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Travel Insurance for 150+ Adventure Sports and Activities

Travel insurance designed for adventures while traveling

    As featured in:

  • As featured in:

For information relating to policies purchased before 27 June 2024, please check HERE for the list of covered activities.

For policies purchased from 27 June 2024, please see below for information:

Adventure Sports and Activities

For many travellers, one of the most exciting parts of planning an overseas holiday is deciding what activities and sports to play during their trip. Overseas holidays present the perfect chance to indulge in all your favourite sports; or try a new adrenaline pumping activity that you don’t get to do back home in the your country of residence.

No matter whether you’re packing your cricket bat or that expensive pair of hiking boots, it might be worth considering travel insurance when preparing for your trip.

Adventure sports, travel insurance and what’s covered by our plans

Whether you’re picking up a new sport or you’re a seasoned outdoors adventure person, World Nomads offers cover (up to the policy limits) for the following:

Activities and sports cover: travel and adventure go hand-in-hand, that’s why our policies offer cover more than 150 sports, experiences, and activities. While some activities are considered less dangerous, other types of activities such as rock climbing require an insurance upgrade and an additional premium.

Emergency medical and evacuation coverage – if you suddenly become sick or injured at any time during your holiday, seek medical assistance straight away. Contact our 24/7 Emergency Medical Assistance team to advise them of your situation and sort out any further care requirements. They can contact the hospital where you’re staying to arrange payment for your accommodation, treatment, and medications. We may also cover the cost of your repatriation back to your country of residence if your injury or illness is serious enough. However, this must be determined by your treating doctor in consultation with our Emergency Medical Assistance team. Exclusions, and in some cases excesses, do apply. These medical transport and repatriation benefits are payable, subject to our approval, for up to a maximum of 12 months from the date the sudden illness first manifested or the injury happened.

Baggage and personal belongings coverage – if any of your luggage or personal items are lost, stolen or damaged, then you may be covered for the costs of replacing these. Make sure you have your receipts as you will need to submit these when you claim. Always report any stolen belongings to the local police and request a police report. If there were any witnesses to the incident, then ask them to accompany you to the police station to give their statement. Witness statements should be included with your other supporting documentation.

Extended stays – if you’re having the time of your life on holiday and don’t want to return home to your country of residence just yet, then you may extend your Single Trip travel insurance policy accordingly. Extensions can be approved for up to a maximum of 12 months from the starting date listed on your policy certificate. Applications for policy extensions must be made prior to 11:59pm GMT/BST on the date that your existing policy expires, however we suggest not waiting to the last day to submit your request.

Trip cancellation costs – few things in life are more disappointing than having to cancel a long-awaited holiday due to unexpected sickness or a last-minute injury. Should you or one of your travel companions become injured or sick after making your holiday arrangements, and need to cancel your trip, then we may cover your non-refundable travel expenses such as accommodation and flights. You will need to provide medical evidence to substantiate your claim.

a couple snorkelling
A couple snorkelling. Photo credit: Getty images / isitsharp

What activities are covered?

While many Brits live and breathe their football and cricket, we also know that our travellers have a vast range of sporting preferences. That’s why we offer cover for over 150 different sports, activities, and experiences. While the list is long, by no means do we cover every single sport or activity.

Always make sure that any planned sports and activities that you’ll be doing are clearly stated. If you’re injured playing a sport that is not listed in your Policy Wording, then any claim you submit, may not be approved.

World Nomads offers two travel insurance plans, the Standard Plan and the Explorer Plan. These plans both offer cover for expenses in connection with hospitalisation, lost luggage, repatriation, and more. However, the Explorer Plan costs more than the Standard Plan as it offers higher policy limits and more benefits.

Always read through the Policy Wording to decide which plan is best suited for the activities and sports that you have planned. If you’re not sure if something you’re planning on doing while on holiday is covered, please contact us.

What level of sports and activity cover do I get?

Our travel insurance plans categorise sports and leisure activities into four separate levels. Travellers are covered for all sports and activities listed under the level of cover they select, as well as those leisure pursuits assigned to any lower levels. The following is just a small selection of the sports we cover. Please check your Policy Wording for the full list.

Level 1

  • Camping (to a maximum of 3,000 metres)
  • Cricket
  • Dance (ballet, ballroom, capoeira, salsa, and interpretive dance)
  • Roller skating

Level 2

  • Rock climbing
  • Rugby (League/Union)
  • Running (marathons)
  • Water skiing (barefoot)

Level 3

  • Mountain biking (downhill)
  • Skiing/snowboarding (includes cross country, Nordic on marked trails)

Level 4

  • Skiing/snowboarding (terrain park in resort; outside resort boundaries; back country; helicopter/snow; alpine touring)
  • Snow rafting
  • Mountaineering (to a maximum of 6,000 metres)
  • Hiking (to a maximum of 6,000 metres)
  • Triathlon (full distance)

Travel insurance tip 1: several of our covered activities or sports are listed on multiple levels to reflect the varying degrees of difficulty or intensity. Always check before you go that you have the right level of cover for your desired activities, as you cannot upgrade to a higher level or add any other sports, after your trip has begun.

What’s not covered

Here are just a few of our travel insurance exclusions. For the entire list, please check your Policy Wording.

  • If your behaviour was reckless, or your actions were in violation of the laws of that country.
  • Being intoxicated by alcohol or prohibited substances.
  • Unattended belongings and luggage that is stolen, lost, or damaged.
  • Pre-existing medical conditions unless otherwise expressly stated in your policy.
  • Dental treatment that is not undertaken to alleviate any constant pain or discomfort. An example could be an implant procedure to replace a tooth that had been extracted in a surgery that you had years ago.

Questions to ask when choosing a plan

Before selecting a plan, it’s best to know what types of sports and activities you and your travel buddies will be enjoying when you’re overseas. These are just some of the questions for you to consider when picking a travel insurance plan:

  • What sports and activities will I be engaging in on my holiday?
  • What sports and activities do my friends have planned? Make sure you ask them about their holiday plans to be certain that they don’t have any surprise activities up their sleeves. A spur of the moment decision to play a sport that you’re not covered for might be fun, but would you really want to take such a risk?
  • What types of equipment, footwear, or protective clothing will you need for your preferred activities?
  • Do you need a licensed tour guide or instructor for any of your leisure activities? If so, have you checked that the person is in fact certified?
  • What are the depths of my dives, altitudes of my hikes, or distances of my competitions? These types of details all need to be established before choosing your plan.

