Can I extend my policy online?

Yes, you can extend your policy online. Eligibility and limitations may apply, like if your policy has expired (a 72 hour waiting period applies to policies purchased outside of your Country of Residence) but extending your policy is simple. Log onto your account and purchase additional coverage before your current policy expires. For more information check out our article Extending your trip .

Can I buy a plan online if I’m already overseas?

World Nomads provides travel insurance for global travelers already overseas , and allows you to buy coverage online no matter where you are. While you can buy travel insurance online, waiting periods apply and some benefits may not be immediately available, so if you can, you should consider travel insurance before you go.

How do I make a claim online?

Making a claim is a straightforward process. You can even do it online . The key to keeping your claim quick and easy is being prepared with things like receipts, police reports, and getting in touch with our 24/7 Emergency Assistance team . Here’s more about the claims process .

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Online Travel Insurance: What you need to know

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Article at a glance:

Buy, extend, and claim online — anytime, anywhere.
Choose between Standard and Explorer plans that may match your travel style.
Includes cover for overseas medical emergencies, trip cancellations, lost bags and personal belongings if they are stolen, damaged or destroyed, or if lost or damaged by a carrier, and more.
Adventure ready — with cover for 150+ sports and activities.
Simple online claims process and 24/7 global emergency assistance.
Always read the Policy Wording to understand what’s included and excluded.

How quickly can I get travel insurance online?
What’s included in your cover
Can I buy travel insurance if I’m already overseas?
Travel tips for global travellers
What you should know before buying online travel insurance
FAQs

Time is precious when you’re travelling. You want to spend it exploring new cities, lounging by the beach, or making memories—not filling out paperwork. That’s why we’ve made buying online travel insurance quick and easy.

Whether you’re a backpacker, gap year student, or planning the trip of a lifetime, consider travel insurance when going on a trip overseas. And with online travel insurance cover at your fingertips, you can get it sorted in minutes.

How quickly can I get travel insurance online?

Getting your travel insurance quote with all your specific travel needs is done in less than 5 minutes. Just tell us:

Who you are
Your age
Where you’re going
How long you’ll be away

You’ll receive a travel insurance quote with details about your travel insurance coverage and benefit limits. It’s that simple.

What’s included in your cover

Every online travel insurance plan comes with the coverage for all of those essential needs when travelling abroad:

Overseas medical cover: For hospital stays, emergency evacuation, and treatment costs.
Trip cancellation: We offer coverage if illness, accidents, or unexpected events cut your trip short. These must be covered events as indicated by the Policy Wording.
Luggage & personal items: We offer cover for stolen, lost, or damaged luggage and belongings if they are stolen, damaged or destroyed, or if lost or damaged by a carrier.
24/7 worldwide Emergency Assistance: help anytime, anywhere.
And much more.

Choose between our Standard and Explorer levels of cover which are clearly explained so you can pick the right option for your trip.

The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement. Contact us if you have any questions.

Can I buy travel insurance if I’m already overseas?

You can buy travel insurance online even after you’ve started your trip. Note: A 72-hour waiting period applies for policies purchased while outside of your Country of Residence.

Travel tips for global travellers

Always review policy benefit limits before purchasing.
Add extras if you plan on snow sports or adventure activities.
Keep digital and paper copies of your travel documents.
Check that all destinations are listed in your policy.
Read the Policy Wording to understand exclusions and claim requirements.

What you should know before buying online travel insurance

Choose the correct travel dates, age limit, destinations, and level of cover.
Understand your benefit limits as per the level of cover you've selected.
Some activities and sports may require optional add-on cover.
Keep copies of travel documents, receipts, and reports to speed up the claims process.
Understand that there will be General Exclusions in your cover for which you won't be covered under any circumstances.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

FAQs for online travel insurance for global nomads

Here are our most frequently asked questions about online travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

Can I extend my policy online?
Yes, you can extend your policy online. Eligibility and limitations may apply, like if your policy has expired (a 72 hour waiting period applies to policies purchased outside of your Country of Residence) but extending your policy is simple. Log onto your account and purchase additional coverage before your current policy expires. For more information check out our article Extending your trip.

Can I buy a plan online if I’m already overseas?
World Nomads provides travel insurance for global travelers already overseas, and allows you to buy coverage online no matter where you are. While you can buy travel insurance online, waiting periods apply and some benefits may not be immediately available, so if you can, you should consider travel insurance before you go.

How do I make a claim online?
Making a claim is a straightforward process. You can even do it online. The key to keeping your claim quick and easy is being prepared with things like receipts, police reports, and getting in touch with our 24/7 Emergency Assistance team. Here’s more about the claims process.

