Not everything is covered, so read on....

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For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.

Looking for comprehensive travel insurance to cover your (or your child’s) adventure overseas? World Nomads has designed our travel insurance coverage with the adventurous in mind, and covers more activities upfront than most.

What is comprehensive travel insurance?

While we won't say our travel insurance is comprehensive (because it doesn't cover everything), our travellers get up to all sorts of different things, so we offer two levels of coverage, Standard and Explorer. Both cover a wide range of adventurous activities, but the Explorer plan covers some activities that the Standard plan does not.

As you'd expect, the two policies offer slightly different benefits. However, both include:

  • Overseas Medical
  • Cancellation
  • Travel delay
  • Luggage/baggage cover
  • 24/7 worldwide assistance

You also have access to world Nomads’ community of like-minded travellers, language guides, safety information, travel guides, and more.

There are exclusions and limits which apply, so be sure to read the Policy Document before you buy a policy. 

What's not covered by travel insurance?

If you put yourself in danger, we won’t cover you. This includes doing activities that you’re not qualified for or are too dangerous, or acting irresponsibly. We have a list of covered activities in our policies and if you’re not sure, give us a call and we’ll let you know if we’ll cover it or not.

Other things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?)
  • If you've taken drugs or alcohol
  • Certain existing medical conditions

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Giardia in Laos

I contracted giardia whilst in Laos. This was diagnosed at the Australian Embassy Clinic in Vientiane where the doctor prescribed me antibiotics - tinidazole, 500mg.
Kiwi Nomads in Laos

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Have you died?
  • Has one of your relos died?
  • Has an earthquake damaged your home?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need medicine?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital in a flash

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up overseas?
  • Medivac needed home?
  • You died overseas?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Damaged docs?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for New Zealand residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

Travel Cover for 220+ Adventure Activities

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are automatically included in both the Standard and Explorer plans. All activities listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there are restrictions on what you can and cannot do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)

Within Australia (Free call): 1800 611 210

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Simple and flexible travel insurance designed by travelers, for travelers. See why over 3 million travelers have chosen World Nomads for more than 20 years.