Travel insurance tip 2: Where urgent medical assistance is required, get in touch with our 24-hour Emergency Medical Assistance Team as soon as reasonably possible before incurring medical costs. For more information on what to do please refer to the section titled, ‘Health conditions & your policy’ in your Policy Wording.

A couple backpacking in the mountains
A couple backpacking in the mountains. Photo credit: Getty images / Jordan Siemens

Overseas activity tips to help you have a safer experience

Are you fit enough for that?

Overseas holidays offer a selection of leisure activities, many of which you may not have ever tried. Before you go trying new experiences, think about your fitness and plan your activities accordingly. Whatever you’re planning, make sure it’s something you’re physically capable of.

The right gear

When participating in a sport or activity, always wear safety gear. For example, wear a helmet when cycling or riding a scooter. Before embarking on that mountain climbing expedition, ask yourself if you have the right equipment required for such an undertaking.

Your activity operator should be certified/accredited

Make sure operators are certified and/or accredited by the appropriate body. For example, diving instructors should be registered with the Professional Association of Diving Instructors (PADI). 

Keep a watch on your sporting equipment

Nothing beats the feeling of elation that comes from being victorious in a game of sport. Yet before you rush off to hit the bar with your teammates, it’s a good idea to lock up any sporting equipment first. All too often valuable sporting gear and bags are left unattended or even worse, forgotten about.

Opportunistic thieves can take advantage of these situations. No matter how safe you think your sporting gear is, never leave it unattended. If you can’t take your equipment with you or back to your hotel, then place it in a locker or keep it locked in a room.

This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the Policy Wording for complete details of cover and exclusions. If you are unsure of your level of travel cover, please contact us for help.

Get a quote today and find out if our policies are right for you.

World Nomads covers more than 150 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it. You can read more about coverage for some specific activities to see the activities covered by the plans available to you.

We offer cover for:

  • 24/7 Emergency Assistance
  • Overseas medical assistance
  • Cancellation
  • Baggage

Important information

  • List of Adventure, Sport and Activities covered

    Adventure, Sport and Activities

    List of Activities covered; including Level 2, 3 and 4 Upgrades:

    UPGRADE FOR LEVELS 2, 3, 4 ACTIVITIES

    Adventure, sport, work, study and volunteer activities

    Level

    Special Conditions that apply

    Special Exclusions that apply

    Abseiling (rappelling, rapping, rap jumping, deepelling, abbing)

    1

    (a)

    (iv)

    Aerial safari

    1

    (a)

    (iv)

    Aerobics

    1

     

     

    Athletics

    1

     

     

    Badminton

    1

     

     

    Ballet

    1

     

     

    Banana boat rides

    1

    (a)

     

    Baseball

    1

     

     

    Basketball

    1

     

     

    Biking (see Cycling, Mountain biking)

     

     

    -

    Black water rafting (Cave tubing) (grades 1-3)

    1

    (a)

    (iv)

    Boating (inland and coastal waters); see also Speed boating and Sailing

    1

    (a) or (b)

    Excludes: white water; (v)

    Boating (outside coastal waters); see also Speed boating, and Sailing

    2

    (a) or (b) and (c)

    (iv); (v)

    Bowling / Bowls / Pétanque / Boules

    1

     

     

    Boxing (gym or outdoor training)

    2

     

    Excludes competition, bouts

    Bungee/Bungy jumping

    2

    (a)

     

    Camel riding (day tour)

    1

    (a)

    (v)

    Camel trekking (overnight/main mode of transport)

    2

    (a)

    (v)

    Camogie

    2

    A helmet must be worn.

    (iv); (v)

    Camping up to 3,000 metres (see also Hiking, and Mountaineering)

    1

     

     

    Camping up to 4,500 metres (see also Hiking, and Mountaineering)

    2

     

     

    Camping up to 6,000 metres (see also Hiking, and Mountaineering)

    4

     

     

    Caving (sightseeing/tourist attraction/recreational only)

    1

    (a)

    Excludes: where ropes, picks or other specialist climbing equipment is required

    Cheerleading

    1

     

     

    Clay pigeon shooting

    1

    (a) or (b)

    (v)

    Cricket

    1

     

     

    Cruising (cruise ship)

    1

     

     

    Curling

    1

     

     

    Cycling/Biking (incidental to the trip)

    1

     

    (v)

    Cycling (independent cycle touring)

    3

     

    (v)

    Cycling (on an organised tour)

    2

    (a)

    (v)

    Dance (ballet, ballroom, capoeira, salsa, interpretive dance)

    1

     

     

    Darts

    1

     

     

    Dogsledding / Sleigh rides (horse drawn): on recognised trails

    1

    (a)

    Excludes: remote areas; racing; time trials; endurance events

    Dragon boating (inland or coastal waters only)

    1

     

     

    Elephant riding

    1

    (a)

     

    Elephant riding (overnight/main mode of transport)

    2

    (a)

    (v)

    Fishing/Angling (ice)

    1

    (a) or (b)

     

    Fishing (inland or coastal waters): sports / leisure only

    1

     

     

    Fishing (outside coastal waters, deep sea fishing): sports / leisure only

    2

    (a) or (b); and (c)

     

    Fitness training

    1

     

     

    Flag football / rugby / soccer / gridiron: non-contact

    1

     

     

    Flying (as a fare paying passenger in a licensed scheduled or chartered aircraft or helicopter)

    1

    (a)

     

    Football (Gaelic football)

    2

     

    (iv)

    Football (Soccer) including 5 a side

    1

     

     

    Frisbee / Ultimate Frisbee

    1

     

     

    Glacier walking / Ice walking

    2

    (a)

     

    Go karting

    1

    (a)

    (v)

    Golf

    1

     

     

    Gym training (aerobics, spinning, Zumba, body pump, weight training, cross training, cross fit) (See also Boxing, and Martial arts)

    1

     

    Excludes power lifting

    Gymnastics

    1

     

