Travel Insurance for Safari Tours
Heading out to search for the Big 5? In addition to the perfect binoculars, you may also want to consider travel insurance for your next safari adventure.
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- Should I consider travel insurance for a safari?
- Does travel insurance cover other adventure activities I might participate in during my trip?
- What else is covered by travel insurance?
- What are some things trip insurance would not cover?
- Tips for preparing for your safari adventure
Some people like to go wild when they are traveling, and some people like to go into the wild. If your version of wild involves searching for the Big 5 in the Serengeti or Maasai Mara, you’re our kind of person.
Just imagine-you’re bouncing around in your rugged 4x4 jeep as you trek through Kruger National Park in South Africa. Will today be the day you see a herd of elephants crossing the Sabie River or a lioness out on a hunt with her cub?
You’re then quickly shaken from your daydream by a loud thud on the hood of your jeep. You make eye contact with a leopard before he leaps off and runs into the bush. It’s a memory that you’ll be bragging about for years to come. However, in that moment, all the “what-ifs” also come to mind... should you have considered a travel insurance plan with adventure sports cover?
Should I consider adventure travel insurance for a safari?
There is such an allure of seeing wild animals in their natural habitat, but you have to remember - these majestic creatures can sometimes have erratic behavior. If you’re on a safari with an experienced guide, the chances of something happening are minimal. When you’re dealing with wildlife though, anything can happen.
You’ve surely heard about the rare incidents of people being ambushed by a hippo or trampled by an elephant. If you get injured, you’re going to need immediate medical care. Travel insurance could help reimburse you for expenses like x-rays, prescription medications, a hospital stay, or other emergency medical needs you may have if you get hurt on your safari.
Does travel insurance cover other adventure activities I might participate in during my trip?
You may be going to Zambia on a mission to see zebras roaming freely at Mosi-Oa-Tunya National Park, but you may also decide to hike the Boiling Pot trail near Victoria Falls or go whitewater rafting on the Zambezi River while you are there.
World Nomads offers adventure travel insurance that covers more than 150 activities. When you get a quote, you can select your country of residence, and easily compare our Standard and Explorer plans side by side. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.
If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes.
What else is covered by travel insurance?
In addition to emergency medical cover, international travel insurance could help with several other unexpected situations you may encounter on your safari. Depending on your country of residence, World Nomads may also offer cover for:
- Baggage and Gear: If the airline lost the bag that held your binoculars, baggage insurance may help reimburse the cost to replace them if your bag was lost by a common carrier.
- Trip Interruption and Cancellation Insurance: If your travel buddy gets severe food poisoning from something he ate, it may put a screeching halt to your plans. If something unexpected happens and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses.
- Evacuation: If you’re going on a safari, there’s a good chance you may be in a remote destination where there aren't nearby medical facilities. If something happens and you need to get immediate medical care, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.
What are some things trip insurance would not cover?
If you have too many glasses of South African wine at lunch and then try to sneak up to a sleeping lion to grab a selfie, you won’t be covered if that goes terribly wrong. Travel insurance won’t cover you if you are under the influence of drugs or alcohol while you are on your safari. It’s also important that you follow the guidance of your safari guide at all times and view wild animals from a safe distance. Some other things that are not covered include:
- Any pre-existing medical condition(s) as explained in the policy wording
- Wandering from camp on your own, leaving your guide and common sense behind
- Not following government ‘Do Not Travel’ warnings issued prior to departure
- Participation in other activities not listed as covered in your policy
Tips for preparing for your safari adventure
One thing our team at World Nomads definitely recommends is making sure your camera stays fully charged at all times. You never know what you may see at any given moment. It’s also a really good idea to bring an extra camera battery along. Trust us on this one-you don’t want to miss the money shot!
It’s also important to stay safe on your safari adventure because you don’t want it to get cut short. Here are a few of our tips:
- Do your research and book with an accredited tour operator.
- Follow your guide’s instructions at all times and view wildlife from a safe distance.
- Wear boots and socks when walking around in the bush.
- Talk to your doctor to see if prescription antimalarial medication is recommended. Depending on the medication, you may need to start this prior to your trip.
- Check with your country’s government health department to see if they have issued any health advisories for your destination.
- Don’t be afraid to ask if the water is safe to drink when you are in remote locations.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch
Travel Insurance Benefits: how we can take care of you*
Trip Cancellation
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Trip Protection
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- Emergency Overseas Medical & Dental Expenses
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- Baggage
- And more (depending on your country of residence)
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Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Before your trip, check to see if there are current travel alerts for your destination – you can also check travel advice and restrictions for your destination(s) as these may impact cover, or your ability to travel.
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