Photo © Getty Images

Travel Insurance for Cycling

US Residents can protect their trip on two wheels with bundled travel insurance for cycling trips.

    As featured in:

  • As featured in:

At a glance:

  • Travel insurance coverage for cyclists can protect against unexpected emergency medical expenses, trip interruptions, and damage or theft of gear during their biking adventures.
  • World Nomads offers benefits that cover a wide range of cycling activities, including road biking, mountain biking, BMX, snow biking, and even unicycling, with flexible plans that cater to everything from casual rides to extreme expeditions.
  • 24/7 non-insurance emergency assistance is available if you run into trouble on or off the bike.
  • Choose from four travel protection plans: Standard, Explorer, Epic, or Annual—tailored to your trip style and level of adventure.
  • World Nomads plans also cover 250+ other adventure activities, from rock climbing and hiking to snorkeling and jungle trekking.


For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

When planning a cycling adventure—whether it’s scenic touring, urban exploration on an e-bike, or challenging off-road terrain—investing in travel insurance for cycling may be just as important as tightening your helmet. With plans designed to match your ride, you’ll hit the road confident.

Why should I consider travel insurance for my cycling trip?

Even the best-laid cycling plans can face unexpected detours. A crash, sudden illness, or travel delays might throw off your itinerary, while stolen or damaged gear while traveling could cut your ride short. That’s where travel insurance for cycling could come in—it may help cover medical costs if you’re injured mid-ride, reimburse you for non-refundable expenses if you have to cancel for a covered reason, and assist if your essential biking equipment is stolen or damaged while traveling. Whether you’re pedaling out of state roads or venturing to far-flung trails, World Nomads helps keep your adventure on track with 24/7 non-insurance emergency assistance and coverage for more than 250 sports and activities.

What types of cycling adventures may be covered by World Nomads Travel Insurance?

World Nomads offers benefits for losses relating to:

  • On and off-road biking
  • BMX
  • Snow biking (yes, that’s a thing!)
  • Even unicycling can also be covered!

What travel insurance coverages and non-insurance services are offered by World Nomads for cyclists?

World Nomads Travel Insurance for US residents may cover a range of unexpected problems you could face on and off the road. Plans may include:

  1. Emergency Medical Expenses
    Broken bones or gashes from epic wipeouts

  2. Non-insurance Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Reimbursement for broken or damaged bicycles

  4. Trip Cancellations
    Reimbursement of pre-paid, unused, non-refundable expenses like flights, tours and accommodations if you’re unexpectedly too sick to go on your cycling trip

NOMADS TIP: Consider the optional ‘Cancel for Any Reason’ benefit for added flexibility and protection for shifting plans. Optional benefits come at an additional cost; CFAR not available in NY.

At World Nomads Travel Insurance, we know your cycling trip is more than just biking from one destination to the next. That’s why our plans include travel insurance and non-insurance services for cyclists and protection for over 250+ other adventure sports and experiences – from camping and rock climbing to zip-lining and snorkeling. Whether you’re flying downhill or taking a trail straight up a mountain, we offer four travel protection plans with different levels of insurance coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan that covers everything you plan to do.

*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!

What level of travel insurance coverage do I need for my cycling trip?

  • Standard Plan – Best suited for backpackers, budget travelers and families. Includes benefit maximums up to $125,000 in emergency medical expenses and up to $2500 for trip cancellation. This is our most basic plan, but it packs a punch.
  • Explorer Plan – For those trips you’ll be talking about for years to come! Covers over 300 activities and offers the optional ‘Cancel for Any Reason’ benefit for ultimate flexibility.
  • Epic Plan – Checking that big trip off your bucket list? We’re talking multi-day cycling adventures, safaris, cruises… you name it! This plan offers our highest level of coverage for trips that are truly once in a lifetime.
  • Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year.

You can compare plans and maximum benefit amounts when you get a quote. Optional benefits come at an additional cost; CFAR not available in NY.

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A woman hiking in front of a snow capped mountain

What may not covered by the travel protection plan I buy for my international cycling trip?

While we can offer coverage for many losses relating to biking, there are some things that may not be covered. These include, but are not limited to:

  • Participating in any activity or sport as a professional athlete.
  • Bicycles and other sporting equipment that are damaged while in use due to wear and tear.
  • Search-and-rescue missions.
  • Unattended baggage, sporting equipment or personal items.
  • Cycling while under the influence of alcohol or drugs.

Top safety tips we recommend for your cycling trip

As cyclists ourselves, we have learned that it helps to be prepared. Before you hit the road with your bike, helmet and gear, check out a few of our safety tips for having the best cycling trip ever.

