Learn how trip interruption cover can help if your plans get unexpectedly sidetracked.
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As travellers ourselves, we have experienced some of the cool surprises you can encounter on your adventures. For example, trekking through Iceland, you may get to see nature’s best light show if you are lucky enough to catch the Northern Lights.
Not all unforeseen surprises are as dazzling though. Sickness or injuries to yourself or an immediate family member are just a couple of the unanticipated things that can abruptly put a halt to your fun. Because you can never predict an interruption in your travels, you may want to consider travel insurance.
A trip interruption is something that happens that causes you to end your trip early or makes you unable to participate in your full planned itinerary that occurs after trip start date. If you get severely injured or sick while you are travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip.
World Nomads offers trip interruption coverage as a part of our adventure travel insurance policies, and it may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
For example, if you paid in advance for flights and hotels, but you broke your leg and can’t continue your trip, you may get reimbursed for your prepaid, nonrefundable trip costs if you can’t recover those costs from the travel supplier.
Sometimes you may deal with an interruption that causes you to miss part of your trip, but you are able to rejoin it before it is over. If that happens, you may be eligible for reimbursement of the extra economy class transportation costs, via the most cost-effective itinerary to your next destination in order to catch-up with your trip.
If you get hurt and have to go home early, you could also be covered for transportation costs to return you to your home province. However, these transportation expenses would not be covered if, prior to your policy effective date, you did not purchase a return air ticket to return to your home province as part of your trip.
Canadian residents may be covered for reasons such as:
Only you can decide what plan is best for you. World Nomads offers two options - the Standard and Explorer plan. The Explorer plan has higher limits and sub-limits of coverage.
When you get a quote, you can compare each plan side by side to see what each covers. Maximum benefits can be found in the Schedule of Benefits in your policy wording,and are subject to any applicable sub-limits. If you have any questions, please reach out; we are happy to help.
Trip Cancellation coverage is what kicks in if you need to cancel your trip for a covered reason, before you’ve departed for your trip. Coverage starts on or after your policy effective date and ends on your departure or start date.
Trip Delay coverage may help when your arrival at a trip destination is delayed. Coverage starts on your departure or start date and ends return date.
Trip Interruption coverage is when something happens in the middle of the trip and you’re unable to continue on as planned. Coverage starts on your departure or start date and ends return date.
In addition to trip interruption, a World Nomads travel insurance policy may help with several other unexpected and unforeseen emergency situations you may encounter while you are on your trip.
For Canadian residents, World Nomads may also offer coverage for:
If you set forth on your journey and just aren’t feeling the vibe of the destination or your travel partner, trip interruption won’t cover any costs involved with ending your trip early. Some other things that may not be covered include:
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
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Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
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Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Before your trip, check the latest government advice – for your destination and any travel alerts including important COVID-19 coverage advisory and limitations.