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Travel Insurance for Spring Break

Fly out to Spring Break with World Nomads Travel Insurance

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Spring break is a time to pause the schoolwork, escape the Canadian winter, get out there and have some fun. Whether you’re a parent taking the family on a spring break vacation, or a college student going overseas for the first time, there are many different types of spring break trips to recharge your batteries.

Whatever you decide to do, considering travel insurance can be an important part of your vacation planning.

Who might want to consider travel insurance for spring break?

World Nomads provides travel insurance for many different types of travelers, including solo travelers, duos living at the same address and families of many different shapes and sizes.

Some types of spring break trips we may be able to offer cover for include:

  • Families taking a road trip to check out national parks, big cities or visit extended family.
  • College students spring breaking in Florida, Mexico or another tropical destination to escape the cold.
  • Friends or families taking a cruise – Caribbean, European or further afield.

What does travel insurance for spring break cover?

Spring Break only happens once a year, and you don’t want illness or injury to ruin your plans. If you do get sick or seriously injured, especially overseas, emergency medical expenses and repatriation can climb into the tens of thousands of dollars.

All our policies include cover for:

Note, you will need to be covered by your province’s GHIP in order to be eligible for full emergency medical benefits as defined in your policy.

What activities are covered by travel insurance for spring break?

World Nomads covers more than 150 activities, sports, work and volunteer experiences. Your spring break fun in the sun might include water sports like snorkeling, surfing, swimming and sailing – we’ve got you covered for all of these. And if your spring break plans include more adventurous activities, like skiing, scuba diving, and even bungee jumping, these activities may be covered too.

All activities come with inherent risks, and accidents can happen. Travel insurance can provide coverage for emergency medical treatment and emergency evacuation if necessary. This is especially important if you are traveling to a remote location or a country with limited medical facilities.

Be sure to list all of the activities you plan to participate in when you buy your policy, to ensure you’re covered. If an activity you plan to pursue is not listed, please contact us.

Which plan is right for me?

World Nomads offers two plans, a Standard and an Explorer plan. Both plans offer a range of benefits including overseas emergency medical coverage, cover for your belongings, and cover for more than 150 activities. The Explorer Plan includes all the benefits of the Standard Plan, plus a few more, including higher limits and sub-limits of coverage. To see what’s covered, select your country of residence and get a quote. You’ll be able to compare plans and download the full policy wording before you buy. 

What's not covered?

All travel insurance has exclusions, so make sure you read your policy and know what you aren’t covered for. Common things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?).
  • Medical bills related to or caused by drugs or alcohol.
  • Non-emergency treatment that can wait until you return home (it's not health insurance; it's for travel emergencies).
  • Certain pre-existing medical conditions.
  • Ongoing treatment at home.

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Planning a trip for Spring Break?

Don't forget to pack World Nomads travel insurance for your next trip. Whether you're headed off for a weekend getaway or embarking on a yearlong journey, World Nomads will be with you every step of the way with:

  • 24/7 emergency services
  • Medical cover
  • Gear cover
  • Trip cancellation
  • And more...

Altitude Sickness in Peru

I was on a full-day tour to Chacaltaya and Valle de la luna. Later that night, I was unable to sleep I started to get dizzy, had difficulty breathing and strong pains in my chest. The next morning I contacted World Nomads emergency assistance and was directed to Clinica del Sur from La Paz, where I stayed 24 hours under medical surveillance for altitude sickness. After being discharged from the hospital, I continued on my next tour. Yet suddenl,y I felt a strong pain in my chest and got a headache, so I returned to the medical clinic for an hour of oxygen treatment. The next morning I flew back to Lima, which was safely at sea level.
Canadian in Peru

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Are you, your family sick, injured or deceased?
  • Strike at your departure or arrival point?
  • Official travel advisory warning not to travel?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need prescription meds?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need to get to a hospital urgently?
  • You or a family member deceased?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or gear stolen?
  • Tech trashed?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

We cover 250+ activities you love

Snow 20 activities
Water 43 activities
Air 13 activities
Land 61 activities
Sports 75 activities
Experiences 12 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Activities shown in blue are automatically included in the Standard Plan and the Explorer Plan. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team

Cover your (ass)ets

Protect your phone, laptop, camera and other gear in case of theft or damage; get reimbursed if your trip gets interrupted or canceled; and if you happen to have a health emergency, our medical and dental coverage may come to the rescue.

And included in every policy – trip interruption, gear protection, and emergency assistance - so you can relax and get back to some serious tanning.

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Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • What's covered if I need to cancel my trip?
    There's coverage in both Standard and Explorer plans for transport and accommodation expenses you've already paid for if you can't travel because the doctor certifies that you're medically unfit to travel, or you, your travel buddy or a close relative is hospitalized or dies – benefit limits do apply and vary according to the plan. For more details, click here.
  • What if I get sick on my trip?
    If you’re injured in an accident or suddenly get sick while travelling, and you've bought a policy for the activities you're doing, you can be covered for emergency medical treatment including hospitalization, out-patient treatment for medical emergencies, prescribed medicines and more.