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Travel Insurance for Overseas Medical Expenses

Don't let your medical costs bury you.

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The information on this page is for all travellers except: Americans, Australians, Brazilians, British, Canadians, Irish, and New Zealanders. 

Gastro definitely isn’t on the menu for most of our travelers… but then again neither is scooter accidents, brain aneurysms or shark bites.

We’ve seen all of these and more in our claims department at World Nomads and that’s why we think you’d have to be mad to travel anywhere overseas without Medical Travel Insurance.

What’s covered?

If you’re accidentally injured or suddenly get ill while traveling, our 24/7 emergency assistance team is on hand to help you. Our cover includes:

  • Costs of medical facilities and doctors
  • Hospitalisation
  • Out-patient care and day surgery
  • Ambulances
  • Prescribed Medicines
  • Evacuation and repatriation if pre-approved by us
  • Specialist treatment such as chiropractors and physiotherapists where considered medically necessary (some policies only)

We can also arrange for interpreters to help negotiate the local language, customs and administratition involved in accessing medical facilities overseas such as paying your bills, getting medical transport and finding the right medical facility to treat your injury/illness. 

What should I do if I have an emergency while traveling?

What’s not covered?

  • Injuries/illness from being intoxicated or addicted to alcohol or drugs
  • If you do anything illegal (you didn’t really think we’d cover that did you?)
  • STDS (sorry about that!)
  • Where you've been acting like an idiot
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
  • Pre-existing medical conditions
  • Ongoing treatment at home

If you’re injured or have an illness that we believe is best treated at home, we may make the decision to repatriate you even if you don’t want to go.  You must be aware that if you choose not to go, against our advice, then that will void your travel insurance with us.

How to get medical assistance.

It’s essential that you get in contact with our assistance teams as soon as possible so that they can support you from the time you fall sick or get injured until the time you're well again.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location


I woke with a bad fever and headache. I tried to self-medicate however the fever did not subside. I went to the hospital to get checked out. It was confirmed that I tested positive for Dengue Fever and was later admitted for a period due to extremely low counts in my blood.
Claim paid: USD $758.50.
South African Nomad.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

  • Explorer Plan: USD $10,000
  • Standard Plan: USD $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy deceased?
  • Close relative dropped dead?

We’ve got your back.

Emergency Overseas Medical Insurance

Take the pain out of medical costs while traveling overseas.

  • Explorer Plan: Unlimited, up to 12 months
  • Standard Plan: USD $5,000,000
Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

We'll get you to hospital quickly.

  • Explorer Plan: USD $500,000
  • Standard Plan: USD $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: USD $3,500
  • Standard Plan: USD $2,500
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical & Dental Expenses
  • 24 hour Emergency Assistance
  • Emergency Medical Transport
  • Repatriation & Travel Expenses
  • Pre-Trip Cancellation
  • Trip Interruption
  • Resumption of Trip
  • Travel Delay
  • Missed connection (Explorer)
  • Hijacking (Explorer)
  • Baggage & Personal Items
  • Passport & Travel Documents
  • Personal Liability
  • Rental vehicle insurance excess (Explorer)
  • Personal accident (Explorer)
*This is a general summary for all residents except from USA, Canada, Australia, New Zealand, Europe, Brazil, China and Philippines. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)

Contact the team
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars


Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.