Photo © Getty Images / Marco Bottigelli

Travel insurance when visiting Chile and Argentina

Say hola to Chile and Argentina in style. Explore both countries knowing you are covered by World Nomads if things get too hot to handle.

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Chile and Argentina are known for their natural beauty, warm and friendly people and passion for football and tango. When travelling around Argentina and Chile, you’ll find activities aplenty and natural attractions that need to be seen to be believed. Try trekking and camping in Patagonia, sip some vino at wineries in Salta and Mendoza, or go hiking in the Atacama Desert, the driest place on Earth (aside from the poles).

No matter your plans, you may want to consider travel insurance to protect against unforeseen circumstances.

What's covered

With World Nomads, you can buy travel insurance when you book your trip from home or while you're already travelling around Chile and Argentina. Our plans offer cover (up to the benefit limits) for:

  • Overseas emergency medical
  • Emergency evacuation and repatriation
  • Trip cancellation and interruption
  • Stolen or delayed baggage
  • Worldwide 24-hour Emergency Assistance

Make sure you’ve selected the right travel insurance plan for your specific needs. We offer two types of plans, Standard and Explorer, depending on the amount of cover you need.


Atacama Desert in Chile
Atacama Desert, Moon Valley, Chile. Photo credit: Getty images / iStockphoto

Cover for more than 150 activities, sports. volunteer and work experiences

Chile and Argentina offer outdoor adventures for all types and ages of travellers. Some highlights include:

  • Trekking and hiking in Torres del Paine National Park.
  • Rafting and kayaking through the 330kms of the Chilean Lake District.
  • Whale watching and spotting the penguins and other wildlife in Puerto Madryn.
  • Taking in the views in Bariloche while horse riding with the Gauchos.
  • Escaping to Easter Island to take in the sights and historical significance of the Moai.

World Nomads offers cover for more than 150 activities. You will need to list the activities you plan to participate in when you purchase your policy. Our base plan cost covers various adventure sports, activities and volunteer and work experience. You’ll have to pay an additional premium to cover more adventurous endeavors.

There may also be special conditions and exclusions of cover for your chosen activities. Be sure to read your policy documents for full details of any conditions or exclusions that apply to each activity.

Around the clock support for unexpected medical emergencies

Argentina and Chile are amongst the most-visited adventure travel destinations in the world. Despite your best efforts to stay safe and well, injuries and illnesses can happen. Travel insurance can help if you get injured or sick and need urgent medical assistance.

Our 24/7 Emergency Assistance Team can get you help in the event of an emergency, whether you need to visit a doctor or need an ambulance transfer to a hospital that can treat your condition.

Get in touch with the emergency assistance team before undergoing any medical treatment; you will need pre-authorization before undergoing medical procedures, or in situations where medical evacuation is required.

Crime and theft in Chile and Argentina

While Chile and Argentina are considered relatively safe tourist destinations, petty thieves and pickpockets frequent some of the most popular tourist hotpots like La Boca, and other parts of major cities like Buenos Aires and Santiago. When in crowded areas in any Chilean or Argentinian city, always maintain a sense of awareness of your surroundings.

The safety precautions you should take in Argentina and Chile are essentially the same as anywhere else: don’t take unlicensed taxis, don’t wander around alone at night, and avoid calling too much attention to yourself, including wearing flashy jewelry.

Motorcycle robberies - called ‘motochorro’ in Argentina – are common. This is where two people on a motorcycle grab your bag or whatever is in your hand as they pass you and take off.

In Chile, large-scale demonstrations sometimes occur in Santiago and other cities. Demonstrations can take place with little or no notice, and often result in disruptions to transportation, including service on public buses and the Santiago Metro.

It’s important to keep a close eye on your belongings at all times while you are travelling. A backpack stolen from an unlocked car, or a phone left unattended then stolen from a public bathroom are not likely to be covered. If you have been the victim of theft, you’ll need to report it to the local police as soon as possible.

Traveller tip: make copies of all key documents you’ll be travelling with – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.

Buenos Aires, Argentina
The Obelisk in Buenos Aires. Photo credit: Getty images / FrankvandenBergh

What's not covered

Here are some of the things we don't provide cover for:

  • Pre-existing medical conditions that are not stable and controlled – see the policy wording for details.
  • Travelling to or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ or ‘Avoid Essential Travel’ warning issued by the Canadian government.
  • Participation in a sport or activity that you did not list when you purchase your policy or that is listed as “Not covered” in the policy wording.
  • Participation as a professional athlete.
  • Expenses incurred after any proposed date of transfer or return, for any sickness or injury if you choose to decline transfer or to return to your home province for medical treatment when our medical department has declared you medically able to travel.
  • Non-emergency treatment that can wait until you return home (it's not health insurance; it's travel insurance for medical emergencies).

Looking for more travel inspiration for Chile and Argentina?

World Nomads has various articles that cover a range of fun topics on Chile and Argentina, here’s a sample of some of our content:


This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us


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Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team