Sometimes getting to or from a place isn’t as seamless as you would want it to be. If your trip gets delayed by six hours or more, you could get reimbursed for accommodation, meals, local transportation and other basic expenses that you’ve had to incur as a result of the delay.

What are covered reasons for Trip Delay?

In order to qualify for this benefit, your travel delay must have been caused by one of the following reasons:

• Your common carrier, including weather delays
• Traffic accidents en route to a departure
• Lost or stolen passports, travel documents or money
• A quarantine, as ordered by a physician or the government
• Hijackings or an unannounced strike
• A natural disaster such as a tornado or tropical storm
• A civil commotion or riot
• A closed roadway which has blocked travel (as substantiated by the department of transportation, state police, or other authority)

The delay must be at least six hours.

How does World Nomads cover Trip Delay?

If you meet the above requirements, you could be reimbursed for certain expenses related to the delay, up to the per day and total benefit maximum specified in your policy. These expenses could include:

• Hotels or other lodgings
• Taxis, car shares, or public transportation
• Meals, snacks, and beverages
• Phone calls

Be sure to keep a copy of your receipts so that you can submit them with your claim. If the travel delay happened on commercial transportation, you’ll need to file a claim with your carrier before asking for reimbursement under your travel insurance.

Need help filing a claim? Read this Help Center article for more information.

Things not covered under Trip Delay

Under your policy, these exclusions apply:

• Delays due to an accident that you’ve caused
• Any extravagant and unnecessary expenses, for example, you dine at a Michelin-starred restaurant
• Any reason not listed under your policy

If you have any questions about your coverage, please contact us.

If you’ve had to cancel your trip altogether, read our article on Trip Cancellation.  Cut your trip short? Go to our Help Center article about Trip Interruption.

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