Travel insurance when participating in snow sports

Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling, and claim online from anywhere in the world.

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What's covered for skiing and snowboarding?

Snow sports cover to protect you and your ski and snowboard gear
What's not covered for skiing and snowboarding?

World Nomads loves the snow and so do the British. When it comes to skiing and snowboarding, Brits are always on the search for the best slopes with the finest powder … but with snow comes the chance of an icy wipeout, unforeseen accidents and damaged gear. If the slopes get the better of you, World Nomads travel insurance for snow sports will have your back.

We’ve designed our plans to cover the style of snow sports our Nomads have told us they love the most:

Skiing and boarding in ski resorts
Cross-country skiing on marked trails
Skiing in terrain parks
Heli-skiing & heli-boarding
Snowmobiling, ice skating, snow rafting, and more

Cover between plans varies, special conditions and exclusions apply to certain winter sport activities, so be aware of this and select your sport carefully.

Traveller Insurance Tip: to stay safe, you must follow the International Ski Federation (FIS) Rules of Conduct or the resort regulations. Don’t venture into back country areas without taking local advice and appropriate rescue equipment.

Snow sports cover to protect you and your ski and snowboard gear

To find out more about specific conditions around ski and snowboard coverage for British travellers, please check out our Help Centre article that goes into more detail on how our travel insurance works.

And also, because we know that ski and snowboard equipment costs, such as skis and snowboards, ski boots, and other snow gear, can quickly add up, we offer cover for high-value items if you need to insure your snow equipment.

In the case your baggage and ski gear are delayed, lost and/or damaged by a common carrier, you must report the incident as soon as possible to a responsible officer for the carrier. Get a Property Irregularity Report, or a similar official report, in writing and make a claim directly with the carrier in the first instance and request a refund of the costs you’ve incurred before making a claim on your policy.

Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy wording for details on maximum benefit limits and exclusion and conditions of your coverage.

What's not covered for skiing and snowboarding?

We understand that accidents on the slopes happen, such as hitting rocks and trees or getting hit by another skier or snowboarder, especially if you’re only a beginner. However, sorry – we won’t cover you if you do something reckless. Some things we may not cover include:

If you ski or snowboard while under the influence of alcohol or drugs (Not a good idea!)
Competition skiing and snowboarding
Search and rescue costs
If you refuse to be repatriated or evacuated
If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
Expenses that can be recovered from another source
The policy excess, deductible or co-pay amount as shown in the policy wording

This is only a summary of cover and does not include the full terms, conditions, limits and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered.

If you are unsure of your level of travel cover, please contact customer service for help.

What does my travel insurance cover?

FAQ

Here are our most frequently asked questions abou snow sports insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

How do I get to the medical centre if I’m injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the hill. If you’re already in the village, contact our emergency assistance team so that they can direct you to the nearest medical facility, help arrange treatment or emergency transport if required. For further info, click here.

What if the airline damages my board/skis?
If your gear is damaged by the airline, World Nomads can help cover some of the cost to replace them. For further info, click here.

Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.

Reconnect with the world with our travel insurance cover for some Coronavirus-related events

Itching to travel again?

Explore the world with our plans that provide cover for some Coronavirus-related (including COVID-19 related) events, including emergency overseas medical, evacuation, cancellation cover and more. Find out what cover applies to your Country of Residence, and the key benefit limits depending on which plan you purchase. Happy and safe travels!

Overseas medical expenses and repatriation home

If a qualified medical practitioner diagnoses you with Coronavirus while you’re travelling, we may offer emergency medical benefits to help you get back on your feet, as well as emergency transport to the nearest or most appropriate medical facility or back home to the UK to recover.

Standard plan:
£5,000,000

Explorer plan:
£10,000,000

Repatriation of your remains

If the worst happens and you die from Coronavirus while overseas, we offer benefits to help your family with the costs of a funeral, or if available, bringing you back to your home country.

Standard plan:
£5,000

Explorer plan:
£5,000

Coronavirus Travel Costs section (cancellation and curtailment pre and on-trip)

Had to cancel your trip because you, a travel companion or a close relative in the UK have been diagnosed with Coronavirus? Our cover may help with your cancellation costs.