result of COVID-19, you could still receive benefits for losses covered by the plan. Learn more here www.worldnomads.com/travel-insurance/coronavirus.
About CoronavirusEager to get back on the road?
With COVID-19 still a reality, it’s important to plan wisely. If you're ready to travel again, start by reading up on the latest travel safety alerts, tips for travel in the age of COVID-19, and where you can tread the road less traveled. If there is anything 2020 has taught us, it's that you never know what will happen next. Get a quick quote to see how an affordable travel insurance policy can keep you protected in unpredictable times.
Traveling within the US?
Adventure awaits in our backyard. Get to know the US you never knew existed, beyond famous icons and big cities, through the eyes of our Nomads and safety experts.
Planning a trip to Mexico?
With insider tips on the regional specialties, diverse culture, and staying healthy on the road, you'll be all set for your Mexico adventure when the time comes to head south of the border.
Planning a trip to the Caribbean?
Whether you're dreaming of diving the famous reefs, experiencing the local culture, or setting up shop as a digital nomad, we have the information you need to travel with confidence.
Travel Insurance FAQs
Here's what you need to know about travel insurance and the COVID-19 outbreak for US residents. You can also find the answers to other questions in our Help center or you can contact our customer service team.
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Is COVID-19 covered by World Nomads travel insurance?
Just like any other sickness, COVID-19 can be covered under your plan benefits. These benefits include emergency medical and trip interruption coverage for you personally or a travel companion who contracts COVID-19 or goes under quarantine when traveling. They also include travel delay coverage should your scheduled transportation be set back for at least six hours for say, a border closing or travel ban that has been announced during your trip. Also, If you unexpectedly catch COVID-19 at home before you leave for your trip, you may also be eligible for trip cancellation coverage, which represents compensation for any pre-paid non-refundable travel expenses such as flights, hotels, and excursions.
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How can travel insurance help if I'm concerned about traveling because of COVID-19?
Travel insurance can help with emergency medical treatment for unexpected sickness, including COVID-19. You may also be eligible for Trip Interruption benefits if your travel arrangements have changed mid-trip because you’ve contracted the COVID-19. Or you may qualify for Trip Cancellation coverage if your doctor advises you not to travel after diagnosing you with COVID-19. Fear of travel is never a covered reason for any type of coverage. In no instances can you get reimbursed for canceling your trip because you’re worried about how the COVID-19 outbreak may impact your travels.
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Is quarantine covered under my policy?
That depends. If your strict isolation is imposed by a government authority or physician to prevent the spread of disease, then the plan will provide benefits under the Trip Cancellation, Trip Interruption or Travel Delay sections of your policy. A “shelter in place” mandated by the government does not normally falls under the definition of a covered quarantine. Generally speaking, you must be under strict quarantine for at least 24 hours – that means complete isolation (not leaving your home for the grocery store, going outside for exercise, traveling, etc.). However, many healthy people are choosing a self-imposed quarantine, which does not qualify for coverage. Voluntary quarantine or an embargo preventing you from entering a country do not represent covered risks under your policy.
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Does World Nomads offer a Cancel for Any Reason option?
No, World Nomads does not offer a Cancel for Any Reason upgrade. Having to cancel your trip last minute because of COVID-19 can be inconvenient and expensive. Instead of purchasing the costly upgrade offered by other insurance companies, you may want to check with your airline, hotel, or tour operator first to see what their policies are regarding travel during the COVID-19 outbreak. In these unusual times, they’re being more flexible – loosening up their cancellation policies or offering refunds, credits for future travel, or alternate dates so that customers can stay safe and travel at a time when they're feeling more comfortable. If you're waiting to book, it’s easy to purchase a World Nomads travel insurance policy at the last minute.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $10,000
- Standard Plan: $2,500
Trip Protection
- Work emergency?
- Weather delay?
- Traveling companion sick?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $100,000
- Standard Plan: $100,000
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital urgently?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $300,000
Emergency Evacuation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Accident & Sickness Medical Expense
- Repatriation of Remains
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage & Personal Effects
- Baggage Delay (outward journey only)
- Rental Car Damage – where permissible
- Accidental Death & Dismemberment
- Generali Global Assistance 24-Hour Assistance Services
- Generali Global Assistance Non-Medical Emergency Transportation Services
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
In partnership with: tripmate
Before your trip, check the latest government advice for any travel alerts for your destination.