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Travel Insurance for Trip Cancellation

Learn what's covered if you have booked and paid for your trip and unexpectedly need to cancel.

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If your swimsuit is packed for your sunny vacation to California but suddenly you can’t go, travel insurance could help. You may be able to claim for your non-refundable costs of cancelling your trip (a 72-hour waiting period applies before coverage begins).

For Brazilian residents, all of World Nomads travel insurance plans include cancellation cover if you have an accident or get sick before you leave.

In addition, you may be covered for cancelling your trip if a close relative (your father, mother, spouse or child) is hurt or seriously ill (policy conditions apply).

What's covered?

If you’ve bought your travel insurance policy with World Nomads, you may be able to make a claim for your non-refundable cancellation costs. These include (but are not limited to):

  • You experience an illness or personal accident that medical experts determine will prevent you from traveling.
  • You, or your traveling companion or a close relative (spouse, parent or child) is hospitalized or dies.
  • A judicial summons.
  • If you are fired unfairly from your current job.
  • If your house catches fire, explodes or suffers serious damage.

Note that if you transfer your trip to another person as a result of one of the covered events, the transfer expenses may be covered by this coverage, provided they do not exceed the cancellation expenses.

What’s not covered?

Travel insurance cancelation cover doesn’t include everything. This means you may not be covered if you cancel your trip due to:

  • Changing your mind!
  • Vaccination expenses.
  • Accidents resulting from anything illegal or intentionally aggrivating your risk.
  • Events that the insured is already aware of before purchasing the travel insurance policy

This is not a full list of what's covered and not covered. There are item limits and conditions that apply, so for more information read your policy carefully before you buy.

Be prepared if you need to claim for cancellation.

Depending on your claim, you'll need copies of:

  • Receipts
  • Itineraries
  • Doctors/death certificates
  • Medical history 
  • Written documentation from the travel provider of reason for cancellation and any refunds

Wife's accident cancels Kilimanjaro

I have to cancel my trip to Tanzania because my wife had an accident and she is waiting for a scan of her back. I should fly to Berlin tomorrow, then Bergen and day after to Africa. It is impossible now because she is alone in the house and I have to take her tomorrow to hospital for another scan. I paid 900 pounds for a Kilimanjaro Climb which is not refundable as it is too close to departure. I paid a deposit for a 3 day safari and had to cancel flights and my volunteer job.
Claim Paid: USD $1,536.33
S.K. Norwegian Nomad.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

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