     

    Handball / Tchoukball

    1

     

     

    Hiking / trekking / rambling / bushwalking / fell walking: up to 3,000 metres, on recognised routes

    1

     

     

    Hiking / trekking / rambling / bushwalking / fell walking: up to 4,500 metres, on recognised routes

    2

     

     

    Hiking / trekking / rambling / bushwalking / fell walking: up to 6,000 metres, on recognised routes

    4

     

     

    Hockey

    1

     

     

    Horse riding (leisure/social /non-competitive riding)

    1

    (a); a helmet must be worn

    Excludes: hunting; (v)

    Hot air ballooning (ballooning) as passenger only

    1

    (a)

    (v)

    Hurling

    2

    A helmet must be worn

    (iv); (v)

    Hydro foiling / Kite foiling

    1

    (a) or (b)

    Excludes: jumping; (v)

    Ice skating (indoor); excludes ice hockey

    1

     

     

    Ice skating (outdoor) on a commercially managed rink; excludes ice hockey

    1

    (a)

     

    Jet boating: as a passenger, inland / coastal waters only

    1

    (a)

     

    Jet skiing: inland / coastal waters, grades 1-2 only

    2

    (a) or (b)

    (v)

    Kayaking / Canoeing / Sea kayaking / Sea canoeing: inland/coastal waters, grades 1-3 only

    1

     

     

    Kite boarding / Kite surfing (on land or water); land surfing

    2

     

    (v)

    Kite buggy

    2

     

    (v)

    Kite flying

    1

     

     

    Lacrosse

    1

     

     

    LARP (Live action role play)

    1

     

    Excludes: battle re-enactments; (v)

    Martial arts (Judo & Karate only)

    2

    (a)

    (iv) (v)

    Martial arts training (non-contact)

    1

     

     

    Moped riding/Scooter biking on road under 125cc

    2

    (b); a helmet must be worn

    (v)

    Motor racing experience (passenger only)

    1

    (a)

     

    Motorbiking on road under 125cc, including pillion

    2

    (b); a helmet must be worn

    (v)

    Mountain biking - downhill (using downhill trails and/or mechanical lifts)

    3

     

    (v)

    Mountain biking - general (off road/cross country)

    1

     

    (v)

    Mountaineering to 6,000 metres (with ropes, picks or specialist climbing equipment)

    4

    Do not venture into any area without taking local advice and appropriate rescue equipment.

    (iii) (iv)

    Netball / Korfball

    1

     

     

    Orienteering

    1

     

     

    Outdoor endurance course / obstacle course / assault course / trim trail / tough mudder: up to 3 miles

    1

     

     

    Outdoor endurance course / obstacle course / assault course / trim trail / tough mudder: up to 8 miles

    3

     

     

    Outrigger canoeing (inland or coastal waters only)

    2

     

     

    Outward Bound, up to 3,000 metres

    1

    (a)

     

    Paint balling/Airsoft

    1

    (a) or (b)

    (v)

    Parasailing: over water only

    1

    (a) or (b)

    (iv) (v)

    Rambling. See Hiking if above 3,000 metres

    1

     

     

    Rifle range/sports shooting

    1

    (a) or (b)

    (v)

    River boarding / Hydro speeding (grades 1-3); see also Canoeing.

    1

    (a)

     

    Rock climbing (indoor)

    1

     

    (v)

    Rock climbing: outdoor / traditional / bouldering / sport climbing / bolted / aid climbing / free climbing; see also Mountaineering

    2

     

    (iv)

    Rollerblading / Roller Skating / In-line skating

    1

     

     

    Rowing / Sculling (inland/coastal waters)

    1

     

    Excludes: white water rowing; (v)

    Rugby (League/Union)

    2

     

    (iv) (v)

    Running, up to marathon distance; racing exclusion doesn't apply

    2

     

     

    Running/jogging: half marathon distance or less; racing exclusion doesn't apply

    1

     

     

    Safari tours

    1

    (a)

    Excludes: firearms; handling and/or work with dangerous animals; e.g. big cats, crocodiles, alligators, snakes, elephants etc.

    Sail boarding (see wind surfing)

     

     

     

    Sailing / Yachting (inland/coastal waters)

    1

    (a) or (b)

    (v)

    Sailing / Yachting (outside coastal waters)

    2

    (a) or (b); and (c)

    (v)

    Sandboarding / Sand skiing

    2

     

    (v)

    Scuba diving, including Shark cage diving; to 30 metres

    1

    (e)

    Excludes: free diving; cliff diving; (ii)

    Scuba diving (unqualified/learn to dive course/discover dive with qualified instructor)

    1

    (a)

    Excludes: free diving; cliff diving; (ii)

    Segway tours

    1

    (a); a helmet must be worn, safety gear

    (iv) (v)

    Skateboarding (ramp, half pipe, skate park, street)

    1

    a helmet must be worn, safety gear

     

    Skiing (cross country/Nordic skiing on marked trails)

    3

    (d)

    (i)

    Skiing (snowblading)

    3

    (d)

    (i)

    Skiing / Snowboarding

    3

    (d)

    (i)

    Skiing / Snowboarding: (backcountry/outside of resort boundary/alpine ski touring)

    4

    (d)

    (i) (iv)

    Skiing / Snowboarding: (by helicopter/snow cat)

    4

    (d)

    (i) (iv)

    Skiing / Snowboarding: (dry slope)

    3

    (d)

    (i)

    Skiing / Snowboarding: (terrain park within resort)

    4

    (d)

    (i) (iv)

    Skydiving/Parachuting (tandem jumps only)

    4

    (a) or (b)

    (iv) (v)

    Sledding / Tobogganing / Snow sleds / Snow sleighs (on snow)

    3

     

    (iv) (v)

    Snooker

    1

     

     

    Snorkelling

    1

     

     

    Snow rafting / Tubing on snow

    4

    (a)

    (iv) (v)

    Softball / Rounders

    1

     

     

    Spearfishing

    2

     

    (v)

    Speed boating, passenger only: inland/coastal waters only

    1

    (a)

    Squash / Racquetball

    1

     

     

    Stand up paddle surfing/paddle boarding

    1

     

     

    Surfing

    2

     

