Photo © Getty Images / Marco Bottigelli

Travel insurance when visiting Chile and Argentina

Say hola to Chile and Argentina in style. Explore both countries knowing you are covered by World Nomads if things get too hot to handle.

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Chile and Argentina are known for their natural beauty, warm and friendly people and passion for football and tango. When traveling around Argentina and Chile, you’ll find activities aplenty and natural attractions that need to be seen to be believed. Try trekking and camping in Patagonia, sip some vino at wineries in Salta and Mendoza, or go stargazing in the Atacama Desert (the driest place on Earth outside of the poles).

No matter your plans, consider travel insurance to protect yourself and your belongings against unforeseen circumstances.

What's covered

With World Nomads, you can buy travel insurance when you book your trip from home or while you're already traveling around Chile and Argentina. Our plans offer coverage (up to the benefit limits) for:

Make sure you’ve selected the right travel insurance plan for your specific needs. We offer two types of plans, Standard and Explorer, depending on the amount of coverage and range of activities you need.

Atacama Desert in Chile
Atacama Desert, Moon Valley, Chile. Photo credit: Getty images / iStockphoto

Adventure and sports cover for more than 150 activities, sports and experiences

Chile and Argentina offer outdoor adventures for all types and ages of travelers. Some highlights include:

  • Trekking and hiking in Torres del Paine National Park.
  • Rafting and kayaking through the Chilean Lake District.
  • Whale watching and spotting the penguins and other wildlife in Puerto Madryn.
  • Taking in the views in Bariloche while horse riding with the Gauchos.
  • Escaping to Easter Island to take in the sights and historical significance of the Moai.

World Nomads offers travel insurance coverage for more than 150 adventure activities and sports. Your plan may have specific conditions, for example, height limits for trekking and depth limits for SCUBA. Check our activities list in this article and read your full policy wording. If you have any questions, please reach out.

Around the clock support for unexpected medical emergencies

Argentina and Chile are amongst the most-visited adventure travel destinations in the world. Despite your best efforts to stay safe and well, injuries and illnesses can happen. Travel insurance can help if you get injured or sick and need urgent medical assistance.

Our 24/7 Emergency Assistance Team can get you help on the ground when you’re injured or sick, whether you need to visit a doctor or need an ambulance transfer to a hospital that can treat your condition.

Get in touch with the emergency assistance team before undergoing any medical treatment; you may need pre-authorization before undergoing medical procedures or where medical evacuation is required.

Crime and theft in Chile and Argentina

While Chile and Argentina are considered relatively safe tourist destinations, petty thieves and pickpockets frequent some of the most popular tourist hotpots like La Boca, and other parts of major cities like Buenos Aires and Santiago. When in crowded areas in any Chilean or Argentinian city, always maintain a sense of awareness of your surroundings.

The safety precautions you should take in Argentina and Chile are essentially the same as anywhere else: don’t take unlicensed taxis, don’t wander around alone at night, and avoid calling too much attention to yourself, including wearing flashy jewelry.

Motorcycle robberies - called ‘motochorro’ in Argentina – are common. This is where two people on a motorcycle grab your bag or whatever is in your hand as they pass you and take off.

In Chile, large-scale demonstrations sometimes occur in Santiago and other cities. Demonstrations can take place with little or no notice, and often result in disruptions to transportation, including service on public buses and the Santiago Metro.

It’s important to keep a close eye on your belongings at all times while you are traveling. A backpack stolen from an unlocked car or a phone left unattended then stolen from a public bathroom are not likely to be covered. If you have been the victim of theft, you’ll need to report it to the local police or relevant authority as soon as possible.

Traveler tip: make copies of all key documents you’ll be traveling with – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.

Buenos Aires, Argentina
The Obelisk in Buenos Aires. Photo credit: Getty images / FrankvandenBergh

What's not covered

Here are some of the things we don't provide cover for:

  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies).
  • Participating in any activity as a professional athlete.
  • Baggage loss without a loss or theft report, or theft from an unattended vehicle (even if it was locked).
  • Travel restrictions at your trip destination or warnings issued by the U.S. Department of State.
  • Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents or other relevant source

Looking for more travel inspiration for Chile and Argentina?

World Nomads has various articles that cover a range of fun topics on Chile and Argentina. Here’s a sample of some of our content:

This is a summary of coverage only. Travel insurance has terms, conditions, limits and exclusions. Read your chosen policy carefully, and please reach out if you have any questions about what’s covered and what’s not. We’re happy to help.


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Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team