EN Contact us
Member
Photo © IStock/Getty
  1. World Nomads
  2. Category
  3. Topic
  4. Activity

Travel Insurance for 150+ Adventure Sports and Activities

Travel insurance designed for adventures while traveling

    As featured in:

  • As featured in:

For information relating to policies purchased before 27 June 2024, please check HERE for the list of covered activities.

For policies purchased from 27 June 2024, please see below for information:

Adventure Sports and Activities

For many travellers, one of the most exciting parts of planning an overseas holiday is deciding what activities and sports to play during their trip. Overseas holidays present the perfect chance to indulge in all your favourite sports; or try a new adrenaline pumping activity that you don’t get to do back home in the your country of residence.

No matter whether you’re packing your cricket bat or that expensive pair of hiking boots, it might be worth considering travel insurance when preparing for your trip.

Adventure sports, travel insurance and what’s covered by our plans

Whether you’re picking up a new sport or you’re a seasoned outdoors adventure person, World Nomads offers cover (up to the policy limits) for the following:

Activities and sports cover: travel and adventure go hand-in-hand, that’s why our policies offer cover more than 150 sports, experiences, and activities. While some activities are considered less dangerous, other types of activities such as rock climbing (outdoor) require an insurance upgrade and an additional premium.

Emergency medical and evacuation coverage – if you suddenly become sick or injured at any time during your holiday, seek medical assistance straight away. Contact our 24/7 Emergency Medical Assistance team to advise them of your situation and sort out any further care requirements. They can contact the hospital where you’re staying to arrange payment for your accommodation, treatment, and medications. We may also cover the cost of your repatriation back to your country of residence if your injury or illness is serious enough, in our doctor's opinion. Exclusions, and in some cases excesses, do apply. These medical transport and repatriation benefits are payable, subject to our approval, for up to a maximum of 12 months from the date the sudden illness first manifested or the injury happened.

Baggage and personal belongings coverage – if any of your luggage or personal items are lost, stolen or damaged, then you may be covered for the costs of replacing these. Make sure you have your receipts as you will need to submit these when you claim. Always report any stolen belongings to the local police within 48 hours and request a police report. If there were any witnesses to the incident, then ask them to accompany you to the police station to give their statement. Witness statements should be included with your other supporting documentation.

Extended stays – if you’re having the time of your life on holiday and don’t want to return home to your country of residence just yet, then you may extend your travel insurance policy subject to meeting residential eligibility requirements. Extensions can be approved for up to a maximum of 12 months from the starting date listed on your policy certificate. Applications for policy extensions must be made prior to 11:59pm GMT/BST on the date that your existing policy expires, however we suggest not waiting to the last day to submit your request.

Trip cancellation costs – few things in life are more disappointing than having to cancel a long-awaited holiday due to unexpected sickness or a last-minute injury. Should you or one of your travel companions become injured or sick after making your holiday arrangements, and need to cancel your trip, then we may cover your non-refundable travel expenses such as accommodation and flights. You will need to provide medical evidence to substantiate your claim.

a couple snorkelling
A couple snorkelling. Photo credit: Getty images / isitsharp

What activities are covered?

While many Brits live and breathe their football and cricket, we also know that our travellers have a vast range of sporting preferences. That’s why we offer cover for over 150 different sports, activities, and experiences. While the list is long, by no means do we cover every single sport or activity.

Always make sure that any planned sports and activities that you’ll be doing are clearly stated. If you’re injured playing a sport that is not listed in your Policy Wording, then any claim you submit, may not be approved.

World Nomads offers two travel insurance plans, the Standard Plan and the Explorer Plan. These plans both offer cover for expenses in connection with hospitalisation, lost luggage, repatriation, and more. However, the Explorer Plan costs more than the Standard Plan as it offers higher policy limits and more benefits.

Always read through the Policy Wording to decide which plan is best suited for the activities and sports that you have planned. If you’re not sure if something you’re planning on doing while on holiday is covered, please contact us.

What level of sports and activity cover do I get?

Our travel insurance plans categorise sports and leisure activities into four separate levels. Travellers are covered for all sports and activities listed under the level of cover they select, as well as those leisure pursuits assigned to any lower levels. The following is just a small selection of the sports we cover. Please check your Policy Wording for the full list.

Level 1

  • Camping (to a maximum of 3,000 metres)
  • Cricket
  • Dance (ballet, ballroom, capoeira, salsa, and interpretive dance)
  • Roller skating

Level 2

  • Rock climbing
  • Rugby (League/Union)
  • Running (up to marathon distance)
  • Water skiing (barefoot)

Level 3

  • Mountain biking (downhill)
  • Skiing/snowboarding (includes cross country, Nordic on marked trails)

Level 4

  • Skiing/snowboarding (terrain park in resort; outside resort boundaries; back country; helicopter/snow; alpine touring)
  • Snow rafting
  • Mountaineering (to a maximum of 6,000 metres)
  • Hiking (to a maximum of 6,000 metres)
  • Triathlon (full distance)

Travel insurance tip 1: several of our covered activities or sports are listed on multiple levels to reflect the varying degrees of difficulty or intensity. Always check before you go that you have the right level of cover for your desired activities, as you cannot upgrade to a higher level or add any other sports, after your trip has begun.

What’s not covered

Here are just a few of our travel insurance exclusions. For the entire list, please check your Policy Wording.

  • If your behaviour was reckless, or your actions were in violation of the laws of that country.
  • Being intoxicated by alcohol or prohibited substances.
  • Unattended belongings and luggage that is stolen, lost, or damaged.
  • Pre-existing medical conditions unless otherwise expressly stated in your policy.
  • Dental treatment that is not undertaken to alleviate any constant pain or discomfort. An example could be an implant procedure to replace a tooth that had been extracted in a surgery that you had years ago.

Questions to ask when choosing a plan

Before selecting a plan, it’s best to know what types of sports and activities you and your travel buddies will be enjoying when you’re overseas. These are just some of the questions for you to consider when picking a travel insurance plan:

  • What sports and activities will I be engaging in on my holiday?
  • What sports and activities do my friends have planned? Make sure you ask them about their holiday plans to be certain that they don’t have any surprise activities up their sleeves. A spur of the moment decision to play a sport that you’re not covered for might be fun, but would you really want to take such a risk?
  • What types of equipment, footwear, or protective clothing will you need for your preferred activities?
  • Do you need a licensed tour guide or instructor for any of your leisure activities? If so, have you checked that the person is in fact certified?
  • What are the depths of my dives, altitudes of my hikes, or distances of my competitions? These types of details all need to be established before choosing your plan.