  • Check you have all your paperwork. Make sure you have all your appropriate documents before you leave. This can include things like proof of any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting.
  • Be responsible when choosing a cycling destination or activity. Does the cycling tour suit your experience level? Are there any travel or weather alerts for your destination?
  • Wear a helmet and visible clothing. This should be a no-brainer, but it’s still worth mentioning because in many countries around the world, the locals don’t wear helmets when cycling. Another no-brainer is if you’re planning to ride at night, you should use lights and wear high visibility clothing to make sure other riders and vehicles see you.
  • Make sure your bike is set up correctly before you ride. Check the saddle, pedals, handlebars and tire pressure before you set forth on your journey.
  • Save your receipts. Hopefully you will have a perfect trip and won’t need to make a claim. But if you do have a mishap, make sure to save all supporting documentation such as receipts of your purchases.
  • Get bike fit: Be sure you are physically capable of the cycling routes you are planning. Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes? Consider using our non-insurance telehealth service for pre-trip medical support to get travel medicines, like altitude sickness pills, delivered to your door before you leave on your trip.

NOMADS TIP: Using an e-bike for the first time? Give yourself plenty of practice time. These bikes are heavy and can take longer to brake than you are used to. Start off in a low assist mode and then gradually increase as you become more comfortable.

FAQ

Here are our most frequently asked questions about cover for cycling. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • What does travel insurance for cycling cover?
    Travel insurance coverage for cycling trips with World Nomads may help cover emergency medical treatment, evacuation, and repatriation if you’re injured while riding, plus trip cancellation, interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on an e-bike tour, plans can be tailored to your style of cycling, with the Explorer plan offering higher coverage for more extreme rides. With 24/7 non-insurance emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.
  • Are cycling competitions or races covered?
    Your participation in an organized athletic or sporting competition, contest, or stunt under contract in exchange for an agreed-upon salary or compensation is excluded. This does not include athletes participating in exchange for a scholarship or tuition and does not pertain to amateur races. Always review your plan details to understand any exclusions related to professional sports.

Need destination inspiration?

Planning a holiday on two wheels? The view from a bike is a world apart from the driver’s seat. Cycling offers incredible freedom and opens the door to spontaneous adventures. Discover top cycling destinations and essential travel tips to make your ride unforgettable.

How to Plan for a Cycling Trip

5 Destinations that are Putting Cyclists Ahead of Cars

How to Safely Cycle on New Zealand’s Bike Trails

20250721-4677214. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Saro17

Travel Insurance for Cycling and E-Biking

Take life by the handlebars and check out World Nomads travel insurance plans when cycling on your next adventure.

    As featured in:

  • As featured in:

At a glance:

  • Travel insurance for cyclists is important for riders who want protection against unexpected emergency medical expenses, trip interruptions, and damage or theft of gear during their biking adventures.
  • World Nomads offers coverage for a wide range of cycling activities, including road biking, mountain biking and BMX with flexible plans that cater to everything from casual rides to extreme expeditions.
  • 24/7 non-insurance emergency assistance is available if you run into trouble on or off the bike.
  • Choose from two travel insurance plans: Standard or Explorer
  • World Nomads plans also cover 250+ other adventure activities, from rock climbing and hiking to snorkeling and trekking.

When planning a cycling adventure—whether it’s scenic touring, urban exploration on a motor bike, or challenging off-road terrain—investing in travel insurance for your cycling trip may be just as important as tightening your helmet. With plans designed to match your ride, you’ll hit the road confident that both your body and equipment are covered.

Why should I consider travel insurance for my cycling trip?

Even the best-laid cycling plans can face unexpected detours. A crash, sudden illness, or travel delays might throw off your itinerary, while stolen or damaged gear could cut your ride short. That’s where travel insurance coverage for your cycling trip could come in—it may help cover medical costs if you’re injured mid-ride, reimburse you for non-refundable expenses if you have to cancel for a covered reason, and assist if your essential biking equipment is stolen or damaged. Whether you’re pedaling in Canada or venturing to far-flung trails, World Nomads helps keep your adventure on track with 24/7 non-insurance emergency assistance and coverage for more than 250 sports and activities.

What types of cycling adventures can be covered by World Nomads Travel Insurance?

World Nomads offers coverage for:

  • Mountain biking - On or off road/downhill/cross country up to 3,000 metres in elevation
  • Mountain biking - On or off road/downhill/cross country up to 6,000 metres in elevation
  • BMX – on road 
  • BMX - off road/on-track/cross country 
  • Quad biking
  • Scooter biking/riding 
  • Triathlons and endurance races that are less then ultra-distance (non-professional) may also be covered! 

Note: Special conditions and exclusions, in addition to the General Conditions and General Exclusions, may apply while taking part in certain sports or activities. 

Cycling Travel Insurance: What’s covered?

World Nomads Travel Insurance for Canadian residents may cover a range of unexpected problems you could face on and off the road. Plans may include:

  1. Emergency Medical Expenses
    For broken bones and gashes after an cycling fall.

  2. 24/7 Emergency Assistance
    Your first call in any emergency situation

  3. Baggage & Gear Coverage
    Broken or stolen biking gear (no coverage for in-use damage, though)

  4. Trip Delays, Interruptions & Cancellations

Get a quote to see which level of coverage is right for you.

