The 9-5 grind of work isn’t so bad if you have your toes in the sand and a fruity drink by your side. How about a lunchtime surf lesson? Yes, please! These days, you can work from just about anywhere in the world with a strong WiFi connection. For good reason, an increasing amount of people are becoming digital nomads. If you are thinking about jumping on this trend, you may want to consider what happens if something unexpected pops up like a jellyfish sting or beach-side theft.
World Nomads insurance can help protect you, even while on a working vacation or traveling somewhere to volunteer (good for you!).
Coverage includes:
• Trip Cancellation
• Trip Interruption
• Emergency Medical Expense
• Emergency Evacuation
• Baggage delay
• Theft of baggage and personal belongings
Work vacations are a great way to see the world because somebody else helps pay for your travel. If you choose volunteer work instead, you’ll find that doing good for others can be just as rewarding.
The types of covered activities for paid or volunteer work include:
• Hospitality, retail or general farm work
• Ski, snowboarding or scuba instruction
• Teaching or childcare
For a detailed list of the types of activities that we cover, check out our Activities, Sports and Adventures page. If you’re planning to teach skiing, snowboarding, or other covered activities, whether paid or volunteer, you’ll want to double check the policy limits. If your job or volunteer activity isn't listed, contact us. We'll confirm if it can be covered or not.
How it works
At World Nomads, we’ve designed our insurance for unexpected problems that arise while on a workcation or on a volunteer trip in another country.
Submitting a claim if you’ve had an accident or medical emergency while working internationally is no different to any other claim that you would make through World Nomads. You can do it online while abroad; most of the time you’ll want to let us know ASAP. You’ll also need to see if you’re covered under your employer’s workplace insurance before submitting a claim to us.
For more information on how to make a claim, check out our How to make a claim page.
What’s not covered?
First up, if you’re doing anything illegal or irresponsible, we won’t cover you. Other things that we don’t cover include:
All this applies to volunteer and paid jobs, so it doesn’t matter whether you’re being given money to stick your head in a lion’s mouth or doing it just for fun – you won’t be covered.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage or if you have questions, just ask us.
We’re here to help if you have a question about travel insurance. We’re available:
Within the USA & Canada toll free:
1-844-207-1930
From anywhere in the world, direct / collect:
+1-816-905-3963
Before your trip, check the latest government advice for any travel alerts for your destination.