Can I get travel insurance coverage If I'm pregnant?

If you’re pregnant or become pregnant while traveling, your travel insurance will be affected.

What does travel insurance cover for pregnancy?

Trip cancellation or interruption due to a hospitalization or complication of pregnancy such as: spontaneous termination and termination of ectopic pregnancy, pre-eclampsia, and other medical and surgical conditions of similar severity.

Emergency medical care for unforeseen illnesses and injuries unrelated to the pregnancy.

What pregnancy care is not covered by travel insurance?

Unless there are complications or hospitalization, pregnancy in general is not a condition that can be covered under the plan. This also includes traveling home if a family member is having a baby. Other things that may not be covered include but are not limited to:

  • Routine prenatal care such as ultrasounds and blood tests.
  • Childbirth except if hospitalized.
  • Elective abortions.
  • Occasional spotting and morning sickness.
  • False labor.
  • Elective C-sections.
  • Treatment of other conditions associated with a difficult pregnancy.

This is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual plans for complete details of coverage and exclusions.

If you have any questions, feel free to contact us.

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