Travel insurance tip 2: Where urgent medical assistance is required, get in touch with our 24-hour Emergency Medical Assistance Team as soon as reasonably possible before incurring medical costs. For more information on what to do please refer to the section titled, ‘Health conditions & your policy’ in your Policy Wording.

A couple backpacking in the mountains
A couple backpacking in the mountains. Photo credit: Getty images / Jordan Siemens

Overseas activity tips to help you have a safer experience

Are you fit enough for that?

Overseas holidays offer a selection of leisure activities, many of which you may not have ever tried. Before you go trying new experiences, think about your fitness and plan your activities accordingly. Whatever you’re planning, make sure it’s something you’re physically capable of.

The right gear

When participating in a sport or activity, always wear safety gear. For example, wear a helmet when cycling or riding a horse. Before embarking on that mountain climbing adventure, ask yourself if you have the right equipment required for such an undertaking.

Your activity operator should be certified/accredited

Make sure operators are certified and/or accredited by the appropriate body. For example, diving instructors should be registered with the Professional Association of Diving Instructors (PADI). 

Keep a watch on your sporting equipment

Nothing beats the feeling of elation that comes from being victorious in a game of sport. Yet before you rush off to hit the bar with your teammates, it’s a good idea to lock up any sporting equipment first. All too often valuable sporting gear and bags are left unattended or even worse, forgotten about.

Opportunistic thieves can take advantage of these situations. No matter how safe you think your sporting gear is, never leave it unattended. If you can’t take your equipment with you or back to your hotel, then place it in a locker or keep it locked in a room.

This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the Policy Wording for complete details of cover and exclusions. If you are unsure of your level of travel cover, please contact us for help.

Get a quote today and find out if our policies are right for you.

World Nomads covers more than 150 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it. You can read more about coverage for some specific activities to see the activities covered by the plans available to you.

We offer cover for:

  • 24/7 Emergency Assistance
  • Overseas emergency medical expenses
  • Cancellation
  • Baggage

Important information

  • List of Adventure, Sport and Activities covered

    Adventure, Sport and Activities

    List of Activities covered; including Level 2, 3 and 4 Upgrades:

    UPGRADE FOR LEVELS 2, 3, 4 ACTIVITIES

    Adventure, sport, work, study and volunteer activities

    Level

    Special Conditions that apply

    Special Exclusions that apply

    Abseiling (rappelling, rapping, rap jumping, deepelling, abbing)

    1

    (a)

    (iv)

    Aerial safari

    1

    (a)

    (iv)

    Aerobics

    1

     

     

    Athletics

    1

     

     

    Badminton

    1

     

     

    Ballet

    1

     

     

    Banana boat rides

    1

    (a)

     

    Baseball

    1

     

     

    Basketball

    1

     

     

    Biking (see Cycling, Mountain biking)

     

     

    -

    Black water rafting (Cave tubing) (grades 1-3)

    1

    (a)

    (iv)

    Boating (inland and coastal waters); see also Speed boating and Sailing

    1

    (a) or (b)

    Excludes: white water; (v)

    Boating (outside coastal waters); see also Speed boating, and Sailing

    2

    (a) or (b) and (c)

    (iv); (v)

    Bowling / Bowls / Pétanque / Boules

    1

     

     

    Boxing (gym or outdoor training)

    2

     

    Excludes competition, bouts

    Bungee/Bungy jumping

    2

    (a)

     

    Camel riding (day tour)

    1

    (a)

    (v)

    Camel trekking (overnight/main mode of transport)

    2

    (a)

    (v)

    Camogie

    2

    A helmet must be worn.

    (iv); (v)

    Camping up to 3,000 metres (see also Hiking, and Mountaineering)

    1

     

     

    Camping up to 4,500 metres (see also Hiking, and Mountaineering)

    2

     

     

    Camping up to 6,000 metres (see also Hiking, and Mountaineering)

    4

     

     

    Caving (sightseeing/tourist attraction/recreational only)

    1

    (a)

    Excludes: where ropes, picks or other specialist climbing equipment is required

    Cheerleading

    1

     

     

    Clay pigeon shooting

    1

    (a) or (b)

    (v)

    Cricket

    1

     

     

    Cruising (cruise ship)

    1

     

     

    Curling

    1

     

     

    Cycling/Biking (incidental to the trip)

    1

     

    (v)

    Cycling (independent cycle touring)

    3

     

    (v)

    Cycling (on an organised tour)

    2

    (a)

    (v)

    Dance (ballet, ballroom, capoeira, salsa, interpretive dance)

    1

     

     

    Darts

    1

     

     

    Dogsledding / Sleigh rides (horse drawn): on recognised trails

    1

    (a)

    Excludes: remote areas; racing; time trials; endurance events

    Dragon boating (inland or coastal waters only)

    1

     

     

    Elephant riding

    1

    (a)

     

    Elephant riding (overnight/main mode of transport)

    2

    (a)

    (v)

    Fishing/Angling (ice)

    1

    (a) or (b)

     

    Fishing (inland or coastal waters): sports / leisure only

    1

     

     

    Fishing (outside coastal waters, deep sea fishing): sports / leisure only

    2

    (a) or (b); and (c)

     

    Fitness training

    1

     

     

    Flag football / rugby / soccer / gridiron: non-contact

    1

     

     

    Flying (as a fare paying passenger in a licensed scheduled or chartered aircraft or helicopter)

    1

    (a)

     

    Football (Gaelic football)

    2

     

    (iv)

    Football (Soccer) including 5 a side

    1

     

     

    Frisbee / Ultimate Frisbee

    1

     

     

    Glacier walking / Ice walking

    2

    (a)

     

    Go karting

    1

    (a)

    (v)

    Golf

    1

     

     

    Gym training (aerobics, spinning, Zumba, body pump, weight training, cross training, cross fit) (See also Boxing, and Martial arts)

    1

     

    Excludes power lifting

    Gymnastics

    1

     

     

    Handball / Tchoukball

    1

     

     

    Hiking / trekking / rambling / bushwalking / fell walking: up to 3,000 metres, on recognised routes

