Can I buy a travel insurance policy if I'm already overseas?

If you're an Irish citizen or resident then you are most welcome to buy a policy while already problem at all!

You can buy a policy even if you’re already travelling, working, living or studying in another country.

If you buy a policy away from home, there is a waiting period of 3 days (72 hours) before the insurance takes effect. In the event of serious injury in connection with an accident, you will be covered from the date cover commenced subject to the accident being witnessed and verified by an independent third party.

You can also keep buying more cover while away from home to extend your trip by signing into your World Nomads membership as long as you extend it before the policy end date (before midnight GMT on the date shown on your policy and the same product is available).

You should read the policy wording for full details on your eligibility to buy a policy and when cover starts and ends. If you have any questrions please don't hesitate to get in touch .

Left home without travel insurance?

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Our contact details

We’re here to help if you have a question about travel insurance.

  • Monday to Friday 9:00am - 5:00pm (UTC/UTC+1) (For policies purchase on or after 1 November 2018)
  • Monday to Friday 9:00am - 5:00pm (GMT/BST) (For policies purchased before 1 November 2018)

Contact us


For policies purchased on or after 1 November 2018:

1800 903 008

+353 21 237 8001


For policies purchased before 1 November 2018:

+44 (0) 330 660 0738

0330 660 0738

+44 (0) 330 660 0738