At World Nomads Travel Insurance, we know your cycling trip is more than just biking from one destination to the next. That’s why our plans include travel insurance coverage for cyclists and protection for over 250 other adventure sports and experiences – from camping and rock climbing to zip-lining and snorkeling. Whether you’re flying downhill or taking a trail straight up a mountain, we offer two travel insurance plans with different levels of coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan that covers everything you plan to do.

To see the cost of adding your particular adventure, get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.  

*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!

What level of travel insurance coverage do I need for my cycling trip? 

  • Standard Plan – Best suited for backpackers, budget travellers and families. Includes up to $5,000,000CAD in emergency medical expenses and $2500 for trip cancellation and trip interruption. This is our most basic plan, but it packs a punch.
  • Explorer Plan – For those trips you’ll be talking about for years to come! Our plan with the highest benefit limits, including up to $3,000 for baggage, personal effects and sporting equipment coverage and $5,000 for trip cancellation.

Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too. 

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A woman hiking in front of a snow capped mountain

What’s not covered when cycling?

While we can offer coverage for many losses relating to biking, there are some things that may not be covered. These include, but are not limited to:

  • Participating in any activity or sport as a professional athlete.
  • Bicycles and other sporting equipment that are damaged while in use due to wear and tear.
  • Search-and-rescue missions.
  • Unattended baggage, sporting equipment or personal items.
  • Cycling while under the influence of alcohol or drugs.

Top safety tips we recommend for your cycling trip

As cyclists ourselves, we have learned that it helps to be prepared. Before you hit the road with your bike, helmet and gear, check out a few of our safety tips for having the best cycling trip ever.

  • Check you have all your paperwork. Make sure you have all your appropriate documents before you leave. This can include things like proof of any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting.
  • Be responsible when choosing a cycling destination or activity. Does the cycling tour suit your experience level? Are there any travel or weather alerts for your destination?
  • Wear a helmet and visible clothing. This should be a no-brainer, but it’s still worth mentioning because in many countries around the world, the locals don’t wear helmets when cycling. Another no-brainer is if you’re planning to ride at night, you should use lights and wear high visibility clothing to make sure other riders and vehicles see you.
  • Make sure your bike is set up correctly before you ride. Check the saddle, pedals, handlebars and tire pressure before you set forth on your journey.
  • Save your receipts. Hopefully you will have a perfect trip and won’t need to make a claim. But if you do have a mishap, make sure to save all supporting documentation such as receipts of your purchases.
  • Get bike fit: Be sure you are physically capable of the cycling routes you are planning. Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes?

NOMADS TIP: Using an e-bike for the first time? Give yourself plenty of practice time. These bikes are heavy and can take longer to brake than you are used to. Start off in a low assist mode and then gradually increase as you become more comfortable.

FAQ

Here are our most frequently asked questions about cover for cycling. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • What does travel insurance for cycling cover?

    Travel insurance for cycling trips covers emergency medical treatment, evacuation, and repatriation if you’re injured while riding, plus trip cancellation, interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on a motor bike tour, plans can be tailored to your style of cycling, with the Explorer plan offering higher coverage for more extreme rides. With 24/7 emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.

  • Are cycling competitions or races covered?
    Your participation as a professional athlete in any sporting event is not covered. Always review your plan details to understand any exclusions related to professional sports.
  • What plan should I choose for a cycling trip abroad?

    World Nomads offers two plans tailored to your adventure style and budget:  

    • Standard Plan – Great for budget-conscious riders. 3,000 metres maximum ride elevation 
    • Explorer Plan – Has higher benefit limits that may be best for someone pushing the limits, or cycling in more remote locations. 3,000 metres maximum ride elevation 
    • Optional additional activity level coverage – provides coverage for rides up to 6,000 metres in elevation 
  • Does travel insurance cover cycling injuries like concussions or broken bones?
    Yes, if you’re hurt while cycling, World Nomads’ Emergency Medical Coverage may help reimburse you for doctor visits, hospital stays, or other medical treatment needed due to an accident on a bike. You can get travel insurance for your Canadian rides, but you must not be in your home province for the plan to take effect.

Need destination inspiration?

Planning a holiday on two wheels? The view from a bike is a world apart from the driver’s seat. Cycling offers incredible freedom and opens the door to spontaneous adventures. Discover top cycling destinations and essential travel tips to make your ride unforgettable.

