Whether you are a hobby mountain biker or serious fiend or somewhere in between, it's good to know what you are covered for by your travel insurance if something goes wrong.

  • Trusted by:

Am I covered for mountain biking?

For travellers who want to go mountain biking (other than Brazilians who’ve purchased a policy after Aug 9, 2016, sorry Brazilians!), World Nomads can cover you. However, what you can do varies depending on your country of residence. To give you an idea, some policies allow mountain biking when it’s incidental to your trip while others can cover you if it’s the main reason for your trip - so it’s a good idea to have a cup of joe and read the policy wording. The last thing you want is to end up face first into a tree without access to medical care.

If you want to mountain bike at altitude, some policies allow you to go up to 6,000m. To go that high, you may need to upgrade your adventure sport cover at the time of purchase, and pay a little more if your policy requires it.

Mountain biking travel insurance: What's covered

  • Overseas medical costs, including in and outpatient hospital care
  • Emergency medical transport to the nearest most suitable medical facility
  • Repatriation home

For full details, please read your policy wording for what’s covered, what’s not covered and the terms and conditions which apply.

Mountain biking: What’s not covered.

Mountain biking travel insurance is not designed to cover everything. There’s no cover if:

  • You put yourself at needless risk or are riding intoxicated or under the influence of drugs.
  • You ride recklessly e.g. without a helmet
  • You ride outside the terms of your policy

This is only a summary of coverage. Read the policy wording for full details and exclusions to cover.

Enjoy the hills!

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Lisa's portrait photo Lisa Fryar,
World Nomads Emergency Assistance

Tell us your travel details

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars