If you're a digital nomad and don’t have health insurance coverage abroad, travel insurance can help with unexpected illness and injury.
As a digital nomad, the world is your office. There are endless possibilities of where you can plant yourself with a laptop and roam.
World Nomads’ travel insurance plans are designed to adapt to the choice and flexibility of your lifestyle on the road. You can purchase a policy for periods of up to 180 days (or several plans for continuous coverage). You can even buy your travel insurance post-departure.
In today’s tech-centric world, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. That's why our travel insurance plans have been designed for digital nomads.
World Nomads may be able to replace, repair or recover the costs of your personal tech devices when stolen, lost or damaged under your supervision. Benefits are available only after exhausting other sources of compensation, such as from your common carrier.
Remember, depreciation and wear and tear are taken into account, and claims are subject to per item and total maximum benefit amounts.
Another important consideration for traveling for extended periods is health insurance. What should you do if you get into an accident or get terribly sick?
First things first. You shouldn’t think of travel insurance as a replacement for a health care plan that you would purchase at home — or depend on the charity of another country to pick up your medical bills. Travel insurance won’t pay for everyday or preventative care, such as allergy medications, birth control pills, nutritional consultations or the CBD cream that could relieve the back pain that’s been nagging you for years. But a snake bite, bout with food poisoning or ski accident? You can count on World Nomads plans to cover you for medical emergencies — and that includes evacuation when you need to get to a hospital urgently or back to your country of residence for care.
When you’re far from home, the last thing you want to do is to face a crisis alone. Don’t forget about our 24/7 Emergency Assistance team. You can — and should — contact us when you find yourself in an urgent situation. Besides offering hospital and physician referrals (we vet our providers very carefully), the team can make sure you get negotiated rates and provide other methods of support, such as notifying your family or even arranging food delivery to your hospital room.
This is not a full list of what's covered and not covered. Other terms, conditions and exclusions may apply, so please read your policy carefully and go to our Help Center articles on baggage and personal belongings and emergency medical coverage.
If you still have questions, contact us.
On an overnight train from Mumbai to Jodhpur in India, I had the top sleeper berth. It was a very bumpy ride, and my tote bag tipped over while I was sleeping. I got woken up by the sound of my camera hitting the floor. When I picked it up, the display screen on the back of the camera was grey/black and hasn't worked since.
World Nomads plans build in benefits that support you should you unexpectedly get sick while traveling. Our medical coverage includes benefits for serious illnesses, such as COVID-19, or being placed under strict quarantine by a physician or government mandate, among other scenarios.
This benefit helps you recover non-refundable, pre-paid trip costs when you have to cancel your trip for a covered reason, including for an unexpected sickness that keeps you from traveling.
The only thing worse than catching COVID-19 is getting infected away from home. If you get sick with COVID-19 or another illness, you can get diagnostic tests to confirm your case and other emergency medical benefits.
If you're in an inadequate medical facility, our plans have benefits that can arrange a transfer to a hospital capable of treating your medical needs.
During your travels, you might have to return home early. With trip interruption, you could get reimbursed for a one-way, economy-class ticket home and any pre-paid, unused portions of your trip if you need to change your plans for a covered reason.
Even when there isn’t a pandemic, traveling can have its bumps and hiccups. If your travels are delayed at least six hours by a covered event, you could get reimbursed for meals, hotels and other basic expenses.
Protect your hard earned vacation from unexpected cancellation.
We’ve got your back.
Take the pain out of medical or dental costs.
We’ve got your back.
Emergency medical transportation: we’ll get you to hospital or home quickly.
Help starts here.
Covers the loss, theft or damage of your bags, tech and gear.
Help starts here.
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)
Wherever you are, we’re here 24/7 to help you in any emergency.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
Coronavirus (COVID-19) and travel - what you need to know
Please read your plan documents carefully. Cancellations due to fear of travel are not covered. However, our plans may provide coverage if you become injured or ill prior to your trip or while on your trip. Learn more here: www.worldnomads.com/travel-insurance/coronavirus.About Coronavirus