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Travel Insurance for Overseas Dental

For when pain wipes the smile off your face.

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Broken or chipped teeth can happen at any time. It can be seeded bread in Berlin, olives in Athens, or dried fish in Krasnodar. If pain suddenly strikes, World Nomads travel insurance may cover your emergency dental treatment to help you get relief.

What does travel insurance cover for overseas dental?

World Nomads policies offer cover for dental expenses if you have to see a dentist while travelling, for the immediate relief of sudden pain to natural or permanently attached artificial teeth if:

  • You experience an unforeseen occurrence of sickness or injury resulting in the necessity of immediate emergency dental treatment.
  • You've broken your tooth and require emergency dental treatment.
  • You need emergency dental treatment due to an accidental blow to your face or mouth.

The amount of cover will depend on which plan – Standard vs Explorer – you buy and is available for international trips or for domestic trips outside your home province. Be sure to always read the policy wording carefully as terms, conditions, limits, and exclusions may apply.

You must be covered under your GHIP for the full duration of your policy to be eligible for maximum emergency medical benefits. If you do not have GHIP coverage while on your trip, emergency medical benefits will be limited to $40,000 CAD for the duration of your trip. 

The portion of the expenses claimed should not be covered by your GHIP or any other related insurance or reimbursement plan.

Travel insurance tip: Your dental illness or injury must be confirmed in writing by your treating medical practitioner overseas. You must get copies of all medical and dental records, reports, and clinical notes before you leave the hospital or medical facility as well as original receipts to document your expenses so we may verify your claim. Coverage is limited to the amount shown in the policy wording.

What’s not covered

Travel insurance isn’t designed to cover everything. Common dental claims we don’t cover include but are not limited to:

  • General check-ups.
  • Getting your teeth straightened in Thailand.
  • New teeth or fillings following pain-relieving treatment.
  • Major dental work, such as crowns, dentures, bridges, and implants.
  • If you've bought a policy after the pain has set in.
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies). 

Experiencing a dental emergency?

Experiencing a dental emergency? Our Emergency Assistance team helps take the stress out of already stressful situations and is available 24 hours a day, 7 days a week, 365 days a year. 

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

How to get dental assistance

If you're in a serious accident, it’s essential that you get in contact with our Emergency Assistance Team as soon as possible so we can support you. Our assistance co-ordinations will provide guidance should you require emergency medical or dental assistance 24 hours a day, seven days a week. If possible, Please be ready with the following:

  • Your policy number
  • A contact number
  • The nature of your problem
  • Your location

You must contact us prior to seeking emergency medical attention unless your medical condition prevents you from calling, in which case you must call as soon as medically possible or have someone call on your behalf. 

I bit on something hard

A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Claim paid: USD $82.33
B.Pham. U.S Resident in South Africa.


Here are our most frequently asked questions about dental insurance. If you can't find what you're looking for here, get in touch with our customer service team and they can provide clarification.  

  • How do I claim for any dental treatment?
    If you’ve had to see a dentist while on your trip and you receive dental treatment, then you will need to get a medical report confirming the dental injury, illness or sickness and also that the treatment received was required for the immediate relief of sudden and acute onset of pain, to support your claim. Contact the 24/7 Emergency Assistance Team as soon as possible so they can provide guidance and answer any questions you may have.
  • Why can’t I get treated for any dental issues I may have?
    Our emergency dental coverage provides cover for dental treatment which is required due to an unforeseen occurrence of sickness or injury occurring on a trip that results in the necessity for immediate emergency dental treatment by a licensed registered dentist, physician or hospital. This means that major dental work like crowns, bridges, dental prostheses, treatment involving the use of precious metals and cosmetic dentistry will not be covered. With this in mind, any dental surgery or other medical treatment which, in the opinion of your attending medical practitioner, our 24/7 Emergency Assistance Team or us, that can be delayed until your return home, will not be covered.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Are you, your family sick, injured or deceased?
  • Strike at your departure or arrival point?
  • Official travel advisory warning not to travel?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Need prescription meds?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need to get to a hospital urgently?
  • You or a family member deceased?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or gear stolen?
  • Tech trashed?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travellers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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