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Adventure Sports and Activities

Travel insurance designed for adventures while traveling.

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Adventure sports, travel insurance and what’s covered by our plans

It’s a wide, wide world, and that can only mean one thing – Adventure! Here at World Nomads, we believe in helping you get the most out of your vacation and the most out of what the planet has to offer. That’s why we offer travel insurance covering more than 150 adventure sports and activities. So if you’re planning on scuba diving in Mexico or mountain biking the Himalayas, it may be a good idea to get travel insurance to cover your adventures.

Everyone envisages the end of a fun day skiing telling stories around a log fire, but what if it ends up with you telling the doctor how you hit a tree or broke your leg? Things don’t always go as planned, so all our policies include round-the-clock professional emergency assistance in the form of a support hotline.

Some of the situations covered by your adventure travel insurance may include:

Emergency Medical Care and Evacuation

If you tumble out of a dune-buggy miles from anywhere, we can help direct you to the nearest hospital and may even be able to arrange the transportation to get you there as soon as possible. Our Emergency Assistance team may also be able to contact your family back in Brazil to let them know what might have happened and how you are getting on.

Lost documents

If you’re out deep-sea fishing when your documents fell overboard while hauling in a 110kg tuna, your travel insurance may be able to arrange replacements to ensure your vacation continues and you’ll be able to get back home. Our Emergency Assistance team may be able to help here as well, offering guidance on getting money wired from overseas.

Baggage Loss

All ready to hit the Alpine slopes only to discover the airline has lost your skis and all your winter clothing? Unfortunately, it can happen, so your adventure travel insurance may be able to reimburse you for replacement gear while the airline sorts things out. Just remember to complete all the proper paperwork at the airport and keep it safe for when you’re ready to claim.

Trip cancellation

You might have finished the day’s trekking across Northern Spain without a hitch, but one of your buddies might not have been so lucky. If one of your traveling companions injures themselves or falls ill and you have to cut your trip short, your policy may be able to help you get back home and cover you for lost expenses.

a couple snorkelling
A couple snorkelling. Photo credit: Getty images / isitsharp

What activities are covered?

There are some radical sports which we in Brazil particularly love, such as surfing and rappelling. While many forms of these sports are included in our policies, there are others which are popular amongst Brazilians, such as skydiving and mountain climbing, which may not be.

Before traveling, you should always read through the different World Nomads insurance policies - Standard, Explorer and Explorer Plusto make sure you get coverage for all you plan on doing. Also check whether your travel companions are planning any adventure activities that you might want to get coverage for as well. You won’t be able to upgrade your existing plan mid-trip, so always make the right decision before leaving home.

What’s not covered

While World Nomads may provide insurance for a wide range of sports and unforeseen events, it can’t cover everything. The following are some situations that won’t be covered:

  • Healthcare emergencies related to any pre-existing medical conditions.
  • Sports or activities not covered in the policy you have chosen.
  • Professional participation in an activity or sport (e.g.: professional mountain biking or surfing).
  • Anything that happens if you have taken drugs or alcohol. Water and wine don’t mix!
  • Reckless behavior or taking needless risk.
  • Sports equipment damaged while traveling to your vacation destination may be covered, but damage while in use won’t be.
A couple backpacking in the mountains
A couple backpacking in the mountains. Photo credit: Getty images / Jordan Siemens


Adventure activity tips to help you have a safer experience

Choose the right guide

Even if you’re just floating on a tube in the hotel pool, you should always be aware of the risks surrounding you. So if you’re planning to tube down some canyon rapids, you should be that much more aware of risks you face!

When choosing a tour operator, always check they are properly certified and registered to guide you through your exciting new adventure.

Choose the right gear

Make sure you are properly protected for the adventure sports you plan on doing. Double-check the harness on that high-speed yacht and pop on your helmet and pads when going skateboarding.

Be aware of your own limitations

You may ride around town every day at home, but that doesn’t mean that your body will be ready for a full day’s mountain biking in the high Pyrenees. Always take a step back and sensibly consider whether the activity you want to get involved in is suitable for your specific levels of fitness.

If you have any questions about coverage, just ask us – we’re happy to help.

World Nomads covers more than 150 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it.

You can read more about coverage for some specific activities, or select your Country Of Residence and click here to see the activities covered by the plans available to you.

