Travel insurance designed for adventures while traveling.
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It’s a wide, wide world, and that can only mean one thing – Adventure! Here at World Nomads, we believe in helping you get the most out of your vacation and the most out of what the planet has to offer. That’s why we offer travel insurance covering more than 150 adventure sports and activities. So if you’re planning on scuba diving in Mexico or mountain biking the Himalayas, it may be a good idea to get travel insurance to cover your adventures.
Everyone envisages the end of a fun day skiing telling stories around a log fire, but what if it ends up with you telling the doctor how you hit a tree or broke your leg? Things don’t always go as planned, so all our policies include round-the-clock professional emergency assistance in the form of a support hotline.
Some of the situations covered by your adventure travel insurance may include:
Emergency Medical Care and Evacuation
If you tumble out of a dune-buggy miles from anywhere, we can help direct you to the nearest hospital and may even be able to arrange the transportation to get you there as soon as possible. Our Emergency Assistance team may also be able to contact your family back in Brazil to let them know what might have happened and how you are getting on.
Lost documents
If you’re out deep-sea fishing when your documents fell overboard while hauling in a 110kg tuna, your travel insurance may be able to arrange replacements to ensure your vacation continues and you’ll be able to get back home. Our Emergency Assistance team may be able to help here as well, offering guidance on getting money wired from overseas.
Baggage Loss
All ready to hit the Alpine slopes only to discover the airline has lost your skis and all your winter clothing? Unfortunately, it can happen, so your adventure travel insurance may be able to reimburse you for replacement gear while the airline sorts things out. Just remember to complete all the proper paperwork at the airport and keep it safe for when you’re ready to claim.
You might have finished the day’s trekking across Northern Spain without a hitch, but one of your buddies might not have been so lucky. If one of your traveling companions injures themselves or falls ill and you have to cut your trip short, your policy may be able to help you get back home and cover you for lost expenses.
There are some radical sports which we in Brazil particularly love, such as surfing and rappelling. While many forms of these sports are included in our policies, there are others which are popular amongst Brazilians, such as skydiving and mountain climbing, which may not be.
Before traveling, you should always read through the different World Nomads insurance policies - Standard, Explorer and Explorer Plus - to make sure you get coverage for all you plan on doing. Also check whether your travel companions are planning any adventure activities that you might want to get coverage for as well. You won’t be able to upgrade your existing plan mid-trip, so always make the right decision before leaving home.
While World Nomads may provide insurance for a wide range of sports and unforeseen events, it can’t cover everything. The following are some situations that won’t be covered:
Choose the right guide
Even if you’re just floating on a tube in the hotel pool, you should always be aware of the risks surrounding you. So if you’re planning to tube down some canyon rapids, you should be that much more aware of risks you face!
When choosing a tour operator, always check they are properly certified and registered to guide you through your exciting new adventure.
Choose the right gear
Make sure you are properly protected for the adventure sports you plan on doing. Double-check the harness on that high-speed yacht and pop on your helmet and pads when going skateboarding.
Be aware of your own limitations
You may ride around town every day at home, but that doesn’t mean that your body will be ready for a full day’s mountain biking in the high Pyrenees. Always take a step back and sensibly consider whether the activity you want to get involved in is suitable for your specific levels of fitness.
If you have any questions about coverage, just ask us – we’re happy to help.
World Nomads covers more than 150 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it.
You can read more about coverage for some specific activities, or select your Country Of Residence and click here to see the activities covered by the plans available to you.
We offer cover for:
A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
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Stoked to be hitting those waves you’ve only dreamed of until now? You’ve mastered all that Brazil’s coasts have to offer and now it’s off to the Gold Coast, Indonesia or Oahu. But an awkward wipeout or an encounter with hidden rock could bring your dream to a premature end. So before paddling out, it’s a good idea to have your travel insurance in place.
You might be a seasoned surfer and know the risks, but riding the waves knowing that you’re covered in the event of an accident makes you a smart surfer. A World Nomads travel policy for surfing may cover:
Baggage Loss: What if the airline misplaces your prized board and other baggage before you’ve even seen the ocean? Make sure you follow the correct Property Irregularity Procedures and your insurance may mean you can still head to the beach.
Lost documents: Mislaid your travel documents and wallet hopping from one beach town to another in Nicaragua? You may be able to rely on your travel insurance to ensure arranging replacements is smooth and easy.
Emergency Medical Care: One minute you’re flying across the waves, the next you’ve seriously wiped out. Getting overseas travel insurance for urgent or emergency medical issues before traveling may have been the best decision you make if you have an accident or even suffer a disability.
Transportation: The world’s best swells aren’t necessarily conveniently located next to the local hospital. Your travel insurance may well help you get from your secluded surfer’s paradise to the nearest medical center for treatment.
