Whether you’re a hobby mountain biker or serious fiend, it's good to know what travel insurance covers on the trails and off.
Trusted by:
Nothing beats heading down a mountain or riding cross country with your lunch in your backpack and your feet peddling you onwards. World Nomads loves mountain biking, which is why it’s on our list of covered adventure activities. Before you head off into the great outdoors, read our tips to make the most of your travel insurance.
As long as you’re not doing anything reckless, like riding without a helmet or under the influence of drugs or alcohol, World Nomads offers coverage for:
Some conditions may apply.
We offer two plans – Standard and Explorer – each offers different limits and sub-limits of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific plans. When you get a quote, you can compare our Standard and Explorer plans side by side and pick the one that best suits your needs.
In addition to mountain biking, our plans cover more than 150 adventure activities, sports, volunteer and work experiences for our Canadian nomads. Level 1 activities are automatically covered when you buy your policy. You’ll need to pay an additional premium to be covered for Level 2 and Level 3 activities like mountain biking from 3000-6000 metres. You’ll need to list all the activities you plan to participate in when you buy your policy.
You will not be able to add activities or upgrade your policy after purchase so be sure to list all of your planned activities.
It’s not nice to think about, but if you suffer an injury or accident on your ride, our emergency medical coverage may cover you for emergencies that require:
If you need medical treatment, it’s essential that you get in touch with our Emergency Assistance team as soon as possible so they can support you. You must notify us prior to any emergency medical treatment and prior to any surgery, invasive procedure or hospitalization.
Having an emergency in a foreign country can be overwhelming but buying a World Nomads policy means you’ll have access to our 24/7 Emergency Assistance team. Our Emergency Assistance team can help with a range of services in whatever part of the world you’re travelling, can speak multiple languages, and they’re available 365 days a year.
If you suffer an emergency medical condition while on your trip and your treating physician recommends you return to your home province for treatment, our plans may cover the cost of your one-way economy airfare to return to your home province. Where medically necessary, medical air evacuation to a hospital in your home province may be covered. , Just remember you’ll need to get approval from our Emergency Assistance team before an emergency evacuation or repatriation can take place.
If your trip is cancelled or interrupted due to an unforeseen event like an illness or injury, you may be able to recover your nonrefundable, prepaid, unused or additional travel expenses.
If you checked your bike in with your airline, and it is delayed by 12 hours or more en route to your destination, you may be eligible for reimbursement of a rental bike to continue your journey. Or if your bike is permanently lost or damaged by the airline, you may be eligible for reimbursement to replace it, subject to depreciation and the limits listed in your policy.
While we can offer coverage for mountain biking, there are some things we just won’t cover. These include, but are not limited to:
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions about your coverage, just ask us.
Check out our handy guides and insider travel tips on the best places to go mountain biking:
Protect your hard earned vacation from unexpected cancellation.
We’ve got your back.
Take the pain out of medical or dental costs.
We’ve got your back.
We’ll get you to hospital or home quickly.
Help starts here.
Covers the theft, damage or delay of your bags, tech and sports gear.
Help starts here.
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Before your trip, check the latest government advice – for your destination and any travel alerts including important COVID-19 coverage advisory and limitations.