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Comprehensive travel insurance

Not everything is covered, so read on....

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Looking for comprehensive travel insurance options to cover your (or your child’s) adventure overseas? World Nomads has designed our travel insurance cover with the adventurous traveler in mind.

Are you looking for comprehensive travel insurance?

While we won't say our travel insurance is fully comprehensive (because it doesn't cover everything), our travelers get up to all sorts of different things, so we offer two levels of coverage under our Standard and Explorer plans. Our plans cover more than 150 activities, sports, work and volunteer experiences, for both the more and the less adventurous among us.

All of World Nomads policies include:

You also have access to World Nomads language guides, safety information, travel guides and more.

Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, please get in touch

When you get a quote you’ll be able compare the benefits between the Standard and Explorer plans, and download the policy wording before you buy.
 

Coverage for Coronavirus-related events for your next trip abroad

The level of cover you’ll have for any Coronavirus (COVID-19)-related events will depend on your Country of Residence and the plan you choose.

If you are diagnosed with COVID-19 while overseas, your benefits may include:

  • 24/7 access to our Emergency Assistance team, who can help you access local medical care;
  • Medical costs including hospitalization;
  • Evacuation or repatriation if deemed medically necessary by us and in consultation with your attending physician.

Some of our plans offer coverage for additional COVID-19-related events such as cancellation following a physician-certified positive diagnosis to assist our travelers.

To find out what cover applies to you, select your country of residence and read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions. 

What's not covered?

If you put yourself in danger then we won’t cover you. This includes going to places the authorities in your country of residence or your destination country tell you not to, doing activities that you’re not qualified for or that are too dangerous. We have a list of covered activities in our policies and if you’re not sure, give us a call and we’ll let you know if we’ll cover it or not.

Other things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?)
  • Reckless behavior
  • If you're intoxicated due to drugs or alcohol
  • Ignoring ‘Do Not Travel’ warnings
  • Pre-existing medical conditions as outlined in your policy wording

Surfing in Bali

I was surfing at Balangan beach in Bali and I was cut twice by a fin when catching a wave. One cut was ont my right leg and the other on my left foot. I got out of the surf straight away and went to get medical treatment at the BIMC in Kuta. After the wounds were treated I was told to return to get them check every 48 hours.
Australian in Bali.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

We cover more than 150 activities you love + more

Here are several activities under each category that World Nomads love to do:

Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Snow
  • Bobsledding
  • Ice Hockey
  • Ice Skating
  • Kite Wing
  • Skiing
  • Snowboarding
  • Snow kiting
  • Snowmobiling
  • Tobogganing
Water
  • Canoeing
  • Kayaking
  • Paddle Boarding
  • Sailing
  • Scuba Diving
  • Snorkelling
  • Surfing
  • Tubing
  • Windsurfing
Air
  • Aerial Safari
  • Ballooning
  • Bungee Jumping
  • Hang Gliding
  • High Diving
  • Hot Air Ballooning
  • Passenger in a commercial aircraft
  • Skydiving
  • Tandem Skydiving
  • Zip Line
Land
  • Bushwalking
  • Camel Riding
  • Camping
  • Caving
  • Hiking
  • Orienteering
  • Motorbiking
  • Mountain Biking
  • Trekking
Sports
  • Baseball
  • Basketball
  • Cricket
  • Fencing
  • Go Karting
  • Golf
  • Hockey
  • Tennis
  • Ultimate frisbee
  • Volleyball
Experiences
  • Childcare work
  • General farm work
  • Hospitality
  • Restaurant
  • Teaching
  • Fruit Picking
  • Admin work
  • Office work
  • WWOOFing
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans. Coverage may not be available for residents of all countries, states or provinces.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team