We offer cover for:

  • 24/7 Emergency Assistance
  • Overseas medical assistance
  • Cancellation
  • Baggage

I bit on something hard

A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Claim paid: USD $82.33
B.P. U.S Resident in South Africa.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

Photo © Westend61

Surfing travel insurance

World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?

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Stoked to be hitting those waves you’ve only dreamed of until now? You’ve mastered all that Brazil’s coasts have to offer and now it’s off to the Gold Coast, Indonesia or Oahu. But an awkward wipeout or an encounter with hidden rock could bring your dream to a premature end. So before paddling out, it’s a good idea to have your travel insurance in place.

What’s covered by travel insurance for surfing?

You might be a seasoned surfer and know the risks, but riding the waves knowing that you’re covered in the event of an accident makes you a smart surfer. A World Nomads travel policy for surfing may cover:

  • Baggage Loss: What if the airline misplaces your prized board and other baggage before you’ve even seen the ocean? Make sure you follow the correct Property Irregularity Procedures and your insurance may mean you can still head to the beach.

  • Lost documents: Mislaid your travel documents and wallet hopping from one beach town to another in Nicaragua? You may be able to rely on your travel insurance to ensure arranging replacements is smooth and easy.

  • Emergency Medical Care: One minute you’re flying across the waves, the next you’ve seriously wiped out. Getting overseas travel insurance for urgent or emergency medical issues before traveling may have been the best decision you make if you have an accident or even suffer a disability.

  • Transportation: The world’s best swells aren’t necessarily conveniently located next to the local hospital. Your travel insurance may well help you get from your secluded surfer’s paradise to the nearest medical center for treatment.

  • Trip cancellation: If you or a travel companion has an accident on the waves or falls ill, meaning your trip is cut short, your policy may help you get back home and recover your pre-paid travel expenses.

Besides wave surfing, your World Nomads policy may also cover:

  • Land surfing
  • Stand-up paddle surfing
  • Windsurfing
  • Sandboarding
  • Kitesurfing
  • Wakeboarding

Be sure to read through your travel insurance policy carefully as certain complementary forms of medical treatment may not be covered for surfing-related accidents.

What's not covered for surfing travel insurance?

World Nomads believes in providing support so that everyone has the chance to explore all the world has to offer. But you shouldn’t visit regions that have been deemed unsafe or unadvisable for travel, and you always need to be sensible and take care. World Nomads can’t cover everything, so please be aware of a few things, such as:

  • If you’re a beginner, take lessons at a surf school. Don’t go looking for a wave ‘pocket’ or a ‘ramp’!
  • Don’t go out on the ocean after drinking or taking drugs.
  • We can’t cover you if you don’t follow your doctor’s advice after an accident.
  • You should always take due care of your personal items when heading out on the waves.
  • If anything happens to you as a result of a pre-existing medical condition, you can’t expect to have your treatment covered.

How to get the most out of your travel insurance

As a surfer, there’s a good chance you’re going to be up for trying a few other adventure sports or activities while on vacation.

World Nomads provides cover for more than 150 different exciting sports and activities that you can try out while traveling overseas. But you should always make sure you carefully read the different policies - Standard, Explorer and Explorer Plus  - and decide which one is right for you.

Enjoying your vacation to the max often means making the right decisions. So when heading out for those early morning breaks:

  • keep an eye on the storm warnings.
  • recognize your own limits and respect the ocean’s warning signs.
  • check out the area beforehand and watch out for submerged rocks and reefs.
  • it may be a good idea to surf with others so you can always take it in turns to stay with everyone’s stuff on the beach. Your insurance won’t cover it if your belongings have been left unattended.

Obviously, on a surfing vacation, this is what you’ll want specific coverage for. But World Nomads travel policies cover many of those other unexpected and sometimes unavoidable things that can happen when away from home.

You may need medical attention after twisting your ankle hiking over the hill to another beach or eating some local seafood that didn’t agree with you. There is still even the possibility that you might catch COVID-19. Whatever happens, travel insurance for medical emergencies is important as it may provide you with medical care and attention when far from home.

The World Nomads emergency assistance team can also provide you with 24/7 help on a range of unexpected events. These may include providing guidance to the nearest hospital or police station or informing your family back home of any emergencies and helping receive funds quickly and easily if you find yourself in difficulty.

