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Trip Cancellation Insurance

Travel insurance can help save your trip costs when you cancel your travel plans

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Nobody wants to plan (and pay for) a trip that’s not going to happen. If you need to unexpectedly cancel for a covered reason, World Nomads can help you recover your investment. 

What is trip cancellation insurance?

Trip cancellation is a benefit that reimburses you for any pre-paid non-refundable trip costs if you need to cancel due to a circumstance covered under your plan. The most common reasons for cancellation include sicknesses and injuries, but they could also be related to natural disasters, strikes, terrorist attacks, and other events.

Reimbursable costs could include transportation, accommodations, and tours, up to the maximum amount specified in the plan documents that you received when you purchased your travel insurance.

What is covered under trip cancellation insurance?

For the trip cancellation benefit to go into effect, you’ll need to explain why your trip was cancelled. You’ll be covered for only the specific reasons spelled out in your travel insurance policy. Examples of covered reasons include:

  • Getting sick or injured
  • A death or sickness of a family member
  • Work emergencies
  • Jury duty
  • Severe damage to your home caused by a natural disaster such as a tornado or flood

Once you know that your event is a covered reason, you must also meet the plan conditions. This is a set of requirements that determines your eligibility. For example, if your work emergency involves a company merger, you must be involved directly with the merger process in order for you to get reimbursed for your claim. 

For more information, go to our Help Center article, Am I covered if  I cancel or reschedule my trip?, and read your travel insurance policy for the full details.


Things that won't be covered by your insurance

Besides reasons not listed in your policy, the following exclusions apply:

  • Pre-existing medical conditions
  • Natural disasters that were forecast or announced prior to your purchasing coverage
  • Breakups or any other relationship conflicts that may cause you to no longer want to travel with your companions
  • A sudden change of mind
  • Cancellations by travel suppliers, including partial refunds and loss of deposits
  • Not having visas or passports issued on time
  • Fear of travel – you’re not feeling secure about a situation developing in the destination where you’re booked.

Any questions? Contact us



Making your claim

Depending on your case, you'll need copies of:

  • Receipts
  • Itineraries
  • Doctors/death certificates
  • Medical history 
  • Written documentation from your travel provider explaining the reason for cancellation and any proof of compensation 

Wife's accident cancels Kilimanjaro

I had to cancel my trip to Tanzania because my wife hurt her back in an accident. I was supposed to leave in three days, but it is impossible now because I have to take her to the hospital for a scan. I paid for a Kilimanjaro climb which is not refundable because it was too close to my departure date. I also put down a deposit for a three-day safari and had to cancel flights and my volunteer job.

S.K. Norwegian Nomad

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital urgently?

We’ve got your back.

Emergency Evacuation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

For policies purchased on or after 1 January 2020:
Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)

For policies purchased before 1 January 2020:
Contact One Call Worldwide Travel Services Network
Telephone +1-855-878-9588 (toll free within the US and Canada)
or +1-603-328-1329 (toll free outside the US and Canada)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars

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Here are our most frequently asked questions about buying travel insurance for cancellation. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • Does World Nomads offer Cancel for Any Reason insurance?
    World Nomads doesn’t have a Cancel for Any Reason option though our trip cancellation coverage protects you for a variety of circumstances. If you’re not sure about traveling, you can always book at the last minute. World Nomads plans can easily be purchased after departure even if you’re already abroad.