     

    Swimming (pool; enclosed, inland or coastal waters only)

    1

     

     

    Swimming with whales/whale sharks (inside or outside coastal waters)

    1

    (a)

     

    Table tennis

    1

     

     

    Tennis / Pickleball

    1

     

     

    Theme parks / Fairgrounds

    1

    (a)

     

    Trampolining

    1

     

     

    Triathlon up to full distance / Ironman; racing exclusion doesn't apply

    4

     

     

    Triathlon up to middle distance; racing exclusion doesn't apply

    2

     

     

    Triathlon up to sprint distance; racing exclusion doesn't apply

    1

     

     

    Tubing on rivers (grades 1-2 only)

    1

    (a)

    (iv)

    Tuk Tuk (as a passenger)

    1

    (a)

     

    Via Ferrata

    2

     

     

    Volleyball

    1

     

     

    Water skiing / Wake skating / Wakeboarding

    1

    (a) or (b)

    Excludes: jumping; (v)

    Walking (see Hiking)

     

     

     

    War games (online gaming)

    1

     

     

    War games/military simulation (see Paint balling/airsoft OR Rifle range/sports shooting)

     

     

     

    Water polo

    1

     

     

    Water skiing (barefoot)

    2

    (a) or (b)

    Excludes: jumping; (v)

    Weight training (see also Gym training)

    1

     

    Excludes powerlifting.

    White water rafting (grades 1-3)

    1

    (a)

     

    Windsurfing / Sailboarding (inland or coastal waters only)

    1

     

    (v)

    Working: professional, clerical or administrative work; working as a classroom teacher, classroom assistant; au pair, nanny or child minder.

    1

     

    (v)

    Working: retail, bar or hospitality work involving light duties only.

    1

     

    (v)

    Working: general work and manual work not involving the use of mechanical or industrial machinery, and not working at a height exceeding 2 metres above ground level.

    2

     

    (v)

    Yoga

    1

     

     

    Zip line

    1

    (a)

     

    Zorbing

    2

    (a)

    (iv) (v)
  • Special Conditions

    Special Conditions:

    1. You must be with a professional, qualified and licensed guide, instructor or operator.
    2. You must have the appropriate certification or licence to participate in this sport, activity or experience at home. If operating a motor vehicle, you must have the appropriate licence or certification, relevant to the vehicle in use, in your country of residence and you must hold any other licence for the vehicle and any other licence required by law in the country of operation.
    3. You must stay within 60 miles of a safe haven (a protected body of water used by marine craft for refuge from storms or heavy seas).
    4. This policy covers conventional skiing/snowboarding only. It is not a condition of cover that you ski or snowboard with a guide, however, you must follow the International Ski Federation code or the resort regulations; and you should not venture into back country areas without taking local advice and appropriate rescue equipment.
    5. This policy covers conventional scuba diving only. You are limited to your current qualification limit, unless accompanied by a qualified instructor, taking part in a recognised course requirement of your chosen Diving Association. You must hold a current P.A.D.I. (Professional Association of Diving Instructors), B.S.A.C. (British Sub Aqua Club), SAA (Sub Aqua Association), C.M.A.S. (Confederation Mondiale Des Activites Subaquatiques), or equivalent internationally recognised qualification and follow their relevant Association, Club or Confederation rules and guidelines at all times, or you must only dive under the constant supervision of a properly licensed Diving Instructor and follow their rules and instructions at all times.

  • Special Exclusions

    There is no cover for:

    1. Any competition, free-style skiing/snowboarding, ski/snowboard jumping, ski-flying, ski/snowboard acrobatics, ski/snowboard stunting, or ski/snowboard racing or national squad training, the use of skeletons.
    2. Any unaccompanied dive, any dive in overhead environments, any dive for gain or reward, solo diving, cave diving, any dive which takes you deeper than your current qualification limits, or any dive deeper than 30 metres under any circumstances.
    3. Free mountaineering, climbing in remote or inaccessible regions, exploratory expeditions and new routes, high altitude climbing over 6,000 metres, mountaineering expeditions, or expeditions to the Arctic or Antarctica or of a dangerous nature.
    4. Personal Accident (Section 10 cover excluded)
    5. Personal Liability (Section 10 cover excluded)
  • Definitions

    Work; working: any work, including volunteer work, work placements, incidental work and work experience, whether paid or unpaid, which can be classified as either:

    1. Non-manual work, which is any professional, clerical or administrative work involving light duties only, including for example a classroom teacher or assistant, au pair, nanny or child minder; or
    2. Manual work, which is general work other than non-manual work. Manual work includes for example general cleaning, maintenance, bartending, WWOOFing (participating in World Wide Opportunities on Organic Farms) and general farmhand activities.

    Level 1 activities in the List of Activities are automatically covered. Your policy can be upgraded to include cover for Level 2, 3 and 4 adventure, sport, work, study and volunteer activities when you select the activity(ies) and pay the additional premium. All activities are subject to the General Conditions:

  • List of Activities NOT Covered under any level
    • Acrobatics
    • Activities at a professional or semi-professional level
    • American football (Gridiron)
    • Base jumping; Wingsuit
    • Boating on white water
    • Bobsled/Bobsleigh
    • Boxing competitions or bouts
    • Canyoning
    • Caving/spelunking: other than sightseeing or tourist attraction
    • Cliff diving
    • Climbing: exploratory expeditions, new routes, remote or inaccessible regions
    • Climbing: high altitude, over 6,000 metres
    • Competing; competing at international events as national representative
    • Crewing a vessel over 60 miles from a safe haven
    • Cycling/biking: intercontinental touring, with a tour operator or independent
    • Cycle jumping / BMX / racing / time trial
    • Diving/scuba diving: unaccompanied dive / in overhead environments / for gain or reward
    • Dogsledding / Sleigh rides (horse drawn): remote areas / racing / time trials / endurance events / on unrecognised trails
    • Expeditions to the Arctic / to Antarctica / of a dangerous nature
    • Extreme pursuits / Hazardous activities (other than listed)
    • Fishing/angling: commercially / rock fishing
    • Flying: gliding / ultralight / private light aircraft / stunt flying
    • Free Mountaineering
    • Free-style skiing / Free-style snowboarding
    • Hang gliding
    • High diving
    • Hiking / trekking / rambling / bushwalking / fell walking / fell running: where ropes, picks or other specialist climbing equipment is required.
    • Horse riding (equestrian, dressage, show jumping, eventing)
    • Horse riding: racing / jumping / competing
    • Hunting
    • Ice climbing
    • Ice hockey
    • Kite wing (land, water, snow)
    • Martial arts competitions or bouts
    • Moped riding / Scooter biking / Motorbiking: touring, or main mode of transport
    • Motorbiking over 125cc
    • Motorbiking / Trail biking: off-road
    • Motor sports
    • Mountaineering expeditions
    • Outdoor endurance course / obstacle course / assault course / trim trail / tough mudder: up to 13 miles
    • Paragliding / parapenting / parascending
    • Potholing
    • Quad biking / ATVs
    • Rock climbing: soloing
    • Rollerblading, roller skating and in-line skating stunting / roller derby / roller hockey
    • Running: over marathon distance
    • Scuba diving / cage diving: deeper than 30 metres
    • Skeleton
    • Skiing / Snowboarding: (jumping / stunting / ski-flying / acrobatics)
    • Skiing / Snowboarding: (racing / competition / national squad training)
    • Snowmobiling / Snow kiting / Snow biking
    • Speed boating outside coastal waters
    • Speed trials
    • Work: offshore / underground, including as a guide
    • Work: with mechanical / industrial machinery
    • Work: with dangerous animals; e.g. big cats, crocodiles, alligators, sharks, snakes, elephants, etc.
    • Work as instructor or guide: diving / skiing/ snowboarding / underground, in caves / where ropes or other specialist climbing equipment is required.
    • Work: dangerous or extreme pursuits
    • Work: at height from 2 metres above ground level

I bit on something hard

A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Claim paid: USD $82.33
B.P. U.S Resident in South Africa.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy in an accident?
  • Sudden death of an immediate relative?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Injured abroad?
  • Need a hospital urgently?
  • Medical evacuation home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about adventure activities and sports insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. 

Photo © Getty Images / andreswd
  1. World Nomads
  2. Category
  3. Topic
  4. Activity

Travel insurance for participating in team sport

Headed overseas to play in a team sport? You should consider a World Nomads travel insurance policy. Our policies are designed to safeguard your trip, so all you have to worry about is focusing on your game.

    As featured in:

  • As featured in:

Why consider travel insurance for team sports?

Whether you’re headed to the UK to play cricket, the USA for ultimate frisbee, or somewhere in between for an entirely different team sport, travel insurance can be just as valuable when you’re traveling to play sports as it can be for your annual overseas vacations.

No matter where you’re headed or which team sports you’re planning to participate in, you should consider travel insurance — because plans go awry and mishaps can happen.

World Nomads Travel Insurance offers coverage for a number of team sports and adventure activities. Let's break down what this means for you:

  1. Cover for bags and valuables: when you arrive to your destination ready to play but your gear doesn’t. Our baggage travel insurance may be able to help replace necessary items, clothing, and other personal belongings.

  2. Cover for medical evacuation: cover for when you become injured or unwell and can’t participate in the team sport and need to be evacuated to a medical facility, or in the worst case scenario, back to your home country. Emergency evacuation coverage isn’t just for adventure-seekers who need adventure travel insurance; it’s also helpful for those contact sports and other team activities you might want to participate in while overseas.

  3. Repatriation back home: If you're declared medically unfit to continue your travels or in the unfortunate event of your passing, cover is available for your repatriation back home. This is subject to the reasonable recommendation of a medical practitioner appointed by us, ensuring that transportation is medically necessary and appropriate.

  4. Cover for the whole family: when you plan to bring the whole family overseas with you. When you have to be overseas for an extended period to play sport, it helps to know that if your family comes with you, our travel insurance may help with cover for your loved ones.

Sports
Goalkeeper about to saving header at goal | Photo credit: Getty Images/JohnnyGreig

Does World Nomads travel insurance offer cover for other team activities I might want to do on my trip?

Absolutely. World Nomads offers cover for more than 150 activities, sports and experiences under our Standard and Explorer plans, from solo pursuits to team activities, such as:

  • Baseball
  • Basketball
  • Cricket
  • Fencing
  • Football
  • Hockey
  • Tennis
  • Ultimate frisbee
  • Volleyball
  • Ice Hockey
  • Pickleball
  • And a heap more team sports.

Note: Not all team activities, sports, and experiences are covered under every travel insurance plan. Cover will depend on your Country of Residence and on the plan you have chosen. For example, some snow activities require a specific plan or upgrade to be selected when you purchase with World Nomads.

It’s always a good idea to read your policy wording carefully so you understand exactly what you’re covered for. And if you’re unsure, get in touch and we can help answer any questions you might have about travel insurance for team sports and other activities.

What else is covered by travel insurance?

Playing sport comes with its share of risk, but not all accidents or calamities happen on the field — or court, or ice-rink for that matter. Other times travel insurance may come in handy include:

  • A canceled trip: If you have no choice but to cancel your trip due to illness, injury, or any other unforeseen event covered under your policy, we may be able to help recoup the cost of things like your unused, non-refundable, pre paid accommodation, tours and flights.
  • A natural disaster: From tsunamis to volcanic eruptions, earthquakes to floods— natural disasters can take many forms. And there’s no shortage of ways they can spoil travel plans, closing airports, delaying flights, wiping out accommodation, and closing off entire towns. Check out our natural disaster coverage article to find out how travel insurance can help when nature goes rogue.
  • Cover for stolen baggage and gear: Whether you arrive to your destination, but your bags and sports gear don’t, your gear is damaged en-route, or you’re the victim of theft, we may be able to help. If your sports gear gets lost or stolen report it to your carrier or police ASAP, then get in touch with the 24/7 Emergency Assistance team who can help.
  • Overseas medical emergencies: Sports injuries are common. If you become injured while participating in team sports activities, we may be able to help with things like locating a doctor or hospital, medical bills, and medical evacuation. Depending on your Country of Residence, World Nomads also offers coronavirus cover for a range of coronavirus-related events.