Obviously, this is just a brief outline of why it’s a good idea to have some travel insurance if you’re on a surfing vacation. For more detailed information, get a quote online and carefully read through the policy options available. If you have any questions, feel free to contact us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Christian Wheatley

Travel insurance for water sports and activities

What to know when getting your adrenaline rush in and around the water

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Making the most of stand-up paddle boarding (SUP) in Aruba, a casual reef snorkeling experience in Hawaii, oryou want to dial up the adrenaline and go parasailing in France.

 As fun as they sound, water sports activities aren’t always smooth sailing. World Nomads travel insurance can help you keep your head above water if the unexpected occurs.

What does World Nomads travel insurance cover?

Here are some of the key benefits of our coverage, depending on your Country of Residence and the plan you’ve selected:

  • Emergency medical and evacuation coverage – if you or a member of your family suffers an injury or accident whilst participating in a covered water sports activity.
  • Baggage and high value items cover – if your baggage or items are stolen, lost or damaged you may be covered, including if your bags are delayed.
  • Cover for Coronavirus-related events – depending on your Country of Residence our policies offer medical coverage for Coronavirus. Our Explorer Plan also offers cover for Coronavirus travel costs.
  • Coverage for extended stays – your plan can be extended while still traveling for up to 12 months from your departure date (terms and conditions apply).

Why should I consider travel insurance when doing a water sports activity?

With 71% of the Earth being covered by water, there’s no shortage of wet and wild adventures to be had on your travels. But before you head off it might be worth considering how travel insurance may help you have a safer and fun holiday. 

Our policies can help with medical costs and evacuation if you suffer an injury while sailing the Italian coastline and need to seek medical treatment. Travel insurance can also help if your surfboard is damaged whilst on the way to your surfing adventure in Australia. Having travel insurance can even help if your diving trip in Thailand by is cancelled due to an insured event by the tour provider and you’re left out of pocket.

Make sure that you’ve selected the right travel insurance plan for your specific needs. With World Nomads you can get a quote, make a claim, or extend your policy instantly online, even while traveling.

woman kayaking in Slovenia
Woman kayaking in Slovenia. Photo credit: Getty Images/Brusonja

What's covered by water sports activity insurance?

We want you to have the best experience on your travels, so we’ve designed our plans to cover the water sports that our nomads love the most including:

  • Dragon boating
  • Fishing
  • Jet Skiing
  • Kayaking
  • Snorkelling
  • Scuba diving (qualified to 40 metres)
  • Surfing
  • Stand-up paddle boarding. 

World Nomads offers two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need and your Country of Residence:

  • The Standard Plan covers a range of benefits and certain adventure activities and has lower coverage limits.
  • The Explorer Plan covers all the benefits of the Standard plan, with larger coverage limits, more benefits and covers more sports and activities.
  • Both the Standard and Explorer plans offer cover for nominated low-risk water sports under “Level 1” cover. If you plan to participate in higher-risk water sports, as listed in section 8 of the PDS, you may need to upgrade your Standard or Explorer plan to “level 2” or “level 3” cover depending on which water sports activities you plan on participating in.

 Depending on the level of cover you choose and your Country of Residence, our policies may cover you for the following when participating in water sports activities:

  • Medical emergency: if you suffer an accident on injury whilst participating in a water sports activity, you are covered for medical expenses incurred including evacuation and even repatriation if you need to return home.
  • Trip cancellation: if any part your trip is cancelled due to unforeseen circumstances you may be covered for expenses incurred as a result of the cancellation.
  • Cover for stolen baggage and gear: if your gear is lost, stolen or damaged on your trip you may be able to claim to have your gear replaced or repaired.
  • Natural disaster: If a natural disaster impacts your planned water sports adventure our policies may cover you if you need to cancel or interrupt your travel plans.

What's not covered

While there are several circumstances we can offer coverage for, there are also those we just won’t cover. These include, but are not limited to:

  • Damage to any sporting equipment while in use, sporting equipment over 3 years old or damage to or theft of any water sports equipment that are left unsupervised in a public place.
  • Participation in a sport or activity not listed in the policy wording or agreed by World Nomads where you haven’t paid the required additional premium.
  • If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure. (see US Department of State).
  • A loss arising from participating in or training for a competition or race where you receive a financial reward (i.e., an appearance fee, a wage or salary).
  • Any pre-existing medical conditions.
  • Any costs related to illegal activities or being under the influence of drugs or alcohol.