How to Plan for a Cycling Trip

5 Destinations that are Putting Cyclists Ahead of Cars

How to Safely Cycle on New Zealand’s Bike Trails

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us. 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Lorado

Live Action Role Playing (LARP) Travel Insurance Coverage

Learn how your LARP adventure can be covered by travel insurance plans

    As featured in:

  • As featured in:

At a glance:

  • All World Nomads plans cover live action role playing trips, with some plans that offer higher limits of coverage.
  • Emergency Medical Coverage may assist with medical costs and transport if you're seriously hurt while LARPing.
  • Our travel protection plans include transportation if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. Additional terms apply.
  • Gear and baggage protection helps cover lost, stolen, or damaged LARPing gear and luggage.
  • An optional Cancel for Any Reason upgrade is available on some plans (additional cost and state restrictions may apply.)

Whether you’re into fantasy, renaissance, steampunk, or horror, live-action role-playing lets you step out of reality and immerse yourself in a fictional world. These adventures can even take you to exciting destinations beyond the U.S.—but wherever you go, it’s wise to be prepared for the unexpected. If you’re planning a trip, you may want to protect yourself with a travel protection plan that includes a range of travel insurance benefits and non-insurance services for live action role playing trips that may help with everything from stolen LARP gear to unexpected medical expenses.

Why should I consider travel insurance for my LARP trip?

Most game masters take steps to try to keep the environment safe, but unexpected issues can mess up even the most carefully planned LARP trips. If you lose your footing and trip, that fall to the ground will bring you back to reality quickly. Adventure travel insurance and non-insurance services designed for LARP adventures may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently when you’re LARPing away from home.

Travel insurance and non-insurance services for LARP: What may be covered?

When you’re live action role playing and engrossed in the moment as a character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than a horde of monsters coming your way. Since unexpected situations can happen when LARPing, we’ve designed coverage for losses resulting from live action role playing while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

  1. Emergency Medical Expenses
    For falls that happen when LARPing

  2. 24/7 Non-Insurance Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Damaged or stolen LARP gear or luggage that is lost

  4. Trip Delays, Interruptions & Cancellations
    A money-saver if inclement weather keeps you from participating in a LARP

Get a quote and compare the plans to see which level of coverage is right for you.

Terms, conditions, and limitations apply to all mentioned coverages.

All plans include adventure travel insurance coverage for LARP trips, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.

What level of travel insurance coverage do I need for my live action role playing trip?

World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when you’re going on a LARP trip, you may want to do other fun things too, like hiking or camping. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase a travel protection plan that includes travel insurance coverage and non-insurance services for your LARP adventure.

  • Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while LARPing. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
  • Explorer Plan – This also covers live action role playing, but also covers other activities such as skydiving and triathlons. It also has higher limits of coverage for most benefits.
  • Epic Plan – This covers everything the Explorer plan covers, plus even more activities – including cliff diving and free soloing. It also has the highest benefit limits of coverage.
  • Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes travel insurance coverage for LARP trips, as well as all of the other activities covered in the Standard Plan.

NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A group of people LARPing

What may not be covered when on a LARPing trip?

If you arrive at your event, and aren’t vibing with your plot, your live action role playing travel insurance coverage won’t cover you if you want to cut your trip short and go home. Some other things that aren’t covered include:

  • Unattended baggage, LARP gear or personal items
  • Traveling or LARPing within 100 miles of your home
  • Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
  • Damage that happens to your LARP equipment while you are using it.
  • Injuries that happen if you are LARPing under the influence of drugs or alcohol.

Top safety tips we recommend for LARPing safely

Every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe. You may also want to save a copy of your plan documents in your phone and have the phone number for the 24/7 Non-insurance Emergency Assistance team easily accessible as well – just in case.

Here are a few other tips we have found to help keep you safe while LARPing:

  • Drink plenty of water.
  • Know the safe words beforehand.
  • Read all of the rules.
  • Listen to the game master and marshal.
  • Don’t drink and LARP.
  • Wear a helmet.
  • Get rest the day before.
  • Take breaks when you need to.

FAQ

Here are our most frequently asked questions about cover for LARPing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • What should I do if I get hurt while LARPing?

    If you get hurt while live action role playing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for LARP trips.

  • Do I get my money back if I cancel a trip?

    Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.

  • What happens if my bags are delayed?

    When you purchase travel insurance coverage for LARP trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you. 

Need destination inspiration for your next LARP trip?

In the US, DrachenFest has become a favorite event for many LARPers. However, there are plenty of great spots to live action role play around the world, too. If you aren’t sure where to go for your next LARP adventure, check out a couple of our favorite live action role playing events and get destination-specific travel insurance tips to help you plan with confidence.