What plans and options do you offer?

World Nomads offers two travel insurance plans: a Standard Plan and an Explorer Plan, each one has their own benefits, limits, and sub-limits of coverage. Our Explorer Plan offers higher benefit limits and/or sub-limits.

You can compare our Standard and Explorer plans and prices through getting an instant online quote.

Note: both our travel insurance plans are different, and cover varies, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.

What are some things trip insurance does not cover?

Because travel insurance isn’t designed to cover everything, there are certain things we may not cover, such as:

  • If you simply change your mind and decide not to go .
  • If you don’t adhere to the recommendations of the Emergency Assistance team. Failure to do so or refusing repatriation home may result in limitations to your cover.
  • Participation in a sport or activity that is not covered under your policy (check your policy wording carefully).
  • Loss or theft of your bags or gear when they’re left unattended.
  • If you’re participating in a sport or activity professionally.

This is not an exhaustive list. For the full details of what is and isn’t covered, read over your policy wording carefully.

What to do in case of an emergency

If you're involved in an accident, suffer a sudden illness, serious injury, or unfortunately, in the event of your passing overseas, contact the 24/7 Emergency Assistance team as soon as possible.

They're available 24/7 to provide guidance and support. The team will assist in arranging emergency medical transport, directing you to the nearest appropriate medical facility, or organizing your repatriation back home for medical reasons if and when required.

Please note that not reaching out to the Emergency Assistance team may result in limitations or reductions in your cover, and please be aware that waiting periods may apply, so don't hesitate to get in touch.

Tips for doing team sports safely

Regardless which team sport you’re partial to, safety should be your primary concern. You might find these tips helpful when planning your team sports holiday:

  • Know your health and fitness limits: You may have played soccer since you were in school, or been physically active in other ways since, but it’s important to always exercise within your own capabilities. Consider your fitness levels and plan your sports and other activities accordingly.
  • Safety gear: Always wear appropriate safety gear when participating in any sport or activity — because heading out on a cricket field without your cup, for example, is not going to end well.
  • Keep your sports gear and other bags and items with you: Leaving your things unattended makes them a prime target for light fingers and swift snatching. Don’t make things easier for thieves.

Get a quote 24/7

Sound like you would like to consider travel insurance? Fill out the quick quote form below.

Buy while abroad

Already left? With World Nomads, you can buy travel insurance even after you’ve left home. Get an instant online quote.

Need to know more?

Get in touch and we can help answer any questions you might have about travel insurance for team sports.

By understanding your rights, responsibilities, and the extent of coverage, you can travel with confidence, knowing that you're backed by a reliable safety net in times of need. Stay safe, and happy travels!

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Ph. Francesco Ciccotti
  1. World Nomads
  2. Category
  3. Topic
  4. Activity

Travel Insurance for Safari Tours

Heading out to search for the Big 5? In addition to the perfect binoculars, you may also want to consider travel insurance for your next safari adventure.

    As featured in:

  • As featured in:

Some people like to go wild when they are traveling, and some people like to go into the wild. If your version of wild involves searching for the Big 5 in the Serengeti or Maasai Mara, you’re our kind of person. 

Just imagine-you’re bouncing around in your rugged 4x4 jeep as you trek through Kruger National Park in South Africa. Will today be the day you see a herd of elephants crossing the Sabie River or a lioness out on a hunt with her cub? 

You’re then quickly shaken from your daydream by a loud thud on the hood of your jeep. You make eye contact with a leopard before he leaps off and runs into the bush. It’s a memory that you’ll be bragging about for years to come. However, in that moment, all the “what-ifs” also come to mind... should you have considered a travel insurance plan with adventure sports cover?

Should I consider adventure travel insurance for a safari?  

There is such an allure of seeing wild animals in their natural habitat, but you have to remember - these majestic creatures can sometimes have erratic behavior. If you’re on a safari with an experienced guide, the chances of something happening are minimal. When you’re dealing with wildlife though, anything can happen. 

You’ve surely heard about the rare incidents of people being ambushed by a hippo or trampled by an elephant. If you get injured, you’re going to need immediate medical care. Travel insurance could help reimburse you for expenses like x-rays, prescription medications, a hospital stay, or other emergency medical needs you may have if you get hurt on your safari. 

A women on Safari
A woman sitting in a car on a Safari | Photo credit: Getty Images/Westend61

Does travel insurance cover other adventure activities I might participate in during my trip?

You may be going to Zambia on a mission to see zebras roaming freely at Mosi-Oa-Tunya National Park, but you may also decide to hike the Boiling Pot trail near Victoria Falls or go whitewater rafting on the Zambezi River while you are there. 

World Nomads offers adventure travel insurance that covers more than 150 activities. When you get a quote, you can select your country of residence, and easily compare our Standard and Explorer plans side by side. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.

If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes. 

What else is covered by travel insurance?

In addition to emergency medical cover, international travel insurance could help with several other unexpected situations you may encounter on your safari. Depending on your country of residence, World Nomads may also offer cover for: 

  • Baggage and Gear: If the airline lost the bag that held your binoculars, baggage insurance may help reimburse the cost to replace them if your bag was lost by a common carrier.  
  • Trip Interruption and Cancellation Insurance: If your travel buddy gets severe food poisoning from something he ate, it may put a screeching halt to your plans. If something unexpected happens and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. 
  • Evacuation: If you’re going on a safari, there’s a good chance you may be in a remote destination where there aren't nearby medical facilities. If something happens and you need to get immediate medical care, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.  
Safari in Serengeti National Park
Safari in Serengeti National Park. Photo credit: Getty Images/Oscar Xu

What are some things trip insurance would not cover?

If you have too many glasses of South African wine at lunch and then try to sneak up to a sleeping lion to grab a selfie, you won’t be covered if that goes terribly wrong. Travel insurance won’t cover you if you are under the influence of drugs or alcohol while you are on your safari. It’s also important that you follow the guidance of your safari guide at all times and view wild animals from a safe distance. Some other things that are not covered include: 

  • Any pre-existing medical condition(s) as explained in the policy wording
  • Wandering from camp on your own, leaving your guide and common sense behind
  • Not following government ‘Do Not Travel’ warnings issued prior to departure
  • Participation in other activities not listed as covered in your policy

Tips for preparing for your safari adventure 

One thing our team at World Nomads definitely recommends is making sure your camera stays fully charged at all times. You never know what you may see at any given moment. It’s also a really good idea to bring an extra camera battery along. Trust us on this one-you don’t want to miss the money shot!