    Key tips for water activities and sports

    • Keep your receipts and paperwork:any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.
    • It pays to be prepared:check the weather, check your equipment, and check the credentials of your instructors and guides – if any seem unreliable then reconsider if it’s a smart move to go.
    • Monitor weather conditions and consider your fitness: you may want to reconsider your plans for a water-based holiday if you’re traveling to an island nation during the least optimal season weather-wise. You also need to ensure you are fit enough to take on any water-related activities or sports that you plan on doing. There’s no point signing up for cage-diving for instance if you’re prone to panicking or aren’t a proficient swimmer.
    • Don’t get in over your head:be responsible when choosing a water sports activity. Does it suit your experience level? Are you using an accredited tour operator? Make sure to wear appropriate safety gear.

      This is not a full list of what's covered and what's not; please check your Policy Wording for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.

       


      True Claims Stories

      • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
        L.D.
        U.S. resident in Spain
      • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
        A.B.
        Australian in Thailand
      • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
        T.R.
        Canadian in Malaysia

      24/7 emergency assistance

      Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

      Are you in need of emergency assistance right now?

      Contact the team

      Travel Insurance Benefits: how we can take care of you

      Trip Cancellation

      Been working hard for your trip?

      We'll work hard to protect it.

      Trip Protection
      • Unexpectedly hospitalised?
      • Travel buddy unfit to travel?
      • Been made redundant?

      We’ve got your back.

      Emergency Medical Expenses

      Feeling fit and healthy? What if you get sick or injured?

      Take the pain out of medical or dental costs.

      Emergency Medical Insurance
      • Need meds quick?
      • Accidentally injured?
      • Suddenly sick?

      We’ve got your back.

      Emergency Medical Transportation

      Know where the nearest hospital is?

      Don’t stress, we’ll get you there quickly.

      Evacuation and Repatriation
      • Banged up abroad?
      • Need a hospital urgently?
      • Medivac home?

      Help starts here.

      Protect your gear

      Love photography, filming or sport?

      Cover your bags, tech or gear.

      Protect your gear
      • Luggage lost?
      • Airline lost your gear?
      • Tech trashed?

      Help starts here.

      • Emergency Overseas Medical & Dental Expenses
      • Emergency Medical Evacuation & Repatriation
      • Trip Cancellation or Interruption
      • 24-Hour Assistance Services
      • Baggage
      • And more (depending on your country of residence)
      *This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

      Travel insurance. Simple & flexible.

      Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

      Photo © Christian Wheatley

      Travel insurance for water sports and activities

      What to know when getting your adrenaline rush in and around the water

        Trusted by:

      • Trusted by:

      With the Earth covered in so much water across oceans, lakes and rivers there’s plenty of opportunity to have some serious adventures on your travel. Whether you’re planning on surfing in Bali, rafting on the Colorado River or sailing the Mediterranean, World Nomads travel insurance can help you and your family if the unexpected happens.

      What does World Nomads travel insurance cover?

      World Nomads may offer cover for the following (up to the policy limits):

      • Emergency medical and evacuation coverage – if you or a member of your family suffers an injury or accident whilst participating in a covered water sports activity.
      • Baggage and high value items cover – if your baggage or items are stolen, lost or damaged you may be covered, including if your bags are delayed.
      • Cover for Coronavirus-related events – our policies offer medical coverage if you or your family are diagnosed with Coronavirus. You may also be covered for Coronavirus-related travel costs such as quarantine and trip cancellation, depending on which policy you choose.
      • Coverage for extended stays – your plan can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply).

      Why should I consider travel insurance when doing a water sports activity?

      Before you head off on your adventure it might be worth considering how travel insurance can ensure that your holiday dreams don’t turn into a nightmare.

      Our policies can help with medical costs and evacuation if you suffer an injury while sailing the Galapagos Islands and need to seek medical treatment. Having travel insurance can even help if your diving trip to the Great Blue Hole in Belize by is cancelled by the tour provider due to an insured event and you’re left out of pocket.

      Our policies cover a wide range of water sports activities, so don’t leave your aquatic adventure up to chance.


      Travel insurance tip: if you’ve already arrived at your overseas holiday destination and forgot to buy travel insurance before leaving New Zealand, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.



      What's covered by travel insurance for water activities and sports?

      We want you to have the best experience on your travels, so we’ve designed our plans to cover the water sports that our nomads love the most including:

      • Dragon boating
      • Jet Skiing
      • Wakeboarding
      • Kiteboarding
      • Windsurfing
      • Boating (inland and coastal waters)
      • Parasailing
      • Kayaking
      • Snorkelling
      • Stand-up paddleboarding.