Requiem: ReichskinderCzech Republic

Conquest of MythodeaGermany

Chaos League eventsItaly

20250930-4852446. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Thomas Barwick

Live Action Role Playing (LARP) Travel Insurance Coverage

Learn how Canadian Residents can protect their LARP adventures with travel insurance

    As featured in:

  • As featured in:

At a glance:

  • World Nomads offers travel insurance to help cover medical emergencies, gear loss, and trip cancellations. Live action role playing (LARP) may be covered, and you can choose a plan based upon the level of coverage you need.
  • Our plans include emergency medical evacuation coverage if you get injured while LARPing in remote areas.
  • We provide gear protection if your LARP equipment is stolen or accidentally damaged by the common carrier during your trip.
  • If your trip is disrupted by illness or injuries (amongst other covered reasons), travel insurance for LARPing may help cover your unused, prepaid, non-refundable trip costs.

Whether you're into renaissance, steampunk, or another type of live action role playing, LARPing can allow you to step away from real life and temporarily live life in a fictional setting. LARPing can take you to some exciting places outside of Canada, but it helps to always be prepared for the unexpected. If you’re planning a trip, you may want to protect your adventure with World Nomads Travel Insurance for live action role playing. Our travel insurance plans include a range of benefits that could help with everything from stolen LARP gear to unexpected emergency medical expenses.

Why should I consider travel insurance for my LARP trip?

Most game masters take steps to try to keep the environment safe, but unexpected issues can mess up even the most carefully planned LARP trips. If you lose your footing and trip, that fall to the ground will bring you back to reality quickly. Travel insurance for your LARPing adventure may help you bounce back quickly with support for medical and travel emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re live action role playing outside of your home province.

Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.

Travel insurance for LARPing: What may be covered?

When you’re live action role playing and engrossed in the moment as a character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than a horde of monsters coming your way. Since unexpected situations can happen when live action role playing, we’ve designed our plans to include travel insurance for LARPing. We also offer coverage for more than 250 other sports, activities and experiences.

  1. Emergency Medical Expenses
    If you get injured when LARPing and require emergency medical treatment

  2. 24/7 Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Damaged or stolen LARP gear

  4. Trip Cancellations, Trip Interruptions and Delays
    Travel protection for your unused, pre-paid, nonrefundable trip costs and unexpected expenses

Get a quote and compare the plans to see which level of coverage is right for you.

What level of travel insurance coverage do I need for my LARP trip?

World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.

  • Standard Plan – This is the most basic plan and includes up to $5,000,000 CAD in emergency medical expenses and $2,500 CAD for trip cancellation.
  • Explorer Plan – This adventure travel insurance plan also covers live action role playing but has higher limits of coverage.

Even if your main goal is to LARP, you may also be participating in other activities like archery or camping. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase travel insurance for LARP. When you purchase your policy, you’ll need to list live action role playing, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  Costs may vary depending on the additional activities you list.

If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A woman horse back riding

What may not be covered when on a live action role play trip?

If you arrive at your event, and aren’t vibing with your plot, your travel insurance for your LARPing adventure won’t cover you if you want to cut your trip short and go home. Some other things that aren’t covered include:

  • Unattended baggage, LARP gear, or personal items
  • Damage that happens to your LARP equipment while you’re using it
  • Not following government ‘Do Not Travel’ advisories issued by the Canadian government
  • Travelling or LARPing in your home province
  • Participation in other activities not listed as covered in your policy

Top safety tips we recommend for your LARP trip

Every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe. You may also want to save a copy of your travel insurance documents for your LARPing trip in your phone and have the phone number for the 24/7 Emergency Assistance team easily accessible as well – just in case. 

Here are a few other tips we have found to help keep you safe while LARPing:

  • Drink plenty of water.
  • Know the safe words beforehand.
  • Listen to the game master and marshal.
  • Don’t drink and LARP.
  • Wear a helmet.
  • Perform a weapons check.
  • Get rest the day before.
  • Take breaks when you need to.

FAQ

Here are our most frequently asked questions about cover for Live Action Role Playing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • Is live action role playing covered under World Nomads Travel Insurance?

    Yes, LARPing is covered under both plans offered by World Nomads Travel Insurance. Live action role playing is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for LARP to be covered under your policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like zip lining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.

  • What types of incidents are covered while on a LARP trip?

    If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you fall and get hurt while LARPing and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or if the Canadian government issues a travel advisory for your trip destination.

Need destination inspiration for your next LARP trip?

Within Canada, Bicolline has become a favorite in the LARP world. However, there are plenty of great spots to LARP around the world, too. If you aren’t sure where to go for your next live action role playing adventure, check out a couple of our favorite LARP events and get destination-specific travel insurance tips to help you plan with confidence.

Requiem: ReichskinderCzech Republic

Conquest of MythodeaGermany

Chaos League eventsItaly

DrachenFestUnited States

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Lorado

Travel Insurance for Live Action Role Playing (LARP)

Learn about the benefits of travel insurance for live action role playing, and why you may want to consider coverage before your next trip.

    As featured in:

  • As featured in:

Whether you are into fantasy, renaissance, steampunk, or horror, the excitement of participating in live action role play (LARP) can be electrifying. You’re able to step away from the mundane reality and responsibilities of life, and temporarily enjoy some adventurous fun in a fictional setting. 