Trip cancellation: If you or a travel companion has an accident on the waves or falls ill, meaning your trip is cut short, your policy may help you get back home and recover your pre-paid travel expenses.
Besides wave surfing, your World Nomads policy may also cover:
Be sure to read through your travel insurance policy carefully as certain complementary forms of medical treatment may not be covered for surfing-related accidents.
World Nomads believes in providing support so that everyone has the chance to explore all the world has to offer. But you shouldn’t visit regions that have been deemed unsafe or unadvisable for travel, and you always need to be sensible and take care. World Nomads can’t cover everything, so please be aware of a few things, such as:
As a surfer, there’s a good chance you’re going to be up for trying a few other adventure sports or activities while on vacation.
World Nomads provides cover for more than 150 different exciting sports and activities that you can try out while traveling overseas. But you should always make sure you carefully read the different policies - Standard, Explorer and Explorer Plus - and decide which one is right for you.
Enjoying your vacation to the max often means making the right decisions. So when heading out for those early morning breaks:
Obviously, on a surfing vacation, this is what you’ll want specific coverage for. But World Nomads travel policies cover many of those other unexpected and sometimes unavoidable things that can happen when away from home.
You may need medical attention after twisting your ankle hiking over the hill to another beach or eating some local seafood that didn’t agree with you. There is still even the possibility that you might catch COVID-19. Whatever happens, travel insurance for medical emergencies is important as it may provide you with medical care and attention when far from home.
The World Nomads emergency assistance team can also provide you with 24/7 help on a range of unexpected events. These may include providing guidance to the nearest hospital or police station or informing your family back home of any emergencies and helping receive funds quickly and easily if you find yourself in difficulty.
Obviously, this is just a brief outline of why it’s a good idea to have some travel insurance if you’re on a surfing vacation. For more detailed information, get a quote online and carefully read through the policy options available. If you have any questions, feel free to contact us.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
What to know when getting your adrenaline rush in and around the water
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Making the most of stand-up paddle boarding (SUP) in Aruba, a casual reef snorkeling experience in Hawaii, oryou want to dial up the adrenaline and go parasailing in France.
As fun as they sound, water sports activities aren’t always smooth sailing. World Nomads travel insurance can help you keep your head above water if the unexpected occurs.
Here are some of the key benefits of our coverage, depending on your Country of Residence and the plan you’ve selected:
With 71% of the Earth being covered by water, there’s no shortage of wet and wild adventures to be had on your travels. But before you head off it might be worth considering how travel insurance may help you have a safer and fun holiday.
Our policies can help with medical costs and evacuation if you suffer an injury while sailing the Italian coastline and need to seek medical treatment. Travel insurance can also help if your surfboard is damaged whilst on the way to your surfing adventure in Australia. Having travel insurance can even help if your diving trip in Thailand by is cancelled due to an insured event by the tour provider and you’re left out of pocket.
Make sure that you’ve selected the right travel insurance plan for your specific needs. With World Nomads you can get a quote, make a claim, or extend your policy instantly online, even while traveling.
We want you to have the best experience on your travels, so we’ve designed our plans to cover the water sports that our nomads love the most including:
World Nomads offers two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need and your Country of Residence:
Depending on the level of cover you choose and your Country of Residence, our policies may cover you for the following when participating in water sports activities:
While there are several circumstances we can offer coverage for, there are also those we just won’t cover. These include, but are not limited to:
This is not a full list of what's covered and what's not; please check your Policy Wording for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBeen working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
What to know when getting your adrenaline rush in and around the water
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With the Earth covered in so much water across oceans, lakes and rivers there’s plenty of opportunity to have some serious adventures on your travel. Whether you’re planning on surfing in Bali, rafting on the Colorado River or sailing the Mediterranean, World Nomads travel insurance can help you and your family if the unexpected happens.
World Nomads may offer cover for the following (up to the policy limits):
Before you head off on your adventure it might be worth considering how travel insurance can ensure that your holiday dreams don’t turn into a nightmare.
Our policies can help with medical costs and evacuation if you suffer an injury while sailing the Galapagos Islands and need to seek medical treatment. Having travel insurance can even help if your diving trip to the Great Blue Hole in Belize by is cancelled by the tour provider due to an insured event and you’re left out of pocket.
Our policies cover a wide range of water sports activities, so don’t leave your aquatic adventure up to chance.
Travel insurance tip: if you’ve already arrived at your overseas holiday destination and forgot to buy travel insurance before leaving New Zealand, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
We want you to have the best experience on your travels, so we’ve designed our plans to cover the water sports that our nomads love the most including:
We can even offer cover for experiences that really push the limits including:
World Nomads offers two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need:
Depending on the level of cover you choose, our policies may cover you for the following when participating in water sports activities:
While there are several circumstances we can offer coverage for, there are also those we just won’t cover. These include, but are not limited to:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBeen working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.