      We can even offer cover for experiences that really push the limits including:

      • Outdoor endurance, multi-sport and triathlon events (less than ultra-distance)
      • Shark cage diving
      • Cavern diving (qualified to 40 metres).

      World Nomads offers two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need:

      • The Standard Plan covers a range of benefits and certain adventure activities and has lower coverage limits.
      • The Explorer Plan covers all the benefits of the Standard plan, with larger coverage limits, more benefits and covers more sports and activities.
      • Both the Standard and Explorer plans offer cover for nominated low-risk water sports under “Level 1” cover. If you plan to participate in higher-risk water sports, as listed in section 8 of the Policy Document, you may need to upgrade your Standard or Explorer plan to “level 2” or “level 3” cover depending on which water sports activities you plan on participating in. 

      Depending on the level of cover you choose, our policies may cover you for the following when participating in water sports activities:

      • Medical emergency: if you suffer an accident on injury whilst participating in a water sports activity, you may be covered for medical expenses incurred including evacuation and even repatriation if you need to return home.
      • Trip cancellation: if any part your trip is cancelled due to unforeseen circumstances you may be covered for expenses incurred as a result of the cancellation.
      • Cover for stolen baggage and gear: if your gear is lost, stolen or damaged on your trip you may be able to claim to have your gear replaced or repaired.
      • Natural disaster: If a natural disaster impacts your planned water sports adventure our policies may cover you if you need to cancel or interrupt your travel plans.
      woman kayaking in Slovenia
      Woman kayaking in Slovenia. Photo credit: Getty Images/Brusonja

      What's not covered?

      While there are several circumstances we can offer coverage for, there are also those we just won’t cover. These include, but are not limited to:

      • Damage to any sporting equipment while in use, sporting equipment over 3 years old or damage to or theft of any water sports equipment that are left unsupervised in a public place.
      • If you travel against medical advice or neglect to adhere to New Zealand Government ‘Do Not Travel’ warnings issued prior to departure. Find out more at Safe Travel NZ.
      • A loss arising from participating in or training for a competition or race where you receive a financial reward (i.e., an appearance fee, a wage or salary).
      • Any adventure activities or sports that aren’t covered by our policies.
      • Any pre-existing medical conditions.
      • Any costs related to illegal activities or being under the influence of drugs or alcohol.

        Tips for your water activity and sports sports trip

        • Keep your receipts and paperwork:any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.
        • It pays to be prepared:check the weather, check your equipment, and check the credentials of your instructors and guides – if any seem unreliable then reconsider if it’s a smart move to go.
        • Don’t get in over your head:be responsible when choosing a water sports activity. Does it suit your experience level? Are you using an accredited tour operator? Make sure to wear appropriate safety gear.

          This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

          The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.

           


          True Claims Stories

          • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
            L.D.
            U.S. resident in Spain
          • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
            A.B.
            Australian in Thailand
          • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
            T.R.
            Canadian in Malaysia

          24/7 emergency assistance

          Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

          Are you in need of emergency assistance right now?

          Contact the team

          Travel Insurance Benefits: how we can take care of you

          Trip Cancellation

          Been working hard for your trip?

          We'll work hard to protect it.

          Trip Protection
          • Unexpectedly hospitalised?
          • Travel buddy unfit to travel?
          • Been made redundant?

          We’ve got your back.

          Emergency Medical Expenses

          Feeling fit and healthy? What if you get sick or injured?

          Take the pain out of medical or dental costs.

          Emergency Medical Insurance
          • Need meds quick?
          • Accidentally injured?
          • Suddenly sick?

          We’ve got your back.

          Emergency Medical Transportation

          Know where the nearest hospital is?

          Don’t stress, we’ll get you there quickly.

          Evacuation and Repatriation
          • Banged up abroad?
          • Need a hospital urgently?
          • Medivac home?

          Help starts here.

          Protect your gear

          Love photography, filming or sport?

          Cover your bags, tech or gear.

          Protect your gear
          • Luggage lost?
          • Airline lost your gear?
          • Tech trashed?

          Help starts here.

          • Emergency Overseas Medical & Dental Expenses
          • Emergency Medical Evacuation & Repatriation
          • Trip Cancellation or Interruption
          • 24-Hour Assistance Services
          • Baggage
          • And more (depending on your country of residence)
          *This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

          Travel insurance. Simple & flexible.

          Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.