Most game masters take steps to try to keep the environment safe, but some things can’t be avoided. If you are attacked by a crunchy, step back too far when blocking, and trip over a tree root, that fall to the ground will bring you back to reality quickly. If you have plans to participate in a LARP event on your next trip, you may want to consider a World Nomads travel insurance plan with adventure sports cover.  

Should I consider travel insurance for LARP? 

Trip and falls are some of the most common injuries that happen while LARPing. When you’re engrossed in the moment as a player or non-player character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than the horde of monsters coming towards you. Getting hit in the eye with a spell packet is not any fun either. If you get hurt, your health insurance may not always cover you when you are traveling to destinations outside of your network or plan. However, a travel insurance plan from World Nomads could assist by helping to reimburse expenses for costs like x-rays, prescription medications, a hospital stay, or other emergency medical needs if you get hurt while LARPing. 

A group of people live action role playing as vikings
Photo credit: Getty Images/Lorado

Does travel insurance cover other adventure activities I might participate in during my trip?

If you are looking to explore even more sports and adventures during your travels, you can compare the adventure travel insurance cover in both the Standard and Explorer travel insurance plans that are offered by World Nomads, as we offer cover for more than 150 activities

When you get a quote, you can select your country of residence, and compare both plans side by side to see what each covers. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.

If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes. 

What else is covered by travel insurance?

In addition to emergency medical cover, travel insurance may help with several other unexpected situations you may encounter while you are on your trip. Depending on your country of residence, World Nomads may also offer cover for: 

  • Baggage and Gear: If the airline lost the bag that held your favorite boffer sword, baggage cover may help replace it if it’s lost by a common carrier.  
  • Trip Interruption and Cancellation Insurance: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. 
  • Evacuation: If you get injured while LARPing in a place where there aren't nearby medical facilities, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.  

What are some things travel insurance would not cover?

If you arrive at your event, and aren’t vibing with the plot of your LARP, your adventure travel insurance would not cover the cancellation of your trip. Some other things that are not covered include:

  • Damage that happens to your LARP equipment while you are using it
  • Injuries that happen if you are LARPing under the influence of drugs or alcohol
  • Pre-existing medical conditions 
  • Participation in other activities not listed as covered in your policy 
A group of people live action roleplaying as vikings
Photo credit: Getty Images/SrdjanPav

Tips for LARPing safely

We’ve learned that every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe.  

Here are a few other tips we have found to help keep you safe while LARPing:

  • Drink plenty of water.  
  • Know the safe words beforehand.
  • Read all of the rules. 
  • Listen to the game master and marshal. 
  • Don’t drink and LARP.
  • Wear a helmet.
  • Perform a weapons check.
  • Get rest the day before. 
  • Take breaks when you need to. 

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.


True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Thomas Barwick

Pickleball Travel Insurance Coverage

Pickleball Travel Insurance Coverage for Canadian Residents

    As featured in:

  • As featured in:

At a glance:

  • World Nomads offers travel insurance to help cover medical emergencies, stolen pickleball gear and trip cancellations.
  • Our plans include emergency medical evacuation coverage if you get injured while playing pickleball in remote areas.
  • We provide gear protection if your pickleball equipment is stolen or accidentally damaged by your common carrier during your trip.
  • If your trip is disrupted by illness or injuries (amongst other covered reasons), World Nomads travel insurance with adventure sports coverage may help cover your unused, prepaid, non-refundable trip costs.

As one of the fastest growing sports in the world, more resorts are building pickleball courts to give experienced and new picklers a chance to get in on the action while they are travelling. When you’re participating in any sport, it helps to always be prepared for the unexpected. If you’re planning to play pickleball while travelling, you may want to protect your trip with World Nomads Travel Insurance with coverage for adventure sports. Our travel insurance plans for pickleball include a range of benefits that could help with everything from stolen gear to unexpected medical expenses.

Why should I consider travel insurance for pickleball?

While serious injuries are rare in pickleball, even the best of us have lost our balance and taken a tumble when going for an overhead slam. An unexpected injury can mess up even the most carefully planned trip, but travel insurance for pickleball may help you bounce back quickly with support for medical emergencies, trip delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re playing pickleball outside of your home province.

Nomads tip:  World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.

Pickleball travel insurance: What may be covered?

Falls are one of the most common pickleball related injuries. You can be proactive and take steps ahead of time to work on your balance, but as you are twisting, turning, and moving across the court, there’s always a possibility of accidents. Since unexpected situations can happen, we’ve designed our plans to include travel insurance for pickleball. We also offer coverage for more than 250 other sports, activities and experiences.

