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Travel Insurance

Travel insurance for independent travelers and intrepid families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.
World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.

Buy travel insurance while travelling

If you're travelling and want to travel longer, World Nomads lets you purchase a new policy to keep you on the road.

24/7 Emergency Medical Assistance

Our Emergency Medical Assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Travel Cover for 150+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing a broad list of covered activities.

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

A true claim story

I was riding my mountain bike when I hit something and went over my handle bars. I put both hands out and broke my wrists and knocked myself out. I woke up in an ambulance and then went to Whistler Health Care Centre where I had x rays and further treatment.

U.K resident in Canada
World Nomads has consistently matched my expectations as dependable travel insurance. They can easily be reached and address claims rapidly. Look no further and sign up for your next trip.

U.K resident
I was so relieved and grateful to all of the World Nomads team to get insurance cover for my treatment this week whilst I have been sick in Vietnam. Thank you for all your hard work and understanding to manage my complicated case with negotiations and international correspondence. I received a truly professional service from you.

U.K resident in Vietnam

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

Explorer Plan: £5,000
Standard Plan: £3,000

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

Explorer Plan: £10 million
Standard Plan: £5 million

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Cover your lost, stolen or damaged gear and tech.

Explorer Plan: £3,000
Standard Plan: £1,500

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Medical Expenses
Baggage & Personal Belongings
Cancellation

Trip Curtailment
Personal Accident
Loss of Passport or travel documents

Personal Liability
Legal Expenses (Personal Liability)

This is a general summary for United Kingdom residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

Pre-existing medical conditions

You are not eligible to buy a policy if you travel against medical advice, travel with the intention of receiving medical treatment, or have a terminal illness. World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not. You can still purchase a World Nomads policy, but the PEMC exclusion cannot be removed, and you will be responsible for any related costs.

For information on travel insurance providers that offer cover on PEMC, visit Money Helper or call 0800 138 7777.

We cover 200+ Adventure Activities you love + more

Snow

Water

Air

Land

Sports

Experiences

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for all
  Curling Ice skating – indoor Sleigh rides - horse drawn
- Optional extras
  Glacier/ Ice walking Skiing/Snowboarding - Cross country Skiing/Snowboarding - Helicopter/Cat Skiing - Snowblading Skiing - Snowboarding (Terrain Park) Sledding

Water Activities
- Included for all
  Banana boat rides Black water rafting Boating inland and coastal waters Fishing inland or coastal waters Fishing / angling (ice)  Hydro foiling Jet boating Parasailing River boarding / hydro speeding Rowing / sculling Sailing / yachting Scuba diving - to 30 metres Scuba diving - unqualified Sea kayaking / sea canoeing - inland/coastal waters Shark cage diving - to 30 metres Shark cage diving - unqualified Snorkelling Speed boating Stand up paddle surfing Surf boat rowing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding White water rafting Windsurfing / sail boarding - inland or coastal waters
- Optional extras
  Boating - outside coastal waters Jet skiing Kite boarding Kite surfing Outrigger canoeing Sailing / yachting - outside coastal waters Spearfishing Surfing Water skiing - barefoot

Air Activities
- Included for all
  Abseiling Aerial safari Hot air ballooning Zip line
- Optional extras
  Bungee / Bungy jumping Skydiving/ Parachuting (Tandem jumps only)

Land Activities
- Included for all
  Aerobics Ballet Bowling Bushwalking up to 3,000 metres Camel riding Camping up to 3,000 metres Caving - sightseeing Cycling / biking / mountain biking - incidental to the trip Dance Dogsledding Fell running / fell walking up to 3,000 metres Fitness training Go karting Hiking up to 3,000 metres In-line skating Kite flying Moped riding / scooter biking under 125cc Motor biking - including as a pillion passenger - under 125cc Motor racing experience - passenger only Mountain biking - general Orienteering Outdoor endurance course up to 3 miles Outward bound Paint balling Rock climbing - indoor Safari tours Segway Skateboarding - ramp / half pipe / skate park / street Snooker Theme parks / fairgrounds Tuk Tuk - as a passenger Walking up to 3,000 metres War games - online gaming War games / military simulation
- Optional extras
  Backpacking up to 6,000 metres Bushcraft up to 6,000 metres Bushwalking up to 6,000 metres Camel trekking - overnight Camping up to 6,000 metres Canyoning Cycling / biking - independent cycle touring Dirt boarding Elephant trekking - overnight Fell running / fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Kite wing Land surfing Trekking up to 6,000 metres

Sports Activities
- Included for all
  Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Darts Flag football/rugby/ gridiron – non contact Football  Frisbee / Ultimate frisbee  Golf Gym training Gymnastics Handball / Tchoukball  Hockey Horse riding - leisure/social/non-competitive riding  Netball / Korfbal Lacrosse Martial arts training - non-contact Netball Rambling - up to 3,000 metres Rifle range / sports shooting Roller skating Rollerblading Rounders Running / jogging - half marathon distance or less Soccer Softball Squash / racquet ball Table tennis Tennis / Pickleball  Trampolining Triathlon - up to sprint distance Volleyball Wake skating Wakeboarding Weight training Yoga
- Optional extras
  Bicycle polo Boxing Camogie Football (Gaelic Football) Hurling Martial arts - Judo & Karate only Rugby - league / union Running - up to marathon distance Triathlon - up to middle distance Via ferrata

Experience Activities
- Included for all
  Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only
- Optional extras
  Working - general work and manual work not involving the use of mechanical or industrial machinery at a height not exceeding 2 metres above ground level

Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

24/7 Emergency Medical Assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of Emergency Medical Assistance right now?

For policies purchased on or after 27 June 2024
+44 (0) 144 444 2021 (Call via an operator reverse charges. Not toll free.)

For policies purchased before 27 June 2024:
Phone: +44 (0) 203 093 1750 (Call via an operator reverse charges. Not toll free.)

Contact the team

This information is for United Kingdom residents only. You should carefully read the Policy Wording which contains all terms, conditions, limits and exclusions and the Insurance Product Information Document (IPID) to make sure this insurance is right for you.

World Nomads is a trading name of nib Travel Services Europe (UK Branch) which is authorised and regulated by the Financial Conduct Authority, FRN 988371. Registered Office: Birchin Court, 20 Birchin Lane, London, EC3V 9DU. Co/Est. No. FC039523/BR024629. The policy is underwritten by Collinson Insurance which is a trading name of Astrenska Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN 202846).