If you're a digital nomad and don’t have health insurance coverage abroad, travel insurance can help with unexpected illness and injury.
As a digital nomad, the world is your office. There are endless possibilities of where you can plant yourself with a laptop and roam.
World Nomads’ travel insurance plans are designed to adapt to the choice and flexibility of your lifestyle on the road. You can purchase a policy for periods of up to 180 days (or several plans for continuous coverage). You can even buy your travel insurance post-departure.
In today’s tech-centric world, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. That's why our travel insurance plans have been designed for digital nomads.
World Nomads may be able to replace, repair or recover the costs of your personal tech devices when stolen, lost or damaged under your supervision. Benefits are available only after exhausting other sources of compensation, such as from your common carrier.
Remember, depreciation and wear and tear are taken into account, and claims are subject to per item and total maximum benefit amounts.
Another important consideration for traveling for extended periods is health insurance. What should you do if you get into an accident or get terribly sick?
First things first. You shouldn’t think of travel insurance as a replacement for a health care plan that you would purchase at home — or depend on the charity of another country to pick up your medical bills. Travel insurance won’t pay for everyday or preventative care, such as allergy medications, birth control pills, nutritional consultations or the CBD cream that could relieve the back pain that’s been nagging you for years. But a snake bite, bout with food poisoning or ski accident? You can count on World Nomads plans to cover you for medical emergencies — and that includes evacuation when you need to get to a hospital urgently or back to your country of residence for care.
When you’re far from home, the last thing you want to do is to face a crisis alone. Don’t forget about our 24/7 Emergency Assistance team. You can — and should — contact us when you find yourself in an urgent situation. Besides offering hospital and physician referrals (we vet our providers very carefully), the team can make sure you get negotiated rates and provide other methods of support, such as notifying your family or even arranging food delivery to your hospital room.
This is not a full list of what's covered and not covered. Other terms, conditions and exclusions may apply, so please read your policy carefully and go to our Help Center articles on baggage and personal belongings and emergency medical coverage.
If you still have questions, contact us.
On an overnight train from Mumbai to Jodhpur in India, I had the top sleeper berth. It was a very bumpy ride, and my tote bag tipped over while I was sleeping. I got woken up by the sound of my camera hitting the floor. When I picked it up, the display screen on the back of the camera was grey/black and hasn't worked since.
Protect your hard earned vacation from unexpected cancellation.
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Take the pain out of medical or dental costs.
We’ve got your back.
Emergency medical transportation: we’ll get you to hospital or home quickly.
Help starts here.
Covers the loss, theft or damage of your bags, tech and gear.
Help starts here.
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
For policies purchased on or after 1 January 2020:
Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)
Wherever you are, we’re here 24/7 to help you in any emergency.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
Coronavirus (COVID-19) and travel - what you need to know
Please read your plan documents carefully. Cancellations due to fear of travel are not covered. However, our plan does not exclude losses associated with pandemic or epidemic conditions; meaning that if you, your traveling companion or family member were to become sick (after you purchase the plan) as a result of COVID-19, you could still receive benefits for losses covered by the plan. Learn more here www.worldnomads.com/travel-insurance/coronavirus.About Coronavirus