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Travel insurance for digital nomads

Cover your device when travelling or working away from home.

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In today’s tech-centric world, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. That's why our travel insurance plans have been designed for digital nomads. 

What does your coverage offer?

We may be able to help you recover some or all of your replacement or repair costs if your tech devices are:

  • Stolen while under your supervision.
  • Destroyed by a fire or a natural disaster.

You should remember depreciation and wear and tear will be taken into account when calculating the value of your electronic items. Sorry, we’re not going to replace your old iPhone with the latest model!

Benefit limits also apply, so carefully evaluate the level of coverage you’ll need before you get on the road and make sure you’ve purchased the right plan to match your needs.

What may not be covered?

Travel insurance isn't designed to cover everything, and these are just some of the things we don't cover:

  • When you leave your gear behind
  • Electronic malfunctions (you can take that up with the manufacturer)
  • Any damage incurred when you check your device into your luggage 
  • Devices older than the policy can cover
  • Items that can't be proved that you own 

This is only a summary of coverage and does not include the full terms and conditions of the policy.  It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions.  If you do not understand your coverage, of if you have questions about your coverage, just ask us.

Tips for Digital Nomads

  • Find and scan your receipts before you leave.
  • If an airline loses your gadgets, notify them right away and get a record.
  • Theft? Report it to the police within 24 hours.
  • If you've got a handset or tablet that can be blocked, block it.
  • Password protect your devices and enable the lock screen if possible.
  • Make a claim at home or on the road.

Bag snatched in Latvia

It was my final day in Riga, Latvia. In my small bag, I keep all my valuables because hostels can't always be reliable with safekeeping. It contained my new GoPro, IPhone, digital camera, laptop and hard drive. Later that night, after touring the coast, I decided to take the train back to Riga city. As I was getting off the train, my bag was snatched off my shoulder. In seconds, the doors closed, and the train pulled away. I spoke to authorities on the platform, who referred me to the police to report the theft. It’s a day trip I won't forget soon.
C.E. Australian in Latvia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 16 December 2016 and rated 4 stars

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FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.