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Travel insurance for the United States

Adventure from sea to shining sea

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America... just saying the name out loud is exciting

Google, Guggenheim, Hollywood, Harvard, the US has been the dominant cultural influencer of the past century. Being there, being close to where those ideas are born and made real is energizing.

Soak up everything this great nation has to offer from sea to shining sea. Whatever region you’re roaming – whether you’re exploring a quaint town or a remote geological wonder  – here are a few things to know about travel insurance coverage.

Medical emergencies

The United States has one of the most expensive and complicated health care systems in the world. Even a brief consultation with a doctor could do some damage to your wallet, not to mention that an emergency (hospitalization, evacuation, or a repatriation home) could cost hundreds of thousands of dollars, as well as ruin your vacation. Travel insurance can help you and your family with medical emergencies and the associated expenses when you’re out-of-town on a trip (It’s not the same as your government health insurance, which is for routine or ongoing medical care when you’re at home.)

The Emergency Assistance team can support you 24/7 to give you advice on what to do in the case of an emergency. This could be locating suitable medical facilities where you can be seen by health care professionals or arranging ambulance transportation and overnight hospital stays if that’s what your case requires. Be sure to check in with the team to get the okay on what your plan is able to cover.


Skiing, snowboarding, and hiking

The country’s terrains have an adventure for every level of sportsman, from novice to near-expert, and every traveler should have the appropriate tier of travel insurance to match. Depending on your travel insurance plan, World Nomads provides coverage for activities such as hiking, trekking, cross-country and Alpine skiing, and helicopter skiing. Caveat: some exclusions apply, including activities above certain elevations, mountaineering and solo expeditions, and search-and-rescue missions. Be sure to check your policy carefully to see what is and isn’t covered.

Ways to avoid accidents or injury include wearing a helmet, sticking to open trails in the resort, staying within resort boundaries, making sure your gear is up to warmth and safety standards, and keeping an eye on the weather.

Water sports

From white-water rafting to sea kayaking, World Nomads provides coverage for a wide range of activities taking place on lakes, rivers, and oceans. Some activities have conditions (such as the accompaniment of licensed guide) or exclusions to the level of activity. Additional premiums may apply.

Wildlife watching

The US has an incredible variety of wildlife, including moose, wolves, bison, alligators, and mountain lions. Encounters with nature can be awe-inspiring and educational – up until you inadvertently get hurt. Travel insurance can provide protection for accidents and injuries when you act responsibly – but not when you’re feeding bears in the woods or petting porcupines; gallivanting in the remote backcountry; or teetering at the edge of a cliff or geyser for the ultimate selfie. The consequence of going head first into an iffy situation?  You’re not covered.

This is only a summary of coverage and does not include the full terms and conditions of the policy.  It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions.  If you do not understand your coverage or if you have questions about your coverage, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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