  1. Emergency Medical Expenses
    For injuries that happen when playing pickleball

  2. 24/7 Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Baggage or gear damaged by your common carrier or stolen pickleball gear

  4. Trip Delays, Interruptions & Cancellations
    Travel protection for your unused, pre-paid, nonrefundable trip costs and unexpected expenses

Get a quote and compare the plans to see which level of coverage is right for you.

What level of travel insurance coverage do I need for pickleball

World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.

  • Standard Plan – This is the most basic plan, but includes travel insurance that covers pickleball as well as up to $5,000,000 CAD in emergency medical expenses and $2,500 CAD for trip cancellation.
  • Explorer Plan – This adventure travel insurance plan also covers pickleball, but has higher limits of coverage.

In addition to playing pickleball, you’ll probably also be doing other things like kayaking or hiking. That’s totally fine, because there are more than 250+ sports, activities and experiences that could be covered when you purchase sports travel insurance. When you purchase your policy, you’ll need to list pickleball, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  Costs may vary depending on the additional activities you list.

If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

NOMADS TIP: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A smiling man playing pickleball

What may not be covered when playing pickleball?

If you decide to go to happy hour and have a few drinks before playing pickleball – and then get hurt – you won’t be covered. Your pickleball travel insurance coverage won’t cover you if you get hurt when you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:
  • Unattended baggage, pickleball gear, or personal items
  • Damage that happens to your pickleball equipment while you are using it
  • Injuries that happen if you’re competing in a professional pickleball competition
  • Not following government ‘Do Not Travel’ advisories issued by the Canadian government
  • Traveling or playing pickleball in your home province
  • Pre-existing medical conditions exclusions apply to medical conditions and/or symptoms that existed prior to your policy start date. There may be no coverage for losses caused by a pre-existing condition.
  • Participation in other activities not listed as covered in your policy
  • Ignoring your doctor if they have explicitly advised you not to play pickleball

Tips for Playing Pickleball Safely

From our own time on the court, we’ve learned that many injuries can often be avoided. Here are a few tips we have learned from our own experiences as picklers.

  • Wear the right shoes. Shoes designed for court sports are best. The soles are really important since you are moving from side to side and shifting your weight. Try to find a shoe that has good stability on both the inside and outside of your foot.
  • Wear eye protection. The ball is lightweight, but it can travel at high speeds. You don’t want it flying toward your unprotected eyes.
  • Pick the right paddle. Higher quality paddles will more effectively absorb some of the impact and could help you avoid elbow and shoulder injuries. Make sure you choose one that isn’t too heavy for you.
  • Warm up. Even a brisk 5-minute walk around the court helps get your heart pumping before you play.
  • Make sure to stretch before and after you play pickleball, focusing on your ankles, legs, groin, lower back, shoulders, and arms.
  • Don’t play on wet courts. Even though the court’s surface is typically gritty to provide extra traction, it can become slick when wet.

FAQ

Here are our most frequently asked questions about cover for pickleball. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • Is pickleball covered under World Nomads Travel Insurance?

    Yes, pickleball is covered under both plans offered by World Nomads Travel Insurance. Pickleball is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for pickleball policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like ziplining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.

  • What types of incidents are covered while playing pickleball?

    If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you get hurt while playing pickleball and require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary.

Need destination inspiration for your next trip?

Are you tired of playing pickleball at your same old neighborhood courts and ready to see something new? There are some pretty cool places around the world where you can play pickleball, and here are a few of our suggestions.

Asia: Check out a pickleball court surrounded by nature on Sumba Island in Indonesia

France: Go Dinking in the Vines and play on pickleball courts in the middle of a vineyard

United States: Play pickleball by the ocean in Hawaii

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Thomas Barwick

Travel Insurance Coverage for Pickleball Trips

Traveling to play pickleball? US Residents, make sure you’re covered before your next match.

    As featured in:

  • As featured in:

At a glance:

  • All World Nomads plans cover losses from playing pickleball, with some plans that offer higher limits of coverage.
  • Emergency Medical Expense Coverage may assist with medical costs and transport if you're seriously hurt while playing pickleball.
  • Baggage and Personal Effects protection helps cover lost, stolen, or damaged pickleball gear and luggage.
  • An optional Cancel for Any Reason upgrade is available on some plans (Additional cost and terms apply. Not available in New York.)

As one of the fastest growing sports in the world, more resorts are building pickleball courts to give experienced and new picklers a chance to get in on the action while they’re traveling. When you’re participating in any sport, it helps to always be prepared for the unexpected. If you’re planning to play pickleball while traveling, you may want to protect yourself with a travel protection plan that includes a range of travel insurance benefits and non-insurance services to help with everything from stolen pickleball gear to unexpected medical expenses.

Why should I consider travel insurance for my pickleball trip?

While serious injuries are rare in pickleball, even the best of us have lost our balance and taken a tumble when going for an overhead slam. An unexpected injury can mess up even the most carefully planned trip, but travel insurance designed with pickleball in mind may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to play pickleball with confidence.

