Coverage with World Nomads, even if you're already left home
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If you’ve arrived at your destination and you’ve forgotten to buy travel insurance before leaving your Country of Residence, don’t panic. You can visit the World Nomads website to purchase a policy 24 hours a day, 7 days a week.
Similarly, if your World Nomads travel insurance policy is due to expire during your overseas holiday, but you wish to keep traveling, you may be able to extend your existing policy or consider buying a new policy depending on your Country of Residence.
It’s tempting to hit “buy now” and rush out exploring, but it’s smart to take a few minutes to check the terms and conditions first. Understanding what’s covered, what’s excluded, and when your policy kicks in can save you stress later.
If you do buy travel insurance while overseas, there’s a 72-hour waiting period from the time your Certificate of Insurance is issued before full cover starts. That means if your bag is stolen or your flight is delayed during that period, those events may not be covered.
However, if you’re seriously injured in an accident after you’ve bought your travel insurance policy (but before the 72 hours are up), some overseas emergency medical costs may still be covered.
A waiting period reduces the likelihood of travellers making claims as soon as they purchase insurance. It also helps to keep the price lower for everyone.
Travel insurance tip: Always read your Policy Wording for full terms and conditions, limitations, and exclusions on what’s included and what isn’t, as this can vary depending on your Country of Residence and plan type.
Fallen in love with life on the road? If your travel insurance is about to expire you may be able to extend your existing World Nomads policy.
Depending on eligibility, you can extend your cover up to 12 months from the policy start date shown on your Certificate of Insurance. Just make sure you do it before your current policy expires (11:59 pm in the capital city of your Country of Residence).
If you’re unsure about eligibility or coverage limits, our Customer Service team is always happy to help.
Even if you’ve already started your trip, you may want to consider travel insurance, especially if you’re:
Without travel insurance, unexpected hospital bills, or stolen belongings can quickly ruin your trip (and your bank account). Buying or extending your travel insurance cover may help keep you protected for the rest of your journey.
Every traveler and every trip is different. Coverage will depend on:
For full details, check your Policy Wording for limits, exclusions, and benefits. If you’re unsure, just contact the World Nomads team — we’re here to help you travel smarter and safer.
All travel insurance plans are different, and cover will vary depending on what’s happened, your Country of Residence, the plan you choose, and any options or upgrades you buy. Your Policy Wording will always have the full terms, conditions, limits, and exclusions for what you’re covered for.
If you have any further questions about what’s covered and not covered, just ask us.
The features and benefits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Policy Wording. If you’re not sure if something is covered, get in touch.
Waiting periods apply
Here are our most frequently asked questions about buying away from home. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
With World Nomads, you can buy a policy online even if you’re already overseas. Just note that a 72-hour waiting period applies before full cover begins.
As soon as the payment goes through, it will be emailed to you or you can access it in your membership.
Learn how you can buy your travel insurance policy while traveling anytime from anywhere in the world by watching this video.
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