    1

     

     

    Hiking / trekking / rambling / bushwalking / fell walking: up to 4,500 metres, on recognised routes

    2

     

     

    Hiking / trekking / rambling / bushwalking / fell walking: up to 6,000 metres, on recognised routes

    4

     

     

    Hockey

    1

     

     

    Horse riding (leisure/social /non-competitive riding)

    1

    (a); a helmet must be worn

    Excludes: hunting; (v)

    Hot air ballooning (ballooning) as passenger only

    1

    (a)

    (v)

    Hurling

    2

    A helmet must be worn

    (iv); (v)

    Hydro foiling / Kite foiling

    1

    (a) or (b)

    Excludes: jumping; (v)

    Ice skating (indoor); excludes ice hockey

    1

     

     

    Ice skating (outdoor) on a commercially managed rink; excludes ice hockey

    1

    (a)

     

    Jet boating: as a passenger, inland / coastal waters only

    1

    (a)

     

    Jet skiing: inland / coastal waters, grades 1-2 only

    2

    (a) or (b)

    (v)

    Kayaking / Canoeing / Sea kayaking / Sea canoeing: inland/coastal waters, grades 1-3 only

    1

     

     

    Kite boarding / Kite surfing (on land or water); land surfing

    2

     

    (v)

    Kite buggy

    2

     

    (v)

    Kite flying

    1

     

     

    Lacrosse

    1

     

     

    LARP (Live action role play)

    1

     

    Excludes: battle re-enactments; (v)

    Martial arts (Judo & Karate only)

    2

    (a)

    (iv) (v)

    Martial arts training (non-contact)

    1

     

     

    Moped riding/Scooter biking on road under 125cc

    2

    (b); a helmet must be worn

    (v)

    Motor racing experience (passenger only)

    1

    (a)

     

    Motorbiking on road under 125cc, including pillion

    2

    (b); a helmet must be worn

    (v)

    Mountain biking - downhill (using downhill trails and/or mechanical lifts)

    3

     

    (v)

    Mountain biking - general (off road/cross country)

    1

     

    (v)

    Mountaineering to 6,000 metres (with ropes, picks or specialist climbing equipment)

    4

    Do not venture into any area without taking local advice and appropriate rescue equipment.

    (iii) (iv)

    Netball / Korfball

    1

     

     

    Orienteering

    1

     

     

    Outdoor endurance course / obstacle course / assault course / trim trail / tough mudder: up to 3 miles

    1

     

     

    Outdoor endurance course / obstacle course / assault course / trim trail / tough mudder: up to 8 miles

    3

     

     

    Outrigger canoeing (inland or coastal waters only)

    2

     

     

    Outward Bound, up to 3,000 metres

    1

    (a)

     

    Paint balling/Airsoft

    1

    (a) or (b)

    (v)

    Parasailing: over water only

    1

    (a) or (b)

    (iv) (v)

    Rambling. See Hiking if above 3,000 metres

    1

     

     

    Rifle range/sports shooting

    1

    (a) or (b)

    (v)

    River boarding / Hydro speeding (grades 1-3); see also Canoeing.

    1

    (a)

     

    Rock climbing (indoor)

    1

     

    (v)

    Rock climbing: outdoor / traditional / bouldering / sport climbing / bolted / aid climbing / free climbing; see also Mountaineering

    2

     

    (iv)

    Rollerblading / Roller Skating / In-line skating

    1

     

     

    Rowing / Sculling (inland/coastal waters)

    1

     

    Excludes: white water rowing; (v)

    Rugby (League/Union)

    2

     

    (iv) (v)

    Running, up to marathon distance; racing exclusion doesn't apply

    2

     

     

    Running/jogging: half marathon distance or less; racing exclusion doesn't apply

    1

     

     

    Safari tours

    1

    (a)

    Excludes: firearms; handling and/or work with dangerous animals; e.g. big cats, crocodiles, alligators, snakes, elephants etc.

    Sail boarding (see wind surfing)

     

     

     

    Sailing / Yachting (inland/coastal waters)

    1

    (a) or (b)

    (v)

    Sailing / Yachting (outside coastal waters)

    2

    (a) or (b); and (c)

    (v)

    Sandboarding / Sand skiing

    2

     

    (v)

    Scuba diving, including Shark cage diving; to 30 metres

    1

    (e)

    Excludes: free diving; cliff diving; (ii)

    Scuba diving (unqualified/learn to dive course/discover dive with qualified instructor)

    1

    (a)

    Excludes: free diving; cliff diving; (ii)

    Segway tours

    1

    (a); a helmet must be worn, safety gear

    (iv) (v)

    Skateboarding (ramp, half pipe, skate park, street)

    1

    a helmet must be worn, safety gear

     

    Skiing (cross country/Nordic skiing on marked trails)

    3

    (d)

    (i)

    Skiing (snowblading)

    3

    (d)

    (i)

    Skiing / Snowboarding

    3

    (d)

    (i)

    Skiing / Snowboarding: (backcountry/outside of resort boundary/alpine ski touring)

    4

    (d)

    (i) (iv)

    Skiing / Snowboarding: (by helicopter/snow cat)

    4

    (d)

    (i) (iv)

    Skiing / Snowboarding: (dry slope)

    3

    (d)

    (i)

    Skiing / Snowboarding: (terrain park within resort)

    4

    (d)

    (i) (iv)

    Skydiving/Parachuting (tandem jumps only)

    4

    (a) or (b)

    (iv) (v)

    Sledding / Tobogganing / Snow sleds / Snow sleighs (on snow)

    3

     

    (iv) (v)

    Snooker

    1

     

     

    Snorkelling

    1

     

     

    Snow rafting / Tubing on snow

    4

    (a)

    (iv) (v)

    Softball / Rounders

    1

     

     

    Spearfishing

    2

     

    (v)

    Speed boating, passenger only: inland/coastal waters only

    1

    (a)

    Squash / Racquetball

    1

     

     

    Stand up paddle surfing/paddle boarding

    1

     

     

    Surfing

    2

     

     

    Swimming (pool; enclosed, inland or coastal waters only)

    1

     

     

    Swimming with whales/whale sharks (inside or outside coastal waters)

    1

    (a)

     

    Table tennis

    1

     

     

    Tennis / Pickleball

    1

     

     

