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Travel Insurance for mountain biking

Whether you’re a hobby mountain biker or serious fiend, travel insurance for mountain biking can stand you in good stead when the mountain wins.

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Check what’s covered before you head up the mountain

World Nomads love mountain biking which is why it’s on our list of covered adventures… within limits. Nothing beats heading down a mountain or cross country with your lunch in your backpack and your feet peddling you onwards. We’ve put in place plans that cover mountain biking on and off road up to 6000 metres in elevation – you just have to make sure you purchase the right level of cover for the ride you’re planning.

The mountain is in sight, you’re peddling hard and waiting for the rush… now is not the time to wonder if your travel insurance covers you. 

  • Plan cover: As long as you’re not doing anything stupid, like riding without a helmet or under the influence of drugs or alcohol, World Nomads Standard and Explorer Plans cover mountain biking (on and off road or downhill) for elevations up to 3000 meters. 
  • Available Upgrade: If you’re the adventurous type and think you’ll need to go higher, you can upgrade your cover before you leave home for elevations up to 6000 meters.
  • Exclusion: No matter how safe you are, we won’t cover any mountain biking on the infamous Death Road – otherwise known as Yungas Road in Bolivia. 
  • Incidental to the trip: We only cover mountain biking that is incidental to your holiday – that means you only plan to cycle or go mountain biking for a day or two here and there and you’re not using a bike as your main mode of transport while on your travels.

This is a brief summary of the cover – for more information read our help desk article or check your plan’s policy for full details and exclusions.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.