Explore Portugal with confidence and check out some of the things travel insurance may cover.
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Portugal offers a mix of medieval history and vibrant culture with a side of blissful beaches and fantastic fare. But before you hop your flight, consider how travel insurance for Portugal might help protect your trip.
From medical emergencies and travel delays to stolen luggage and natural disasters, your dream Portugal holiday can flip on its head quicker than a flight delay announcement.
World Nomads travel insurance for Portugal offers cover (up to the policy limits) for:
We offer two travel insurance plans: Standard and Explorer. Each policy offers different levels of coverage and benefits. Consider the PDS and whether this product is right for you.
Travel insurance for a Portugal trip may come in handy for unplanned events like:
This is a summary only. Cover is subject to the terms, conditions and limitations of the PDS.
Planning to travel to multiple European destinations? Explore our multi-trip travel insurance article.
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Additional European travel insurance cover pages for Australian residents:
Without a Reciprocal Health Care Agreement between Australia and Portugal, travel insurance for overseas medical emergencies should be considered.
Just keep in mind that travel insurance covers overseas medical emergencies, not routine or ongoing care. It may include cover for GP visits, hospitalisation, emergency evacuation, repatriation, and more, if you suffer a sudden illness or serious injury while on your trip.
Call the 24/7 Emergency Assistance team first if you’re sick or injured abroad.
Stay alert in crowded tourist hotspots like Lisbon's Tram 28 and Porto's bustling Ribeira waterfront. If you fall victim to a crime, report it immediately to authorities.
The ocean is a magical place, but it can also be a dangerous one. Portugal's Atlantic coast has powerful rip currents, especially around the Algarve and Nazaré. Always swim in patrolled areas and heed warnings.
Travel during Portugal's shoulder seasons of Spring (March to May) and Autumn (September to November) and you'll be rewarded with cheaper accommodation and fewer crowds.
Travel insurance is not blanket cover-all and there are some things we do not cover. It’s important to read your PDS carefully to ensure you fully understand what is and isn’t covered. Some of the things we do not cover include:
This is a summary only. Cover is subject to the terms, conditions exclusions and limitations of the PDS. Contact us if you have questions about coverage or exclusions.
While Australians typically dine around 7pm, Portuguese restaurants don't even open until 7pm. Embrace the late-night dining culture and enjoy leisurely meals that often stretch past 10pm. Note: Tipping 10% is standard.
While Lisbon and Porto are essential stops, expand your itinerary to include quieter stops like Sintra, Óbidos, and Sagres where you’ll discover fairy-tale palaces, medieval charm, and breathtaking natural landscapes.
The new European Entry/Exit System (EES) for all non-EU nationals, including Australians, travelling in or out of the Schengen Area is expected to start in October 2025. Stay informed with Smartraveller for country-specific alerts.
This is not a full list of what's covered and not covered. Other terms, conditions, limitations and exclusions may apply so please read your PDS carefully. If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
Here are our most frequently asked questions about travel insurance for Portugal. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
Australian citizens don't need a Schengen visa if they’re travelling in Portugal for 90 days or less. However, if you plan to extend your trip you’ll need to apply for a Schengen visa. For any information related to the latest travel updates and travel requirements visit smartraveller.gov.au
You can make a claim online from anywhere in the world.
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If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone: +61 2 8263 0470 or Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.