Travel insurance and non-insurance services for pickleball trips: What may be covered?

Falls are one of the most common pickleball related injuries. You can be proactive and take steps ahead of time to work on your balance, but as you are twisting, turning, and moving across the court, there’s always a possibility of accidents. Since unexpected situations can happen, we’ve designed coverage for losses resulting from playing pickleball while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

  1. Emergency Medical Expenses
    For injuries resulting from falls when playing pickleball

  2. 24/7 Non-Insurance Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Damaged or stolen pickleball gear or luggage that is lost

  4. Trip Delays, Interruptions & Cancellations
    A money-saver if inclement weather keeps you from traveling

Get a quote and compare the plans to see which level of coverage is right for you.

Terms, conditions, and limitations apply to all mentioned coverages.

All plans include travel insurance coverage for playing pickleball, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.

What level of travel insurance coverage may I need for my pickleball trip?

World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. In addition to playing pickleball, you may want to do other fun things when traveling too, like rock climbing or zip lining. That’s totally fine, because you may be covered for losses resulting from 250+ other sports, activities and experiences when you purchase a travel protection plan that includes pickleball travel insurance coverage and non-insurance services.

  • Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while playing pickleball. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
  • Explorer Plan – This plan also includes pickleball, plus even more activities – including skydiving. It also has higher limits of coverage for most benefits.
  • Epic Plan – This plan covers everything the Explorer plan covers, plus even more activities – including free soloing and cliff diving. It also has the highest benefit limits of coverage.
  • Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just purchase once and stay protected all year. It includes travel insurance coverage for pickleball, as well as all of the other activities covered in the Standard Plan.

NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.

Get a travel insurance quote

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A smiling man playing pickleball

What may not be covered when playing pickleball?

If you decide to go to happy hour and have a few drinks before playing pickleball – and then get hurt – you won’t be covered. Your travel insurance coverage for pickleball trips won’t cover you if you’re injured when you’re under the influence of drugs or alcohol. Some other exclusions include:

Some other things that aren’t covered include:

  • Unattended baggage, pickleball gear or personal items
  • Damage that happens to your pickleball equipment while you are using it
  • Professional sports – If you are receiving a salary or compensation in exchange for participation, you will not be covered. (This does not include athletes participating in exchange for a scholarship or tuition.)
  • Participation in activities not listed in our 250+ sports and activities and experiences
  • Traveling or playing pickleball within 100 miles of your home
  • Pre-existing Conditions. However, you could be eligible for the Pre-Existing Medical Condition Exclusion Waiver if you purchased the Epic or Explorer plan during the time-sensitive period. Additional terms apply.

Tips for Playing Pickleball Safely

From our own time on the court, we’ve learned that many injuries can often be avoided. Here are a few tips we have learned from our own experiences as picklers.

  • Wear the right shoes. Shoes designed for court sports are best. The soles are really important since you are moving from side to side and shifting your weight. Try to find a shoe that has good stability on both the inside and outside of your foot.
  • Wear eye protection. The ball is lightweight, but it can travel at high speeds. You don’t want it flying toward your unprotected eyes.
  • Pick the right paddle. Higher quality paddles will more effectively absorb some of the impact and could help you avoid elbow and shoulder injuries. Make sure you choose one that isn’t too heavy for you.
  • Warm up. Even a brisk 5-minute walk around the court helps get your heart pumping before you play.
  • Make sure to stretch before and after you play pickleball, focusing on your ankles, legs, groin, lower back, shoulders, and arms.
  • Don’t play on wet courts. Even though the court’s surface is typically gritty to provide extra traction, it can become slick when wet.
  • Wear sunscreen when playing outside. Look for one that has an SPF of 30 or higher and reapply it every two hours.
  • Check with your doctor. You know your body best. If you have physical conditions that you have concerns about, always talk to your doctor first about any exercise limitations that you may have. You can also take advantage of the pre-departure medical consultation included in your non-insurance services and see if there are any vaccinations or prescription medications, like altitude sickness pills, recommended for your destination. Depending on the medication, you may need to start it prior to your trip. 

FAQ

Here are our most frequently asked questions about cover for pickleball. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • What should I do if I get hurt while playing pickleball?

    If you get hurt while playing pickleball, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for pickleball trips.

  • Do I get my money back if I cancel a trip?

    Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.

  • What happens if my bags are delayed?
    When you purchase travel insurance coverage for pickleball trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.

Need destination inspiration for your next trip?

Are you tired of playing pickleball at your same old neighborhood courts and ready to see something new? There are some pretty cool places around the world where you can play pickleball, and here are a few of our suggestions.

Asia: Check out a pickleball court surrounded by nature on Sumba Island in Indonesia

France: Go Dinking in the Vines and play on pickleball courts in the middle of a vineyard

United States: Play pickleball by the ocean in Hawaii

20251106-4960419. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

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*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

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