Adventure from sea to shining sea
Google, Guggenheim, Hollywood, Harvard, the US has been the dominant cultural influencer of the past century. Being there, being close to where those ideas are born and made real is energizing.
Soak up everything this great nation has to offer from sea to shining sea. Whatever region you’re roaming – whether you’re exploring a quaint town or a remote geological wonder – here are a few things to know about travel insurance coverage.
The United States has one of the most expensive and complicated health care systems in the world. Even a brief consultation with a doctor could do some damage to your wallet, not to mention that an emergency (hospitalization, evacuation, or a repatriation home) could cost hundreds of thousands of dollars, as well as ruin your vacation. Travel insurance can help you and your family with medical emergencies and the associated expenses when you’re out-of-town on a trip (It’s not the same as your government health insurance, which is for routine or ongoing medical care when you’re at home.)
Our Emergency Assistance team can support you 24/7 to give you advice on what to do in the case of an emergency. This could be locating suitable medical facilities where you can be seen by health care professionals or arranging ambulance transportation and overnight hospital stays if that’s what your case requires. Be sure to check in with the team to get the okay on what your plan is able to cover.
The country’s terrains have an adventure for every level of sportsman, from novice to near-expert, and every traveler should have the appropriate tier of travel insurance to match. Depending on your country of residence and your travel insurance plan, World Nomads provides cover for activities such as hiking, trekking, cross-country and Alpine skiing, and helicopter skiing. Caveat: some exclusions apply, including activities above certain elevations, mountaineering and solo expeditions, and search-and-rescue missions. Be sure to check your policy carefully to see what is and isn’t covered.
Ways to avoid accidents or injury include wearing a helmet, sticking to open trails in the resort, staying within resort boundaries, making sure your gear is up to warmth and safety standards, and keeping an eye on the weather.
From white-water rafting to sea kayaking, World Nomads provides cover for a wide range of activities taking place on lakes, rivers, and oceans. Some activities have conditions (such as the accompaniment of licensed guide) or exclusions to the level of activity. Additional premiums may apply.
The US has an incredible variety of wildlife, including moose, wolves, bison, alligators, and mountain lions. Encounters with nature can be awe-inspiring and educational – up until you inadvertently get hurt. Travel insurance can provide protection for accidents and injuries when you act responsibly – but not when you’re feeding bears in the woods or petting porcupines; gallivanting in the remote backcountry; or teetering at the edge of a cliff or geyser for the ultimate selfie. The consequence of going head first into an iffy situation? You’re not covered.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions about your coverage, just ask us.
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Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
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Wherever you are, we’re here 24/7 to help you in any emergency.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.