If you want to ride a motorbike or moped while overseas, whether just for a day here and there or as your main mode of transport, there’s cover under the policy if you’re properly licensed to ride.
There's cover available if you’re riding a scooter or motorbike on public roads or as a pillion passenger with a licensed rider.
If there’s a chance you’ll be riding off-road, eg on dirt tracks which aren't used for usual traffic or if you’re trail bike riding going cross country, then there’s cover for this too. However, you’ll need to pay a bit extra for this as those dirt roads can be a challenge to navigate at times on two wheels.
Simply add ‘motorbike riding’ or ‘scooter riding’ to the list of your sports and activities when getting your quote. It’s that simple! Restrictions apply depending on what type of riding you’ll be doing, so be aware of this by reading the policy wording (Section 8) so you’re covered if something goes wrong.
You must add all the sports and activities you plan to try on your trip when you buy your policy. You won’t be able to make changes after your policy is issued.
To be covered when riding a motorbike or moped/scooter, you MUST:
If you have an accident and are injured, we’ll cover:
If something happens to you, make sure you (or someone else) contact our Emergency Assistance Team as soon as possible so they can arrange your evacuation to the nearest, most appropriate medical facility if medically necessary.
Who pays for medical treatment (and by this we mean either you pay upfront and claim later or we pay) depends on what’s happened to you and the necessary treatment required.
Travel insurance is not designed to cover everything so do read the terms, conditions, limits and exclusions in the policy wording for what’s covered and not covered (particularly Sections 1 & 2 for medical and evacuation), plus important details on what you need to do if you need help while travelling.
Here are the main things that aren’t covered:
We’re here to help if you have a question about travel insurance. We’re available: