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Travel Insurance when visiting Singapore

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Picture this: snorkelling on the Singapore Southern Islands, followed by windsurfing on Changi Beach, finished off with the cultural experience of a lifetime: Dragon Boat Racing. It’s a water sports enthusiast's dream come true.

Botanic Garden, Singapore. Photo credit: Getty images / Tuul & Bruno Morandi

What’s Covered

With World Nomads, you have access to cover even when you forget to purchase it before going on holiday. If you’re already in Singapore and are considering purchasing travel insurance, then we can help. Please note there are waiting periods that apply when purchasing a policy while already travelling, to find out more check out our waiting period Help Centre article here.

World Nomads offers cover (up to the policy limits) including, but not limited to:

World Nomads family plans: planning a family vacation full of adventure? Great call. World Nomads has policies that cover all family members while making memories together. Our cover includes two adults and up to eight dependents on one policy.

Emergency medical and evacuation coverage: nobody goes on holiday planning to need emergency medical assistance, but unfortunately, it happens. If the unexpected happens, we may cover reasonable and necessary expenses relating to your evacuation, ongoing medical treatment, and possible repatriation back to your Country of Residence if deemed medically necessary. Our 24/7 Emergency Assistance team members can:

  • Direct you to the closest medical facility
  • Help set up direct payments to the medical facility if needed
  • Organise an ambulance if necessary
  • Put you in touch with a nurse who can help with medical queries.

Baggage and personal belongings coverage: so, you’ve packed your luggage and travel insurance, but the baggage hasn’t arrived as expected at Singapore Changi airport. Don’t sweat it. Our travel insurance may cover you for any reasonable basic expenses while the airline locates your belongings. Benefit limits, as well as, terms and conditions apply,

Activities coverage: Singapore offers Kiwis so many adventure activities to participate in: you could free-fall 10,000 feet on Sentosa Island, harness your inner Tarzan while swinging from the forest obstacles in Bedok Reservoir Park, or float through the jungle on a River Safari Cruise. World Nomads offers cover for these adventures (and 150 more) with our travel insurance policies. Simply specify all the activities you have planned for your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply.

Cover for Coronavirus-related events: Coronavirus interrupted your trip? Our Explorer travel insurance policy covers Kiwis for eight specific events related to some COVID-19-related events.

ourist in front of the Sultan Mosque in Singapore
Tourist in front of the Sultan Mosque in Singapore. Photo credit: Getty images / Lu ShaoJi

What are some travel insurance benefits when visiting Singapore

Whether you’re travelling for work or play (or a bit of both), Singapore offers the perfect combination of modern amenities and rich cultural experiences. It’s also home to one of the major international transport hubs in Asia. Which may explain why lost luggage is reportedly one of the most common issues for our travellers. Our travel insurance may help if you land safely at Singapore Changi Airport, but your luggage does not.

Working while in Singapore?

Singaporeans enjoy one of the fastest Internet speeds in the world, so pack the laptop for that work trip or flexcation. Keep in mind that although the rate of theft in Singapore is lower compared to other major cities worldwide, thieves are everywhere. While we won’t cover stolen items if they’ve been left unsupervised in public areas, we may cover the cost of your belongings (within policy limits) if you’ve taken reasonable care to protect them and they’ve been stolen or accidentally damaged.

Backpacking around Singapore?

Packed nothing but a bag and passport for your backpacking experience of a lifetime? Goodo. Check out Sentosa, Singapore’s island getaway, where there’s something for all ages, and once on the island, transportation is free.

While the simplistic nomadic lifestyle can be a breath of fresh air, it can also be hard to keep track of world events – especially when you’re planning out your route as you go. World Nomads keeps you up-to-date and informed with travel alerts, and if the unexpected happens, you can claim online, wherever you are in the world.

What to look out for when travelling around Singapore

Travelling to Singapore

What can happen in 15 hours? Well…you could leave the safety of a New Zealand airport and land in the bustling Changi airport. Exciting right?!? Thing is, even the best-planned holidays can go sideways, and sometimes landing in another country can bring with it unexpected issues…which is where World Nomads Travel Insurance may be able to help.

Eating in Singapore

Got a hankering for Hainanese Chicken Rice? Perhaps a craving for Chilli Crab? Singapore’s famous for its diverse cultural offerings for foodies. But what happens if that Satay doesn’t sit well with your stomach? World Nomads offers cover for overseas medical emergencies (including food poisoning) in both our Standard and Explorer policies (policy benefit limits apply).

Adventuring in Singapore

Considering kayaking? The MacRitchie Reservoir is a popular destination with crystal clear waters, lush vegetation, and convenient equipment options. Both our plans offer many of the same benefits for adventurers choosing to kayak inland or within three nautical miles from the coast. However, if you’re considering upping the ante and going kayaking, windsurfing, or sailing beyond three nautical miles off the coast of Pulau Ubin, you’ll need to upgrade your cover. Be sure to specify these details when you get your quote, as you can’t add them afterwards.

Coronavirus cover when travelling to Singapore

We recommend you research the COVID-19-related travel restrictions and entry requirements (including PCR tests and proof of vaccination) for Singapore before embarking on your trip. You can check out our Coronavirus cover article which has all the details for our policies, including terms and conditions, benefit limits and exclusions.

China Town in Singapore
China Town in Singapore. Photo credit: Getty images / Jiang Yu

What’s not covered

It’s important to note that our policies aren’t one-size-fits-all, and we don’t cover all situations that can arise when travelling abroad. There are some important general exclusions you should be aware of, including:

  • Pre-existing medical conditions
  • Travelling to, planning to travel to, or choosing to remain in a country or region that’s subject to a ‘Do Not Travel’ warning issued by the New Zealand Government. Find out more at Safe Travel NZ.
  • Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organization
  • Failing to adhere to the terms of coverage listed in covered sports and activities
  • Any adventure activities or sports that aren’t covered by our policies
  • Any costs related to illegal activities or being under the influence of drugs or alcohol.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.

Traveller tip 1: if you’ve suffered a theft, get a Property Irregularity Report or other incident report from the carrier so you can submit it with your claim, as well as a police report. You should also have copies of the original receipts for your valuables and any luggage tickets.

Traveller tip 2: wondering what the best dishes are in Singapore? Check out our list of Singaporean foods you should try when visiting.

Traveller tip 3: Singapore prides itself on its low crime rate and impeccable cleanliness, this standard of living is a result of its laws. Laws that you should become acquainted with if you’re considering visiting Singapore. We’ve written an article detailing the local laws of Singapore, you can check it out here.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital in a flash

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for New Zealand residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)

Within Australia (Free call): 1800 611 210

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.