How does World Nomads trip delay insurance coverage work?

Sometimes getting to or from a place isn’t as seamless as you want it to be. If your trip gets delayed by six hours or more, you could get reimbursed for accommodation, meals, local transportation and other reasonable expenses that you’ve incurred as a result of the delay.

What are the covered reasons for Trip Delay?

In order to qualify for this benefit, your travel delay must have been caused by one of the following reasons:

  • A delay of your common carrier (e.g. your airline) including weather delays
  • Traffic accidents en route to a departure that you're not directly a part of
  • Lost or stolen passports, travel documents or money
  • A quarantine, as ordered by a physician or the government
  • Hijackings or an unannounced strike
  • A natural disaster such as a tornado, earthquake or hurricane
  • A civil commotion or riot
  • A closed roadway which has blocked travel (as substantiated by the department of transportation, state police, or other authority)

You must be delayed at least six hours for coverage to apply.

How does World Nomads cover Trip Delay?

If you meet the above requirements, you could be reimbursed for certain expenses related to the delay, up to the per day and total benefit maximum specified in your policy. These expenses could include:

  • Hotels or other lodgings
  • Taxis, ride shares, or public transportation
  • Meals, snacks, and beverages
  • Phone calls
  • Missed pre-paid, non-refundable land or water accommodations.

Be sure to keep a copy of your receipts so that you can submit them with your claim. World Nomads travel insurance is secondary insurance. So if the travel delay happened on commercial transportation, you’ll need to file a claim with your carrier before asking for reimbursement under your travel insurance policy.

Need help filing a claim? Read our How to claim article for more information.

What's not covered under Trip Delay

Under your policy, these exclusions apply:

  • Delays due to an accident that you’ve caused
  • Any reason not listed under your policy

If you have any questions about your coverage, please contact us.

If you’ve had to cancel your trip altogether, read our article on Trip Cancellation.  Cut your trip short? Go to our Help Center article about Trip Interruption.

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