It’s also important to stay safe on your safari adventure because you don’t want it to get cut short. Here are a few of our tips: 

  • Do your research and book with an accredited tour operator.
  • Follow your guide’s instructions at all times and view wildlife from a safe distance.
  • Wear boots and socks when walking around in the bush.
  • Talk to your doctor to see if prescription antimalarial medication is recommended. Depending on the medication, you may need to start this prior to your trip. 
  • Check with your country’s government health department to see if they have issued any health advisories for your destination.
  • Don’t be afraid to ask if the water is safe to drink when you are in remote locations.


This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia
Photo © Getty Images / Ph. Francesco Ciccotti
  1. World Nomads
  2. Category
  3. Topic
  4. Activity

Travel Insurance for Safari Tours I World Nomads

Heading out to search for the Big 5? In addition to the perfect binoculars, you may also want to consider travel insurance for your next safari adventure. 

    As featured in:

  • As featured in:

Some people like to go wild when they travel and some people like to go into the wild. If your version of wild involves searching for the Big 5 in the Serengeti or Maasai Mara, you’re our kind of person.  

Just imagine-you’re bouncing around in your rugged 4x4 jeep as you trek through Kruger National Park in South Africa. Will today be the day you see a herd of elephants crossing the Sabie River or a lioness out on a hunt with her cub?  

You’re then quickly shaken from your daydream by a loud thud on the hood of your jeep. You make eye contact with a leopard before he leaps off and runs into the bush. It’s a memory that you’ll be bragging about for years to come. However, it is also at that moment where you realize just how unpredictable wildlife can be.  

You also start to think about all of the what-ifs and wonder if you should have considered a travel insurance plan with adventure sports coverage.  

Should I consider adventure travel insurance for a safari?   

There is such an allure of seeing wild animals in their natural habitat, but you have to remember - these majestic creatures can sometimes have erratic behavior. If you’re on a safari with an experienced guide, the chances of something happening are minimal. When you’re dealing with wildlife though, anything can happen.  

You’ve surely heard about the rare incidents of people being ambushed by a hippo or trampled by an elephant. If you get injured, your health insurance may not always cover you when you are traveling to destinations outside of your network or plan. However, travel insurance could help reimburse you for expenses like x-rays, prescription medications, a hospital stay, or other emergency medical needs you may have if you get hurt on your safari.  You will still need to have Government Health Insurance Plan (GHIP) coverage in your home province while you are on your trip though. If you don’t, your total limit for all emergency medical expenses during your trip is limited to CAD $40,000.  

A women on Safari
A woman sitting in a car on a Safari | Photo credit: Getty Images/Westend61

Does travel insurance cover other adventure activities I might participate in during my trip? 

You may want to go to Zambia on a mission to see zebras roaming freely at Mosi-Oa-Tunya National Park, but you may also decide to hike the Boiling Pot trail near Victoria Falls or go whitewater rafting on the Zambezi River while you are there.  

World Nomads covers more than 250 activities for Canadian residents. When you get a quote, you can check out our Standard and Explorer plans to compare coverage side by side and decide on the best travel insurance coverage for your needs.  

You will need to list all of the activities that you plan to participate in while on your trip at the time that you purchase your policy. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  

Level 1 activities like safari tours and whitewater rafting (grades 1-5) are automatically covered, but these will still need to be listed when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 and Level 3 activities like bouldering and hang gliding. Special conditions may also apply. If you are planning on participating in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

What else is covered by travel insurance? 

In addition to emergency medical coverage, international travel insurance may help with several other unexpected emergency situations you may encounter on your trip. For Canadian residents, World Nomads may also offer coverage for:  

  • Baggage and Gear: If the airline lost the bag that held your binoculars, baggage insurance may help reimburse the cost to replace them if your bag is lost by a common carrier. If your baggage going to your destination is delayed by an airline or ground carrier for 12 hours or more, you may also be reimbursed for things like toiletries or a change of clothes until you are reunited with your bag. Check the policy wording for complete details of coverage, conditions, and exclusions. 
  • Trip Interruption and Cancellation Insurance: If your travel buddy gets severe food poisoning from something he ate, it may put a screeching halt to your plans. If something unexpected happens and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. Check the policy wording for a full list of the cover risks.  
  • Evacuation: If you’re going on a safari, there’s a good chance you may be in a remote destination where there aren't nearby medical facilities. If something happens and you need to get immediate medical care, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.   
Safari in Serengeti National Park
Safari in Serengeti National Park. Photo credit: Getty Images/Oscar Xu

What are some things trip insurance would not cover? 

If you have too many glasses of South African wine at lunch and then try to sneak up to a sleeping lion to grab a selfie, you won’t be covered if that goes terribly wrong. Travel insurance won’t cover you if you are under the influence of drugs or alcohol while you are on your safari. It’s also important that you follow the guidance of your safari guide at all times and view wild animals from a safe distance. Some other things that are not covered include:  

  • Any pre-existing medical condition(s) as explained in the policy wording 
  • Ignoring your doctor if they have blatantly told you not to travel to a particular destination or go on a safari-and you go anyway  
  • Not following government ‘Do Not Travel’ advisories 
  • Participation in activities not listed as covered in your policy  
  • Handling of big game or dangerous animals 

Tips for preparing for your safari adventure  

One thing our team at World Nomads definitely recommends is making sure your camera stays fully charged at all times. You never know what you may see at any given moment. It’s also a really good idea to bring an extra camera battery along. Trust us on this one-you don’t want to miss the money shot! 

It’s also important to stay safe on your safari adventure because you don’t want it to get cut short. Here are a few of our tips:  

  • Do your research and book with an accredited tour operator. 
  • Follow your guide’s instructions at all times and view wildlife from a safe distance. 
  • Wear boots and socks when walking around in the bush. 
  • Don’t be afraid to ask if the water is safe to drink when you are in remote locations.  
  • Talk to your doctor to see if prescription antimalarial medication or other vaccinations are recommended. Depending on the medication, you may need to start this prior to your trip.  
  • Check with the Public Health Agency of Canada to see if they have issued any travel health notices for your destination.  
  • Register with Canadians Abroad to stay updated on emergency situations. 

