Esportes e Atividades de Aventura
Seguro Viagem criado sob medida para o brasileiro aventureiro.
- As featured in:
As featured in:
- Esportes de aventura, Seguro Viagem e o que nossos planos cobrem
- Que atividades são cobertas?
- O que não está coberto
- Dicas de atividades de aventura para te ajudar a ter uma experiência mais segura
Esportes de aventura, Seguro Viagem e o que nossos planos cobrem
O mundo é vasto, e isso só pode significar uma coisa – aventura é o que não falta! Na World Nomads, queremos ajudá-lo a aproveitar ao máximo suas férias e o que o planeta tem a oferecer. É por isso que oferecemos um Seguro Viagem que cobre mais de 150 esportes e atividades de aventura. Portanto, se você planeja mergulhar no México ou andar de mountain bike no Himalaia, pode ser uma boa ideia obter um Seguro Viagem para cobrir suas aventuras.
Todo mundo imagina o final perfeito para um dia divertido de ski: contar histórias ao redor de uma fogueira. Mas e se o dia terminar com você contando ao médico como bateu em uma árvore ou quebrou a perna? As coisas nem sempre saem como planejado, então todos os nossos planos incluem assistência de emergência profissional 24 horas por dia na forma de uma linha direta de suporte.
Algumas das situações cobertas pelo seu Seguro Viagem de aventura podem incluir:
Atendimento Médico de Emergência e Evacuação
Se você cair de um buggy enquanto dirige pela areia a quilômetros de qualquer cidade, podemos ajudá-lo a encontrar o hospital mais próximo e até providenciar o transporte para levá-lo até lá o mais rápido possível. Nossa equipe de Assistência Emergencial também pode entrar em contato com sua família no Brasil para informá-los sobre o que pode ter acontecido e seu estado de saúde.
Documentos Extraviados
Se você estiver pescando em alto mar e seus documentos caírem na água enquanto você lida com um atum de 110 kg, seu Seguro Viagem pode providenciar substituições para garantir que suas férias continuem e você possa voltar para casa. Nossa equipe de Assistência Emergencial também pode ajudar aqui, oferecendo orientação a sua família de como enviar dinheiro ao exterior.
Perda de Bagagem
Tudo pronto para os Alpes quando você descobre que a companhia aérea perdeu seus esquis e todas as suas roupas de inverno? Infelizmente, isso pode acontecer, então seu Seguro Viagem de aventura pode reembolsá-lo pelo equipamento de substituição enquanto a companhia aérea resolve as coisas. Lembre-se de preencher toda a papelada adequada no aeroporto e tê-la em mãos para quando estiver pronto para acionar o seguro.
Cancelamento de viagem
Você pode ter terminado a caminhada do dia pelo norte da Espanha sem problemas, mas um de seus amigos pode não ter tido tanta sorte. Se um de seus companheiros de viagem se machucar ou adoecer e você tiver que interromper sua viagem, sua apólice poderá ajudá-lo a voltar para casa e cobrir suas despesas.
Que atividades são cobertas?
Existem alguns esportes radicais que nós, brasileiros, amamos especialmente, como o surf e o rapel. Embora muitas modalidades desses esportes estejam incluídas em nossos planos, há outras que são populares entre os brasileiros, como paraquedismo e alpinismo, que podem não estar.
Antes de viajar, você deve sempre ler as diferentes apólices de seguro da World Nomads - Standard, Explorer e Explorer Plus- para garantir que você tenha cobertura para tudo o que planeja fazer. Verifique também se seus companheiros de viagem estão planejando atividades de aventura para as quais você também deseja obter cobertura. Você não poderá atualizar seu plano existente no meio da viagem, portanto, sempre tome a decisão certa antes de sair de casa.
O que não está coberto
Embora a World Nomads possa oferecer seguro para uma ampla gama de esportes e eventos imprevistos, ela não pode cobrir tudo. A seguir estão algumas situações que não são cobertas:
- Emergências de saúde relacionadas a quaisquer condições médicas pré-existentes.