    Theme parks / Fairgrounds

    1

    (a)

     

    Trampolining

    1

     

     

    Triathlon up to full distance / Ironman; racing exclusion doesn't apply

    4

     

     

    Triathlon up to middle distance; racing exclusion doesn't apply

    2

     

     

    Triathlon up to sprint distance; racing exclusion doesn't apply

    1

     

     

    Tubing on rivers (grades 1-2 only)

    1

    (a)

    (iv)

    Tuk Tuk (as a passenger)

    1

    (a)

     

    Via Ferrata

    2

     

     

    Volleyball

    1

     

     

    Water skiing / Wake skating / Wakeboarding

    1

    (a) or (b)

    Excludes: jumping; (v)

    Walking (see Hiking)

     

     

     

    War games (online gaming)

    1

     

     

    War games/military simulation (see Paint balling/airsoft OR Rifle range/sports shooting)

     

     

     

    Water polo

    1

     

     

    Water skiing (barefoot)

    2

    (a) or (b)

    Excludes: jumping; (v)

    Weight training (see also Gym training)

    1

     

    Excludes powerlifting.

    White water rafting (grades 1-3)

    1

    (a)

     

    Windsurfing / Sailboarding (inland or coastal waters only)

    1

     

    (v)

    Working: professional, clerical or administrative work; working as a classroom teacher, classroom assistant; au pair, nanny or child minder.

    1

     

    (v)

    Working: retail, bar or hospitality work involving light duties only.

    1

     

    (v)

    Working: general work and manual work not involving the use of mechanical or industrial machinery, and not working at a height exceeding 2 metres above ground level.

    2

     

    (v)

    Yoga

    1

     

     

    Zip line

    1

    (a)

     

    Zorbing

    2

    (a)

    (iv) (v)
  • Special Conditions

    Special Conditions:

    1. You must be with a professional, qualified and licensed guide, instructor or operator.
    2. You must have the appropriate certification or licence to participate in this sport, activity or experience at home. If operating a motor vehicle, you must have the appropriate licence or certification, relevant to the vehicle in use, in your country of residence and you must hold any other licence for the vehicle and any other licence required by law in the country of operation.
    3. You must stay within 60 miles of a safe haven (a protected body of water used by marine craft for refuge from storms or heavy seas).
    4. This policy covers conventional skiing/snowboarding only. It is not a condition of cover that you ski or snowboard with a guide, however, you must follow the International Ski Federation code or the resort regulations; and you should not venture into back country areas without taking local advice and appropriate rescue equipment.
    5. This policy covers conventional scuba diving only. You are limited to your current qualification limit, unless accompanied by a qualified instructor, taking part in a recognised course requirement of your chosen Diving Association. You must hold a current P.A.D.I. (Professional Association of Diving Instructors), B.S.A.C. (British Sub Aqua Club), SAA (Sub Aqua Association), C.M.A.S. (Confederation Mondiale Des Activites Subaquatiques), or equivalent internationally recognised qualification and follow their relevant Association, Club or Confederation rules and guidelines at all times, or you must only dive under the constant supervision of a properly licensed Diving Instructor and follow their rules and instructions at all times.

  • Special Exclusions

    There is no cover for:

    1. Any competition, free-style skiing/snowboarding, ski/snowboard jumping, ski-flying, ski/snowboard acrobatics, ski/snowboard stunting, or ski/snowboard racing or national squad training, the use of skeletons.
    2. Any unaccompanied dive, any dive in overhead environments, any dive for gain or reward, solo diving, cave diving, any dive which takes you deeper than your current qualification limits, or any dive deeper than 30 metres under any circumstances.
    3. Free mountaineering, climbing in remote or inaccessible regions, exploratory expeditions and new routes, high altitude climbing over 6,000 metres, mountaineering expeditions, or expeditions to the Arctic or Antarctica or of a dangerous nature.
    4. Personal Accident (Section 10 cover excluded)
    5. Personal Liability (Section 10 cover excluded)
  • Definitions

    Work; working: any work, including volunteer work, work placements, incidental work and work experience, whether paid or unpaid, which can be classified as either:

    1. Non-manual work, which is any professional, clerical or administrative work involving light duties only, including for example a classroom teacher or assistant, au pair, nanny or child minder; or
    2. Manual work, which is general work other than non-manual work. Manual work includes for example general cleaning, maintenance, bartending, WWOOFing (participating in World Wide Opportunities on Organic Farms) and general farmhand activities.

    Level 1 activities in the List of Activities are automatically covered. Your policy can be upgraded to include cover for Level 2, 3 and 4 adventure, sport, work, study and volunteer activities when you select the activity(ies) and pay the additional premium. All activities are subject to the General Conditions:

  • List of Activities NOT Covered under any level
    • Acrobatics
    • Activities at a professional or semi-professional level
    • American football (Gridiron)
    • Base jumping; Wingsuit
    • Boating on white water
    • Bobsled/Bobsleigh
    • Boxing competitions or bouts
    • Canyoning
    • Caving/spelunking: other than sightseeing or tourist attraction
    • Cliff diving
    • Climbing: exploratory expeditions, new routes, remote or inaccessible regions
    • Climbing: high altitude, over 6,000 metres
    • Competing; competing at international events as national representative
    • Crewing a vessel over 60 miles from a safe haven
    • Cycling/biking: intercontinental touring, with a tour operator or independent
    • Cycle jumping / BMX / racing / time trial
    • Diving/scuba diving: unaccompanied dive / in overhead environments / for gain or reward
    • Dogsledding / Sleigh rides (horse drawn): remote areas / racing / time trials / endurance events / on unrecognised trails
    • Electronic scootering
    • Expeditions to the Arctic / to Antarctica / of a dangerous nature
    • Extreme pursuits / Hazardous activities (other than listed)
    • Fishing/angling: commercially / rock fishing
    • Flying: gliding / ultralight / private light aircraft / stunt flying
    • Free Mountaineering
    • Free-style skiing / Free-style snowboarding
    • Hang gliding
    • High diving
    • Hiking / trekking / rambling / bushwalking / fell walking / fell running: where ropes, picks or other specialist climbing equipment is required.
    • Horse riding (equestrian, dressage, show jumping, eventing)
    • Horse riding: racing / jumping / competing
    • Hunting
    • Ice climbing
    • Ice hockey
    • Kite wing (land, water, snow)
    • Martial arts competitions or bouts
    • Moped riding / Motorbiking: touring, or mode of transport to /from home
    • Moped riding / Motorbiking over 125cc
    • Motorbiking / Trail biking: off-road
    • Motor sports
    • Mountaineering expeditions
    • Outdoor endurance course / obstacle course / assault course / trim trail / tough mudder: over 8 miles
    • Paragliding / parapenting / parascending
    • Potholing
    • Quad biking / ATVs / Dune buggy
    • Rock climbing: soloing
    • Rollerblading, roller skating and in-line skating stunting / roller derby / roller hockey
    • Running: over marathon distance
    • Scuba diving / cage diving: deeper than 30 metres
    • Skeleton
    • Skiing / Snowboarding: (jumping / stunting / ski-flying / acrobatics)
    • Skiing / Snowboarding: (racing / competition / national squad training)
    • Snowmobiling / Snow kiting / Snow biking
    • Speed boating outside coastal waters
    • Speed trials
    • Work: offshore / underground, including as a guide
    • Work: with mechanical / industrial machinery
    • Work: with dangerous animals; e.g. big cats, crocodiles, alligators, sharks, snakes, elephants, etc.
    • Work as instructor or guide: diving / skiing/ snowboarding / underground, in caves / where ropes or other specialist climbing equipment is required.
    • Work: dangerous or extreme pursuits
    • Work: at height from 2 metres above ground level