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us. 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Default text
  • Default text
  • Default text

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Default text
  • Default text

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Default text
  • Default text
  • Default text

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Default text
  • Default text
  • Default text

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

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Photo © Getty Images / Ph. Francesco Ciccotti
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Travel Insurance for Safari Tours

Explore how travel insurance can support Americans on a safari.

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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.  

Some people like to go wild when they are traveling, and some people like to go into the wild. If your version of wild involves searching for the Big 5 in the Serengeti or Maasai Mara, you’re our kind of person.  

Imagine bouncing around in your rugged 4x4 jeep as you trek through Kruger National Park in South Africa… Will today be the day you see a herd of elephants crossing the Sabie River or a lioness out on a hunt with her cub?  

You’re then quickly shaken from your daydream by a loud thud on the hood of your jeep. You make eye contact with a leopard before he leaps off and runs into the bush. It’s a memory that you’ll be bragging about for years to come.

It’s also that moment where you realize just how unpredictable wildlife can be and wonder if you have a travel insurance* plan that covers safaris.   

Should I consider adventure travel insurance for a safari?   

There is such an allure of seeing wild animals in their natural habitat, but you have to remember - these majestic creatures can sometimes display erratic behavior. If you’re on a safari with an experienced guide, the chances of something happening are minimal. When you’re dealing with wildlife though, anything can happen.  

There are rare incidents of being ambushed by a hippo or trampled by an elephant.

If you get injured, your health insurance may not always cover you in destinations outside of your network or plan. However, World Nomads travel insurance may help reimburse you for expenses like x-rays, medications, a hospital stay, or other emergency medical needs you may have if you get hurt on your safari. 

A women on Safari
A woman sitting in a car on a Safari | Photo credit: Getty Images/Westend61

What other activities does travel insurance cover?

While in Zambia on a mission to see zebras roaming freely at Mosi-Oa-Tunya National Park, you may also decide to hike the Boiling Pot trail near Victoria Falls or go whitewater rafting on the Zambezi River.  

World Nomads offers adventure travel insurance that covers more than 250 activities for US residents, covering you for more adventures, such as hiking, biking and whitewater rafting.

We offer four plans – Standard, Explorer, Epic and Annual – each with different levels of coverage. When you get a quote, you can compare the plans, which offer coverage up to 180 days per single trip. And if you plan to take numerous trips during the year, the Annual Travel Insurance Plan could be best for you; it offers protection for 12 months but with a maximum individual trip length of 45 days.  

Terms, conditions, limits, and exclusions apply. Read the insurance plan documents carefully to choose the right plan for your safari adventure. If you have any questions, just ask us.  

What else is covered by travel insurance? 

In addition to emergency medical coverage, travel insurance for safaris may help with several other unexpected emergency situations you may encounter. For US residents, World Nomads may also offer coverage for:  

  • Baggage and Gear: If you checked baggage carrying your safari gear and it gets lost or damaged, or stolen after your arrival, you may get reimbursed for its current value (which factors in depreciation) or the cost of replacement, up to a per item and total maximum limit. You must report the loss as soon as possible to the carrier and ensure you get an official report in writing. If the airline delays your baggage, our non-insurance service Blue Ribbon Bags will track and expedite its return. Simply report your lost airline bags and Blue Ribbon Bags will take it from there. 
  • Trip Interruption and Cancellation Insurance:  If your trip is cancelled, interrupted, or delayed due to an unforeseen event like an illness or injury, you may be able to recover your nonrefundable, prepaid travel expenses through our trip cancellation, trip interruption or trip delay coverage.  
  • Evacuation: If you’re going on a safari, there’s a good chance you may be in a remote destination where there aren't nearby medical facilities. If something happens and you need immediate medical care, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.   
  • Cancel for any reason: If you’re concerned about a scenario not covered here, you may want to consider the optional ‘cancel-for-any-reason' benefit. If you have an Explorer or Epic plan, by adding this benefit (for an additional charge), you can cancel your trip for any reason. You must purchase your plan within the time sensitive period of 7 days.  
Safari in Serengeti National Park
Safari in Serengeti National Park. Photo credit: Getty Images/Oscar Xu

What are some things trip insurance would not cover? 

If you have too many glasses of South African wine at lunch and then try to sneak up to a sleeping lion to grab a selfie, you won’t be covered if that goes terribly wrong. Travel insurance won’t cover you if you are under the influence of drugs or alcohol while you are on your safari. It’s also important that you follow the guidance of your safari guide at all times and view wild animals from a safe distance. Some other things that are not covered include:  

  • Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer plan during the time-sensitive period were medically able to travel at the time of purchase.  
  • Ignoring your doctor if they have explicitly advised you not to travel to a particular destination or go on a safari.
  • Participation in other activities not listed as covered in your policy. 

Tips for preparing for your safari adventure  

One thing our team at World Nomads definitely recommends is making sure your camera stays fully charged at all times. You never know what you may see at any given moment. It’s also a really good idea to bring an extra camera battery along. You don’t want to miss the money shot! 

Here are our tips for a fun and safe safari:

  • Do your research and book with an accredited tour operator. 
  • Follow your guide’s instructions at all times and view wildlife from a safe distance. 
  • Wear boots and socks when walking around in the bush. 
  • Don’t be afraid to ask if the water is safe to drink when you are in remote locations. 
  • Talk to your doctor to see if prescription antimalarial medication is recommended or check if the CDC recommends anti-malarial medication or other vaccines before traveling to your destination. Depending on the medication, you may need to start this prior to your trip.  
  • Consider using our non-insurance service partner Runway Health for pre-trip medical support to get travel medicines, like malaria pills, delivered to your door before you leave on your trip.
  • Enroll your trip with the nearest US Embassy or Consulate by signing up for the US Department of State’s STEP Program (Smart Traveler Enrollment Program). 
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described.  Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

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  • Emergency Overseas Medical & Dental Expenses
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  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

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