Bags and personal effects are your most prized processions while on the road, so if they get lost, stolen, or damaged it helps to know World Nomads travel insurance has your back.
When it comes to how much you can claim, what’s covered, and what’s not, it’s important to have clarity.
The amount you can claim per item and in total for your baggage and personal effects if lost, damaged or stolen will depend on the plan you buy - Standard Plan or Explorer Plan - how many travelers are listed on your policy and if you have specified high-value items.
If your passport has been lost or stolen you need to notify the Australian Government as soon as possible, and provide us with supporting documentation confirming you’ve reported the event.
Your travel insurance policy is not designed to cover everything and there are some things that simply aren’t covered.
There’s no cover for:
Read your Product Disclosure Statement (PDS), specifically Section 4 - Your Belongings, which explains in detail what is and isn’t covered. If you are unsure, you can always contact us for help.
If you need to make a claim for your baggage or personal effects, there are a few steps you need to take first.
Get an instant quote from anywhere, anytime with World Nomads for peace of mind when it comes to all your worldly processions.
Very Important: If you misplace, forget or leave any of your belongings behind accidentally, there is NO cover available under this policy.
Where you do have a valid claim, depending on what’s happened to your gear, we may choose to get it repaired, replaced or payout the value of the item. Be aware the value will make allowance for ‘wear and tear’ (depreciation) unless you’ve added it as a specified item and paid an additional premium, in which case no depreciation will apply.
What personal possessions are covered and claim limits depend on the plan you purchase. Consult your PDS for full details on what’s covered, your limits, and information regarding high-value items.
Yes. Claims for baggage and personal effects incur a $100 policy excess.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
We’re here to help if you have a question about travel insurance. We’re available:
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice.
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.