I bit on something hard

A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Claim paid: USD $82.33
B.P. U.S Resident in South Africa.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy in an accident?
  • Sudden death of an immediate relative?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Injured abroad?
  • Need a hospital urgently?
  • Medical evacuation home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about adventure activities and sports insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. 

Photo © Getty Images / andreswd
  1. World Nomads
  2. Category
  3. Topic
  4. Activity

Travel insurance for participating in team sport

Headed overseas to play in a team sport? You should consider a World Nomads travel insurance policy. Our policies are designed to safeguard your trip, so all you have to worry about is focusing on your game.

    As featured in:

  • As featured in:

Why consider travel insurance for team sports?

Whether you’re headed to the UK to play cricket, the USA for ultimate frisbee, or somewhere in between for an entirely different team sport, travel insurance can be just as valuable when you’re traveling to play sports as it can be for your annual overseas vacations.

No matter where you’re headed or which team sports you’re planning to participate in, you should consider travel insurance — because plans go awry and mishaps can happen.

World Nomads Travel Insurance offers coverage for a number of team sports and adventure activities. Let's break down what this means for you:

  1. Cover for bags and valuables: when you arrive to your destination ready to play but your gear doesn’t. Our baggage travel insurance may be able to help replace necessary items, clothing, and other personal belongings.

  2. Cover for medical evacuation: cover for when you become injured or unwell and can’t participate in the team sport and need to be evacuated to a medical facility, or in the worst case scenario, back to your home country. Emergency evacuation coverage isn’t just for adventure-seekers who need adventure travel insurance; it’s also helpful for those contact sports and other team activities you might want to participate in while overseas.

  3. Repatriation back home: If you're declared medically unfit to continue your travels or in the unfortunate event of your passing, cover is available for your repatriation back home. This is subject to the reasonable recommendation of a medical practitioner appointed by us, ensuring that transportation is medically necessary and appropriate.

  4. Cover for the whole family: when you plan to bring the whole family overseas with you. When you have to be overseas for an extended period to play sport, it helps to know that if your family comes with you, our travel insurance may help with cover for your loved ones.

Sports
Goalkeeper about to saving header at goal | Photo credit: Getty Images/JohnnyGreig

Does World Nomads travel insurance offer cover for other team activities I might want to do on my trip?

Absolutely. World Nomads offers cover for more than 150 activities, sports and experiences under our Standard and Explorer plans, from solo pursuits to team activities, such as:

  • Baseball
  • Basketball
  • Cricket
  • Fencing
  • Football
  • Hockey
  • Tennis
  • Ultimate frisbee
  • Volleyball
  • Ice Hockey
  • Pickleball
  • And a heap more team sports.

Note: Not all team activities, sports, and experiences are covered under every travel insurance plan. Cover will depend on your Country of Residence and on the plan you have chosen. For example, some snow activities require a specific plan or upgrade to be selected when you purchase with World Nomads.

It’s always a good idea to read your policy wording carefully so you understand exactly what you’re covered for. And if you’re unsure, get in touch and we can help answer any questions you might have about travel insurance for team sports and other activities.

What else is covered by travel insurance?

Playing sport comes with its share of risk, but not all accidents or calamities happen on the field — or court, or ice-rink for that matter. Other times travel insurance may come in handy include:

  • A canceled trip: If you have no choice but to cancel your trip due to illness, injury, or any other unforeseen event covered under your policy, we may be able to help recoup the cost of things like your unused, non-refundable, pre paid accommodation, tours and flights.
  • A natural disaster: From tsunamis to volcanic eruptions, earthquakes to floods— natural disasters can take many forms. And there’s no shortage of ways they can spoil travel plans, closing airports, delaying flights, wiping out accommodation, and closing off entire towns. Check out our natural disaster coverage article to find out how travel insurance can help when nature goes rogue.
  • Cover for stolen baggage and gear: Whether you arrive to your destination, but your bags and sports gear don’t, your gear is damaged en-route, or you’re the victim of theft, we may be able to help. If your sports gear gets lost or stolen report it to your carrier or police ASAP, then get in touch with the 24/7 Emergency Assistance team who can help.
  • Overseas medical emergencies: Sports injuries are common. If you become injured while participating in team sports activities, we may be able to help with things like locating a doctor or hospital, medical bills, and medical evacuation. Depending on your Country of Residence, World Nomads also offers coronavirus cover for a range of coronavirus-related events.

What plans and options do you offer?

World Nomads offers two travel insurance plans: a Standard Plan and an Explorer Plan, each one has their own benefits, limits, and sub-limits of coverage. Our Explorer Plan offers higher benefit limits and/or sub-limits.

You can compare our Standard and Explorer plans and prices through getting an instant online quote.

Note: both our travel insurance plans are different, and cover varies, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.

What are some things trip insurance does not cover?