- Esportes ou atividades não cobertos pela apólice que você escolheu.
- Participação profissional numa atividade ou esporte (ex: mountain biking ou surf profissional).
- Qualquer coisa que aconteça se você tiver usado drogas ou álcool.
- Comportamento imprudente ao correr riscos desnecessários.
- Equipamentos esportivos danificados durante a viagem para o seu destino de férias podem ser cobertos, mas danos durante o uso, não.
Dicas de atividades de aventura para te ajudar a ter uma experiência mais segura
Escolha os guias certos
Mesmo que apenas para flutuar na piscina do hotel, você deve sempre pensar nos riscos que o rodeiam. Portanto, se você planeja descer algumas corredeiras praticando canyoning, deve estar ainda mais ciente dos riscos que pode enfrentar!
Ao escolher uma operadora turística, verifique sempre se ela está devidamente certificada e registrada para guiá-lo em sua nova e emocionante aventura.
Escolha o equipamento certo
Certifique-se de que está devidamente protegido para os esportes de aventura que planeia praticar. Verifique novamente a rede de segurança do iate de alta velocidade e coloque seu capacete e protetores ao andar de skate.
Esteja ciente de suas próprias limitações
Você pode caminhar todo dia pela cidade, mas isso não significa que seu corpo estará pronto para um dia inteiro de mountain bike nos Altos Pirinéus. Sempre avalie se a atividade na qual deseja se envolver é adequada para seus níveis específicos de condicionamento físico.
Se você tiver alguma dúvida sobre a cobertura, basta nos perguntar – ficaremos felizes em ajudar.
World Nomads covers more than 150 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it.
You can read more about coverage for some specific activities, or select your Country Of Residence and click here to see the activities covered by the plans available to you.
We offer cover for:
- 24/7 Emergency Assistance
- Overseas medical assistance
- Cancellation
- Baggage
I bit on something hard
A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
B.P. U.S Resident in South Africa.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
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Does my insurance cover medical costs upfront or do I have to pay and claim later?
Who pays depends on what’s happened! If it’s an emergency situation where hospital admission and/or medical evacuation is required, the insurer covers these costs upfront (provided the incident is covered as per the policy wording, of course).
-
Do you have a list of doctors/dentist so I know where to go in case something happens and make sure I’m covered?
We don't publish a list of doctors or dentists. If you need help finding one, call our assistance teams, and they'll guide to the most appropriate medical professional.
-
Why don't you cover ongoing treatment at home?
Travel insurance policies are designed for accidents or unexpected illness overseas. They don't stand in place of primary medical insurance or government healthcare.
Travel Insurance for 150+ Adventure Sports and Activities
Travel insurance designed for adventures while traveling.
- As featured in:
As featured in:
- Adventure sports, travel insurance and what’s covered by our plans
- What activities are covered?
- What’s not covered
- Questions to ask when choosing a plan
Adventure sports, travel insurance and what’s covered by our plans
It’s a wide, wide world, and that can only mean one thing – Adventure! Here at World Nomads, we believe in helping you get the most out of your vacation and the most out of what the planet has to offer. That’s why we offer travel insurance covering more than 150 adventure sports and activities. So if you’re planning on scuba diving in Mexico or mountain biking the Himalayas, it may be a good idea to get travel insurance to cover your adventures.
Everyone envisages the end of a fun day skiing telling stories around a log fire, but what if it ends up with you telling the doctor how you hit a tree or broke your leg? Things don’t always go as planned, so all our policies include round-the-clock professional emergency assistance in the form of a support hotline.
Some of the situations covered by your adventure travel insurance may include:
Emergency Medical Care and Evacuation
If you tumble out of a dune-buggy miles from anywhere, we can help direct you to the nearest hospital and may even be able to arrange the transportation to get you there as soon as possible. Our Emergency Assistance team may also be able to contact your family back in Brazil to let them know what might have happened and how you are getting on.
