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Travel insurance for kayaking

Everything you need to know about travel insurance for kayaking and rafting

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Travel Insurance for kayaking and rafting

Exotic sunsets, the water lapping at your bow; experiences on the water are often the most unforgettable part of any holiday. From paddling with the family on Lake Superior, to sea kayaking the turquoise waters around Indonesia’s Raja Ampat archipelago, get your next holiday flowing on a kayaking or rafting adventure.

Rafting and kayaking: What's covered

When you get a travel insurance quote for your kayaking or rafting trip, you need to specify the adventure activity in your policy. When you 'choose your options' and select your kayaking/rafting activity according to the following activity category:

  • Kayaking: (inland/coastal waters within 3 nautical miles, grades 1-5)
  • Sea Kayaking: (Beyond 3 nautical miles)
  • Sea Kayaking: (inland/coastal waters within 3 nautical miles, grades 1-5)
  • White Water Kayaking (inland/coastal waters within 2 nautical miles, grades 1-5)

Travel insurance and International River Grading System

Several activity options above mention international river grades which can be described as:

International River Grading

  • Class 1: Easy
  • Class 2: Novice
  • Class 3: Intermediate
  • Class 4: Advanced
  • Class 5: Expert
  • Class 6: Extreme and Exploratory Rapids

Traveler’s Tip: before you launch, remember to check the International River Grading of the river you’re on so you won’t invalidate your cover. The scale is used for various water sports and activities, such as black and white water rafting, river boarding, white-water canoeing, stand up paddle surfing, and whitewater kayaking.

With regards to river/rafting insurance, you will note that an additional specified item is required if you are venturing more than 3 nautical miles from your kayaking/rafting point of departure, i.e. your travel insurance policy will require an additional premium.

So remember if you are kayaking/rafting more than 3 nautical miles and you haven't specified this on your World Nomads policy - you are not covered!

Rafting and kayaking: What’s not covered

World Nomads won't insure you for kayaking/rafting down rivers of a Class 6 variety: 'Extreme and Exploratory rapids'. Sorry, we'd love to, hell, we'd love to film you and publish it on our site, but sadly, we can't insure you.

Kayaking and rafting: travelling smarter and safer

We love to find ways to help you enjoy your travels: from travelling smarter to travel safety and we endeavor to source the most up to date information about travel destinations. If you are going Kayaking or Rafting in another country, check out our Travel Safety content or you can read more about kayaking destinations.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip against unexpected cancellation.

  • Explorer Plus: USD $1,500
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Medical Expenses Overseas

Take the pain out of medical costs.

  • Explorer Plus: USD $100,000
  • Explorer Plan: USD $70,000
  • Standard Plan: USD $30,000
Medical Expenses Overseas
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plus: USD $80,000
  • Explorer Plan: USD $60,000
  • Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Checked-in Baggage Loss

Covers the loss, theft or damage of your bags by a common carrier.

  • Explorer Plus: USD $1,200
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Checked-in Baggage Loss
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Trip Cancellation or Interruption
  • Baggage
  • Emergency Medical Evacuation & Repatration
  • 24 Hour Assistance Services
  • And more (depending on your country of residence)
This is a general summary for Brazil residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

For policies purchased on or after 17 December 2021, your World Nomads policy is provided through Chubb Seguros:

Phone: +1 212 315-1806 (from anywhere in the world) Phone: 0800-591-1043 (from Brazil); or Whatsapp message: +54 911 3053-3959

For policies purchased on or before 16 December 2021, your World Nomads policy is provided through Zurich Seguros:
Phone: +1 877-660-2844 (from anywhere in the world) Phone: (11) 2526-9312 (from Brazil); or Whatsapp message: +57 316 851-0533

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Underwritten by:

Insured by Chubb. For Brazilian residents, we partner with Chubb to provide travel insurance products, customer service for 24/7 urgencies and emergencies, and claims service. You can purchase your insurance in up to six installments.