Because travel insurance isn’t designed to cover everything, there are certain things we may not cover, such as:

  • If you simply change your mind and decide not to go .
  • If you don’t adhere to the recommendations of the Emergency Assistance team. Failure to do so or refusing repatriation home may result in limitations to your cover.
  • Participation in a sport or activity that is not covered under your policy (check your policy wording carefully).
  • Loss or theft of your bags or gear when they’re left unattended.
  • If you’re participating in a sport or activity professionally.

This is not an exhaustive list. For the full details of what is and isn’t covered, read over your policy wording carefully.

What to do in case of an emergency

If you're involved in an accident, suffer a sudden illness, serious injury, or unfortunately, in the event of your passing overseas, contact the 24/7 Emergency Assistance team as soon as possible.

They're available 24/7 to provide guidance and support. The team will assist in arranging emergency medical transport, directing you to the nearest appropriate medical facility, or organizing your repatriation back home for medical reasons if and when required.

Please note that not reaching out to the Emergency Assistance team may result in limitations or reductions in your cover, and please be aware that waiting periods may apply, so don't hesitate to get in touch.

Tips for doing team sports safely

Regardless which team sport you’re partial to, safety should be your primary concern. You might find these tips helpful when planning your team sports holiday:

  • Know your health and fitness limits: You may have played soccer since you were in school, or been physically active in other ways since, but it’s important to always exercise within your own capabilities. Consider your fitness levels and plan your sports and other activities accordingly.
  • Safety gear: Always wear appropriate safety gear when participating in any sport or activity — because heading out on a cricket field without your cup, for example, is not going to end well.
  • Keep your sports gear and other bags and items with you: Leaving your things unattended makes them a prime target for light fingers and swift snatching. Don’t make things easier for thieves.

Get a quote 24/7

Sound like you would like to consider travel insurance? Fill out the quick quote form below.

Buy while abroad

Already left? With World Nomads, you can buy travel insurance even after you’ve left home. Get an instant online quote.

Need to know more?

Get in touch and we can help answer any questions you might have about travel insurance for team sports.

By understanding your rights, responsibilities, and the extent of coverage, you can travel with confidence, knowing that you're backed by a reliable safety net in times of need. Stay safe, and happy travels!

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Ph. Francesco Ciccotti
  1. World Nomads
  2. Category
  3. Topic
  4. Activity

Travel Insurance for Safari Tours

Heading out to search for the Big 5? In addition to the perfect binoculars, you may also want to consider travel insurance for your next safari adventure.

    As featured in:

  • As featured in:

Some people like to go wild when they are traveling, and some people like to go into the wild. If your version of wild involves searching for the Big 5 in the Serengeti or Maasai Mara, you’re our kind of person. 

Just imagine-you’re bouncing around in your rugged 4x4 jeep as you trek through Kruger National Park in South Africa. Will today be the day you see a herd of elephants crossing the Sabie River or a lioness out on a hunt with her cub? 

You’re then quickly shaken from your daydream by a loud thud on the hood of your jeep. You make eye contact with a leopard before he leaps off and runs into the bush. It’s a memory that you’ll be bragging about for years to come. However, in that moment, all the “what-ifs” also come to mind... should you have considered a travel insurance plan with adventure sports cover?

Should I consider adventure travel insurance for a safari?  

There is such an allure of seeing wild animals in their natural habitat, but you have to remember - these majestic creatures can sometimes have erratic behavior. If you’re on a safari with an experienced guide, the chances of something happening are minimal. When you’re dealing with wildlife though, anything can happen. 

You’ve surely heard about the rare incidents of people being ambushed by a hippo or trampled by an elephant. If you get injured, you’re going to need immediate medical care. Travel insurance could help reimburse you for expenses like x-rays, prescription medications, a hospital stay, or other emergency medical needs you may have if you get hurt on your safari. 

A women on Safari
A woman sitting in a car on a Safari | Photo credit: Getty Images/Westend61

Does travel insurance cover other adventure activities I might participate in during my trip?

You may be going to Zambia on a mission to see zebras roaming freely at Mosi-Oa-Tunya National Park, but you may also decide to hike the Boiling Pot trail near Victoria Falls or go whitewater rafting on the Zambezi River while you are there. 

World Nomads offers adventure travel insurance that covers more than 150 activities. When you get a quote, you can select your country of residence, and easily compare our Standard and Explorer plans side by side. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.

If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes. 

What else is covered by travel insurance?

In addition to emergency medical cover, international travel insurance could help with several other unexpected situations you may encounter on your safari. Depending on your country of residence, World Nomads may also offer cover for: 

  • Baggage and Gear: If the airline lost the bag that held your binoculars, baggage insurance may help reimburse the cost to replace them if your bag was lost by a common carrier.  
  • Trip Interruption and Cancellation Insurance: If your travel buddy gets severe food poisoning from something he ate, it may put a screeching halt to your plans. If something unexpected happens and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. 
  • Evacuation: If you’re going on a safari, there’s a good chance you may be in a remote destination where there aren't nearby medical facilities. If something happens and you need to get immediate medical care, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.  
Safari in Serengeti National Park
Safari in Serengeti National Park. Photo credit: Getty Images/Oscar Xu

What are some things trip insurance would not cover?

If you have too many glasses of South African wine at lunch and then try to sneak up to a sleeping lion to grab a selfie, you won’t be covered if that goes terribly wrong. Travel insurance won’t cover you if you are under the influence of drugs or alcohol while you are on your safari. It’s also important that you follow the guidance of your safari guide at all times and view wild animals from a safe distance. Some other things that are not covered include: 

  • Any pre-existing medical condition(s) as explained in the policy wording
  • Wandering from camp on your own, leaving your guide and common sense behind
  • Not following government ‘Do Not Travel’ warnings issued prior to departure
  • Participation in other activities not listed as covered in your policy

Tips for preparing for your safari adventure 

One thing our team at World Nomads definitely recommends is making sure your camera stays fully charged at all times. You never know what you may see at any given moment. It’s also a really good idea to bring an extra camera battery along. Trust us on this one-you don’t want to miss the money shot!

It’s also important to stay safe on your safari adventure because you don’t want it to get cut short. Here are a few of our tips: 

  • Do your research and book with an accredited tour operator.
  • Follow your guide’s instructions at all times and view wildlife from a safe distance.
  • Wear boots and socks when walking around in the bush.
  • Talk to your doctor to see if prescription antimalarial medication is recommended. Depending on the medication, you may need to start this prior to your trip. 
  • Check with your country’s government health department to see if they have issued any health advisories for your destination.
  • Don’t be afraid to ask if the water is safe to drink when you are in remote locations.