Lost documents
If you’re out deep-sea fishing when your documents fell overboard while hauling in a 110kg tuna, your travel insurance may be able to arrange replacements to ensure your vacation continues and you’ll be able to get back home. Our Emergency Assistance team may be able to help here as well, offering guidance on getting money wired from overseas.
Baggage Loss
All ready to hit the Alpine slopes only to discover the airline has lost your skis and all your winter clothing? Unfortunately, it can happen, so your adventure travel insurance may be able to reimburse you for replacement gear while the airline sorts things out. Just remember to complete all the proper paperwork at the airport and keep it safe for when you’re ready to claim.
You might have finished the day’s trekking across Northern Spain without a hitch, but one of your buddies might not have been so lucky. If one of your traveling companions injures themselves or falls ill and you have to cut your trip short, your policy may be able to help you get back home and cover you for lost expenses.
What activities are covered?
There are some radical sports which we in Brazil particularly love, such as surfing and rappelling. While many forms of these sports are included in our policies, there are others which are popular amongst Brazilians, such as skydiving and mountain climbing, which may not be.
Before traveling, you should always read through the different World Nomads insurance policies - Standard, Explorer and Explorer Plus - to make sure you get coverage for all you plan on doing. Also check whether your travel companions are planning any adventure activities that you might want to get coverage for as well. You won’t be able to upgrade your existing plan mid-trip, so always make the right decision before leaving home.
What’s not covered
While World Nomads may provide insurance for a wide range of sports and unforeseen events, it can’t cover everything. The following are some situations that won’t be covered:
- Healthcare emergencies related to any pre-existing medical conditions.
- Sports or activities not covered in the policy you have chosen.
- Professional participation in an activity or sport (e.g.: professional mountain biking or surfing).
- Anything that happens if you have taken drugs or alcohol. Water and wine don’t mix!
- Reckless behavior or taking needless risk.
- Sports equipment damaged while traveling to your vacation destination may be covered, but damage while in use won’t be.
Adventure activity tips to help you have a safer experience
Choose the right guide
Even if you’re just floating on a tube in the hotel pool, you should always be aware of the risks surrounding you. So if you’re planning to tube down some canyon rapids, you should be that much more aware of risks you face!
When choosing a tour operator, always check they are properly certified and registered to guide you through your exciting new adventure.
Choose the right gear
Make sure you are properly protected for the adventure sports you plan on doing. Double-check the harness on that high-speed yacht and pop on your helmet and pads when going skateboarding.
Be aware of your own limitations
You may ride around town every day at home, but that doesn’t mean that your body will be ready for a full day’s mountain biking in the high Pyrenees. Always take a step back and sensibly consider whether the activity you want to get involved in is suitable for your specific levels of fitness.
If you have any questions about coverage, just ask us – we’re happy to help.
World Nomads covers more than 150 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it.
You can read more about coverage for some specific activities, or select your Country Of Residence and click here to see the activities covered by the plans available to you.
We offer cover for:
- 24/7 Emergency Assistance
- Overseas medical assistance
- Cancellation
- Baggage
I bit on something hard
A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
B.P. U.S Resident in South Africa.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Does my insurance cover medical costs upfront or do I have to pay and claim later?
Who pays depends on what’s happened! If it’s an emergency situation where hospital admission and/or medical evacuation is required, the insurer covers these costs upfront (provided the incident is covered as per the policy wording, of course).
-
Do you have a list of doctors/dentist so I know where to go in case something happens and make sure I’m covered?
We don't publish a list of doctors or dentists. If you need help finding one, call our assistance teams, and they'll guide to the most appropriate medical professional.
-
Why don't you cover ongoing treatment at home?
Travel insurance policies are designed for accidents or unexpected illness overseas. They don't stand in place of primary medical insurance or government healthcare.
