Buy travel insurance away from home
Get covered by World Nomads, even if you’re already on the road
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- How do I get travel insurance if I've already left home or I'm already overseas?
- Are there any waiting periods when I buy abroad?
- What does World Nomads travel insurance cover?
With all the excitement of packing your bags, jumping on a plane, and jetting off to a faraway destination, travel insurance may be the last thing on your mind. You may be asking yourself “Can I buy travel insurance after departure?” The answer is yes!
If you’ve left home without travel insurance or your policy has run out and you’re still on the road, don’t panic. World Nomads simple and flexible travel insurance plans that you can buy online, anytime, from anywhere in the world.
How do I get travel insurance if I’ve already left home or I’m already overseas?
It’s easy. All you need is a good internet connection. Head to our website to get a quote. Answer a few simple questions about your trip and follow the prompts that will outline the coverage and benefits we offer. You can compare our Standard and Explorer plans when you get a quote and select the one that best suits your needs. Then add any activities you plan to participate it, read and accept the terms and conditions, pay for your insurance, and you’re done.
Are there any waiting periods when I buy while abroad?
If you buy a policy while travelling, waiting periods, conditions and restrictions on coverage do apply. There will be no coverage for any injury or sickness for a period of 48 hours from your departure date.
What does World Nomads travel insurance cover?
We’ve designed our travel insurance to be simple, flexible and include the things our travellers have told us are most important to them. Both our Standard and Explorer plans offer coverage, up to the policy limits, for the following, when you need it the most:
- 24/7 Emergency Assistance for a range of events including medical emergencies and multi-lingual assistance when your trip has not gone as planned.
- Emergency medical coverage that includes coverage for hospitalization ambulance transportation, emergency dental and emergency professional services. You must be covered under your GHIP for the full duration of your policy to be eligible for maximum emergency medical benefits. If you do not have GHIP coverage while on your trip, emergency medical benefits will be limited to $40,000 CAD for the duration of your trip.
- Coverage for delayed, lost or stolen baggage, gear and sporting equipment.
- Coverage for some of your non-refundable, pre-paid transportation and accommodation expenses when you’ve had to unexpectedly cancel or interrupt your trip for a covered reason.
- Coverage for more than 150 adventure activities, sports, work and volunteer experiences, including rock climbing snowboarding, bungee jumping, and snorkeling. You’ll list the activities you plan to participate in when you buy your policy. Level 1 activities are automatically covered, and you’ll need to pay an additional premium to be covered for Level 2 and Level 3 activities.
- Coverage when your trip is delayed, interrupted or cancelled and you are stuck at the airport, or your trip is postponed indefinitely.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions, and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Malaria at Christmas
On Christmas Day, I woke up feeling nausea, fever, headache, and lethargy. After two days the symptoms hadn’t disappeared so I went to a clinic and was admitted with severe malaria. I was in the hospital for two days and had to take medication.
A.G. Brazilian Nomad in Zambia.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech Trashed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamWherever you are, we’re here 24/7 to help you in any emergency.
Emergency Assistance, World Nomads
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
FAQ
Here are our most frequently asked questions about buying away from home. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
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Do you have a deductible or co-pay?
If you’re Canadian, there’s no deductible or co-pay.
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My son/daughter is already on the road. Can I buy a policy for him/her?
Yes, you can. But if you do, you're agreeing to all of the terms and conditions on his or her behalf.
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How long does it take to get a copy of my insurance?
As soon as your payment goes through, it will be emailed to you. You can also see a copy of it when you log in as a member online.
Before your trip, check the latest government advice – for your destination and any travel alerts including important COVID-19 coverage advisory and limitations.