This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia
Photo © Getty Images / Ph. Francesco Ciccotti
  1. World Nomads
  2. Category
  3. Topic
  4. Activity

Safari Travel Insurance Plans

Affordable Safari Travel Insurance for Canadians

    As featured in:

  • As featured in:

At a glance:

  • All World Nomads plans cover safaris, with some plans that offer higher limits of benefits.
  • Coverage may include injuries and medical evacuation if you're seriously hurt while on a safari, as well as protection for your luggage and gear.
  • Choose from two travel insurance plans: Standard or Explorer—tailored to your trip style and level of adventure.
  • World Nomads plans also cover 250+ other adventure activities, from scuba diving and snorkeling to zip-lining and jungle trekking.

Canadian travellers heading to Africa for a safari face unique insurance needs—from costly medical evacuations to lost camera gear. World Nomads offers travel insurance tailored for Canadians, with safari coverage included in every plan. Whether you're planning an African safari to see the Big 5 in the Serengeti or watch zebras roam in Zambia’s Mosi-oa-Tunya National Park, your adventure is sure to be unforgettable. But whenever you're overseas and surrounded by wildlife, you should be prepared for the unexpected.

Why should I consider travel insurance for my African safari?

From animal attacks to an unplanned case of malaria, unexpected issues can derail even the most carefully planned safari. Travel insurance for safaris may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to Canadian needs, it’s a smart way to travel confidently – whether you're looking for rhinos in Nepal or photographing elephants in Kenya.

Nomads tip: Each policy includes a '10-Day Right to Examine' period, giving you time after purchase to review the details, making sure the coverage works for you. If you decide that you are not satisfied with the policy, you may cancel it within 10 days and you will be given a full refund of the premium you paid, provided you have not started your trip and you do not want to make a claim or to exercise any other right under the policy.

What’s Covered in Our Safari Insurance for Canadians

As wildlife lovers ourselves, we’ve designed our plans to include travel insurance for safaris. We also offer coverage for more than 250 other sports, activities and experiences.

  1. Emergency Medical Expenses
    For broken bones, cuts, and sprains after a fall in the African bush

  2. Non-insurance Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Protection for your stuff when you travel

  4. Trip Delays, Interruptions & Cancellations
    A money-saver if inclement weather keeps you from enjoying your safari.

Get a quote and compare the plans to see which level of coverage is right for you.

Choosing the Right Safari Travel Insurance Plan (Standard vs. Explorer)

World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage. 

  • Standard Plan – This is the most basic plan but includes safari travel insurance as well as up to $5,000,000 CAD in emergency medical expenses and up to $2,500 for trip cancellation for Canadian travellers.
  • Explorer Plan – This plan also covers safaris but has higher limits of coverage.

Even if your main goal is to go on a safari, you may want to do other fun things too, like bushwalking in Botswana or whitewater rafting on the Zambezi River. That’s totally fine, because there are over 250 other sports, activities and experiences that could be covered when you purchase travel insurance for Africa. When you purchase your policy, you’ll need to list safaris, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  Costs may vary depending on the additional activities you list. 

If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

NOMADS TIP: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
Giraffes in Botswana

What may not be covered when on a safari?

Some things we may not cover include:

  • Unattended baggage or personal items
  • Participation in other activities not listed as covered in your policy
  • Ignoring your doctor if they have explicitly advised you not to travel to a particular destination or go on a safari
  • Handling of big game or dangerous animals 
  • Not following government ‘Do Not Travel’ advisories issued by the Canadian government

Top safety tips we recommend for your safari

  • Do your research and book with an accredited and eco-friendly tour operator. 
  • Make sure your guide has a first-aid kit. It doesn’t hurt to have a small one in your backpack too. 
  • Follow your guide’s instructions at all times and view wildlife from a safe distance. 
  • Stay hydrated and drink plenty of water. Don’t be afraid to ask if the water is safe to drink when you are in remote locations.  
  • Talk to your doctor to see if prescription antimalarial medication or other vaccinations are recommended. Depending on the medication, you may need to start it prior to your trip.  
  • Wear long sleeves and long pants to help protect you from bug bites. 
  • Don’t wear open toed shoes when walking around in the bush. 
  • Check with the Public Health Agency of Canada to see if they have issued any travel health notices for your destination.  
  • Register with Canadians Abroad to stay updated on emergency situations. 
  • Don’t try to handle big game or dangerous animals. 
  • Don’t walk around alone at night. 
  • Take along a copy of the documents showing proof of your safari travel insurance. You may even want to save a copy in your phone so it is easily accessible. 

FAQ

Here are our most frequently asked questions about cover for safari. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • Are safaris covered under World Nomads Travel Insurance?

    Yes, safaris are covered under both plans offered by World Nomads Travel Insurance, but make sure you list this as an activity you’ll be participating in when you purchase your policy. Safaris are considered a Level 1 activity and they are automatically covered, but you’ll still need to list this as an activity when you purchase your safari travel insurance policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like zip lining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.

  • What types of incidents are covered while on a safari?

    If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, pre-paid, non-refundable safari tours that you paid for in advance. If your safari jeep gets in a wreck and you require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary. 

Need destination inspiration for your next safari?

Not sure where your next safari adventure should take you? Check out some of our favorite safari locations around the world and get destination-specific travel insurance tips to help you plan with confidence.

Kenya Safari Tips: Where to Go and How to Stay Safe

How Travelers Can Stay Safe on Safari in Botswana

Nepal Safaris: The 5 Best Places to See Wildlife 

Why Akagera is Rwanda’s Most Unique Safari Destination

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Ph. Francesco Ciccotti
  1. World Nomads
  2. Category
  3. Topic
  4. Activity

Safari Travel Insurance Coverage

Explore How U.S. Travelers Can Protect Their African Safari Adventures

    As featured in:

  • As featured in:

At a glance:

  • All World Nomads plans cover safaris, with some plans that offer higher limits of benefits.
  • Coverage may include reimbursement for injuries and medical evacuation if you're seriously hurt while on a safari, as well as protection for your luggage and gear.
  • Choose from four travel protection plans: Standard, Explorer, Epic, or Annual—tailored to your trip style and level of adventure.
  • World Nomads plans also cover 250+ other adventure activities, from scuba diving and snorkeling to zip-lining and jungle trekking.
  • Plus, optional Cancel for Any Reason upgrade available on some plans

Whether you're planning an African safari to see the Big 5 in the Serengeti or watch zebras roam in Zambia’s Mosi-oa-Tunya National Park, your adventure is sure to be unforgettable. But whenever you're overseas and surrounded by wildlife, you should be prepared for the unexpected. Our travel protection plans include a range of travel insurance benefits and non-insurance services for safaris that may help with everything from stolen bags to unexpected medical expenses.