We cover 200+ activities you love + more

Snow

Water

Air

Land

Sports

Experiences

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for all
  Curling Glacier walking - ice walking Ice skating – indoor Sleigh rides - horse drawn
- Optional extras
  Skiing / Snowboarding (in resort) Cross country skiing Heli or Cat Skiing / Snowboarding Skiing / Snowboarding(Terrain Park) Sledding Snow Biking Snowmobiling

Water Activities
- Included for all
  Banana boat rides High diving (up to 10m) Hydro foiling Jet boating Kite surfing Outrigger canoeing (inland / coastal waters) Rowing / sculling Sailing / yachting Sea canoeing (inland / coastal waters, grades 1-3) Snorkelling Speed boating (inland / coastal waters) Stand up paddle surfing Surf boat rowing Surfing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding Windsurfing / sail boarding - inland or coastal waters
- Optional extras
  Black water rafting Cave diving / Cavern diving Fishing / angling Free diving (up to 50 metres) Jet skiing (inland / coastal waters, grades 1-2) Kite boarding Parasailing / parascending Riverboarding / hydro speeding (grades 1-3) Scuba diving (to 50 metres) Shark cage diving (to 50 metres) Spearfishing Water skiing - barefoot White water rafting

Air Activities
- Included for all
  Aerial safari Bungee / bungy jumping Canyon swing Fly by wire Hot air ballooning Zip line
- Optional extras
  Abseiling Parachuting / Parasailing / Parascending Skydiving / tandem skydiving

Land Activities
- Included for all
  Aerobics Air guitar Backpacking up to 4,500 metres Ballet Bowling Bushcraft up to 4,500 metres Bushwalking up to 4,500 metres Camel riding or trekking overnight Camping up to 4,500 metres Caving / spelunking - sightseeing Cycling / mountain biking (up to 6,000 metres) Dance Dirt boarding Dogsledding Dune buggy Fell running / fell walking up to 4,500 metres Fitness training Go karting Hiking up to 4,500 metres Hunting (except big game) In-line skating Kite flying Moped riding / scooter biking Motor biking - as a pillion passenger Orienteering Outdoor endurance Outward bound Paint balling Quad biking Rock climbing - bouldering Safari tours Sandboarding / sand skiing Segway tours Skateboarding - ramp / half pipe / skate park / street Snooker Stilt walking Theme parks / fairgrounds Tramping up to 4,500 metres Tuk Tuk - as a passenger War games - online gaming War games / military simulation
- Optional extras
  Backpacking up to 6,000 metres Bushcraft up to 6,000 metres Bushwalking up to 6,000 metres Camping up to 6,000 metres Canyoning Cycling / biking - independent cycle touring Fell running / fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Kite wing Land surfing Rock climbing (indoor / outdoor) Trekking up to 6,000 metres

Sports Activities
- Included for all
  American football - gridiron Australian Rules Football (AFL) Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Croquet Darts Dodge ball Fencing Floorball Football Frisbee Golf Gym training Gymnastics / acrobatics Handball Hockey Horse riding - leisure/social/non-competitive riding Korfball Lacrosse Martial arts training - non-contact Netball Racquetball Rambling - up to 4,500 metres Rifle range / sports shooting Roller hockey Roller skating Rollerblading Rounders Running/ jogging (marathon distance or less) Soccer Softball Squash / racquet ball Stoolball Table tennis Tchoukball Tennis Trampolining Ultimate frisbee Volleyball Wake skating Wakeboarding Weight training Yoga - in class, alone / home practice
- Optional extras
  Bicycle polo Boxing Marital arts (training) Rugby - league / union Via ferrata Yoga (teaching)

Experience Activities
- Included for all
  Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only
- Optional extras
  Working - general work and manual work not involving the use of mechanical or industrial machinery; at a height not exceeding 2 metres above ground level

Activities shown as "Included for all" are automatically included in both the Standard and Explorer plans. All sports listed as "Optional extras" will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be conditions or exclusions to cover. For details, read this helpdesk article, the Policy Wording or contact us.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)

Contact the team

This information does not apply to residents of Australia, Canada, EEA, Ireland, New Zealand, UK, Brazil or USA. You should carefully read the Terms of Business and the Policy Wording, which contains all cover terms, conditions, limits and exclusions, to make sure this insurance is right for you.

WorldNomads.com Pty Limited (ABN 62 127 485 198) at Governor Macquarie Tower, Level 18, 1 Farrer Place, Sydney, NSW, 2000, Australia markets and promotes travel insurance products of nib Travel Services Limited at PO Box 1051, Grand Cayman KY1-1102, Cayman Islands, a Class B (iii) Insurer regulated by the Cayman Islands Monetary Authority and licensed to carry on business within the Cayman Islands under License Number 1446874 under The Insurance Law, 2010.