Cover your tech while you’re working or traveling overseas

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This information is for US travelers. Taking your tech on your next trip will be as likely as taking a few pairs of underwear (that's assuming you wear them). That's why our travel insurance policies have been designed for digital nomads, helping cover your tech whether you're updating your social network or working in a hub. 

Travel Insurance: How are my electronics covered?

As you'd expect, our policies for US residents can cover iPhones, Smartphones, iPads, Kindles, Tablets, Cameras, lenses and laptops. But how we can cover your items (and how much) depends on a few things, like the type of policy you choose, and where and how your item was damaged or stolen.

Your electronics are covered if they were:

  • Stolen while under your supervision

Remember, if you make a claim, we will depreciate your items due to age, wear, and tear. And of course there are terms and conditions to think about. Read your policy, terms and conditions, and exclusions carefully, so you know what you're covered for. 

What's not covered by travel insurance?

  • Leaving your gear behind
  • If it was stolen from a locked safe or unattended car
  • If it was damaged by a fire or natural
  • Gear or equipment that you use for business
  • Electronic malfunctions (you'll have to hit up the manufacturer)
  • Gear older than the policy can cover
  • Where you can't prove that you own the item, e.g no receipts. 

This is not a full list of what's covered and not covered. There are item limits and conditions that apply, so for more information check out our article on baggage cover and personal effects and read your policy carefully before you buy.

Tips for Digital Nomads

  • Find and scan your receipts before your leave
  • If an airline loses your gear, tell them straight away and get it in writing.
  • Theft? Report it to the police within 24 hours.
  • If you’ve got a handset or tablet that can be blocked, block it.
  • You can claim at home or on the road.

Bumpy Ride.

On an overnight train from Mumbai to Jodhpur in India, I had the top sleeper berth. It was a very bumpy ride and my tote bag tipped over while I was sleeping. I got woken up by the sound of my camera hitting the floor (funny -- I slept through the seven snorers...). When I picked it up the display screen on the back of the camera was grey/black and hasn't worked since.
US Nomad in India.
Claim Paid: $329.99

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Emergency Evacuation & Repatriation
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Collision Damage Waiver (CDW) – where permissible
  • Accidental Death & Dismemberment
  • One Call 24-Hour Assistance Services
  • One Call Non-Medical Emergency Evacuation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1-855-878-9588 (toll free within the US and Canada) or +1-603-328-1329 (toll free outside the US and Canada)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

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Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars

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Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.