Why should I consider travel insurance coverage for my safari trip?

To being diagnosed with malaria from a mosquito bite to having a monkey steal your passport , unexpected “monkey business” can derail even the most carefully planned safari. Travel insurance and non-insurance services designed for safaris may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently, no matter where the journey takes you.

What travel insurance benefits may protect safari trips

As wildlife lovers ourselves, we’ve designed coverage for losses resulting from safaris while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

  1. Emergency Medical Expenses
    For broken bones, cuts, and sprains after a fall in the African bush

  2. Non-insurance Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Protection for your stuff when you travel

  4. Trip Delays, Interruptions & Cancellations
    A money-saver if inclement weather keeps you from enjoying your safari.

Get a quote and compare the plans to see which level of coverage is right for you.

Terms, conditions, and limitations apply to all mentioned coverages.

All plans include travel insurance coverage for safaris, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records, and pre-departure telehealth services.

What level of travel insurance coverage for my safari do I need?

World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even if your main goal is to go on a safari, you may want to do other fun things too, like bushwalking in Botswana or whitewater rafting on the Zambezi River. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase travel insurance coverage for Africa.

  • Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while on a safari, including up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation. 
  • Explorer Plan – This is for those trips you’ll be talking about for years to come! It covers more activities, including hot air ballooning and shark cage diving to 165 feet/50 meters. It also has higher limits of coverage for most benefits.
  • Epic Plan – This plan covers everything the Explorer plan covers, plus even more activities – including bouldering up to 26,247 feet/8,000 meters and cliff diving. It also has the highest benefit limits of coverage. 
  • Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year. It includes travel insurance coverage for safaris, as well as all of the other activities covered in the Standard Plan. 

NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York. Full terms apply.

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
Giraffes in Botswana

What may not be covered by travel insurance plans for safaris?

Some things we may not cover include:

  • Unattended baggage or personal items
  • Not following ‘Do Not Travel’ warnings issued by the U.S. government prior to departure
  • Participation in other activities not listed as covered in your policy
  • Ignoring your doctor if they have advised in writing that you are not medically fit to travel.

Top safety tips we recommend for your safari

  • Do your research and book with an accredited and eco-friendly tour operator. 
  • Make sure your guide has a first-aid kit. It doesn’t hurt to have a small one in your backpack too – just in case. 
  • Follow your guide’s instructions at all times and view wildlife from a safe distance. 
  • Stay hydrated and drink plenty of water. Don’t be afraid to ask if the water is safe to drink when you are in remote locations.  
  • Take advantage of the pre-departure medical consultation included in your non-insurance services and see if prescription antimalarial medication or other vaccinations are recommended for your destination. Depending on the medication, you may need to start it prior to your trip. 
  • Wear long sleeves and long pants to help protect you from bug bites. 
  • Don’t wear open toed shoes when walking around in the bush. 
  • Check with the U.S. Department of State to see if they have issued any travel advisories for your destination. 
  • Enroll in the free Smart Traveler Enrollment Program (STEP) to stay updated on emergency situations. 
  • Don’t try to handle big game or dangerous animals. 
  • Don’t walk around alone at night.
  • Take along a copy of the documents showing proof of your travel insurance coverage for safari tours. You may even want to save a copy in your phone so it is easily accessible

FAQ

Here are our most frequently asked questions about cover for safari. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • What should I do if I get hurt while on a safari?

    If you get hurt while on a safari, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help reimburse the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for safaris. 

  • Do I get my money back if I cancel a trip?

    Trip cancelation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, safari tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased. 

  • What happens if my bags are delayed?

    When you purchase travel insurance coverage for safaris, baggage delay coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes a non-insurance service that can help track down your bag and get it delivered to you.

Need destination inspiration for your next safari trip?

Not sure where your next safari adventure should take you? Check out some of our favorite safari locations and get destination-specific travel insurance tips to help you plan with confidence.

Kenya Safari Tips: Where to Go and How to Stay Safe

How Travelers Can Stay Safe on Safari in Botswana

Nepal Safaris: The 5 Best Places to See Wildlife 

Why Akagera is Rwanda’s Most Unique Safari Destination

20250818-4750020. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
West Bali: 5 Ways to Discover the Island’s Hidden Side
Indonesia

West Bali: 5 Ways to Discover the Island’s Hidden Side

While crowds flock to southern Bali’s beaches and sea temples, the west is still off the tourist radar – despite being rich in culture, wildlife, and natural beauty. Find out the best things to do and places to explore in West Bali.
Camping in Mexico: How Safe Is It?
Mexico

Camping in Mexico: How Safe Is It?

With last May's horrific instance of violence still on people's minds, it's fair for travelers to wonder whether camping in Mexico is a good idea. Former drug war correspondent Joe Furey shares his tips on places to avoid, and camping spots he still recommends.
High-Altitude Hiking: How to Prepare and Train
Practical

High-Altitude Hiking: How to Prepare and Train

Find out how to choose the right trek, why it’s important to acclimatize, the best way to train, and what you need to know about altitude sickness. Experienced trekker Olly Gaspar shares his tips.
What to Do If You Get Lost in the Wild Without a Compass
Survival

What to Do If You Get Lost in the Wild Without a Compass

Your pleasant outing turns into a nightmare – you’re lost and have no way to navigate. Tim Neville reports on what you should do if you’re stuck without a map or compass, and how to get yourself found.
7 Ways Travelers Can Support Women on International Women’s Day
Responsible Travel - Participation

7 Ways Travelers Can Support Women on International Women’s Day

From an all-woman-run safari camp in Tanzania to female breadwinners in Mongolia, here are seven travel experiences that help make the world a more inclusive place for women.