Yes, your policy offers cover for you to scuba dive abroad. You must choose the right level of adventure sport coverage, depending on what type of diving you are planning to do and an additional premium may apply.
If scuba diving is on your ‘to do’ list, simply add the correct ‘scuba diving’ activity to your list of adventure activities when buying your policy so you can have cover, eg 'Scuba diving - to 30 metres' or 'Scuba diving - unqualified/learn to dive course' etc. Special Conditions and Exclusions apply to certain diving activities - you may need to be certified or you may need to dive under supervision at all times, so make sure you check the policy wording so you are aware of these.
You must add all the adventures and activities you plan to try on your trip when you buy it and pay any applicable additional premium. You won’t be able to make changes after your policy is issued.
If you become seriously ill or injured while diving and need urgent medical assistance, we cover:
Evacuation if it’s urgent and medically necessary (by helicopter if medically necessary and available) to get you back to land and to the nearest medical facility.
Emergency medical expenses overseas for treatment at the hospital or local medical centre including decompression treatment if agreed as medically necessary by your treating doctor and our Emergency Medical Assistance Service.
Repatriation home if you’re seriously ill or injured and unable to continue your trip.
If something happens to you, make sure you (or someone else) contacts the Emergency Medical Assistance Service immediately and remain in contact until you no longer require treatment or assistance.
Who pays for medical treatment depends on what’s happened to you and the necessary treatment required.
The policy isn’t designed to cover everything. Take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.
Here are some of the main things that aren’t covered:
Any dive which takes you below your current dive qualification limits.
Any dive which takes you below the scuba activity dive level you chose when buying your policy.
Search and rescue expenses.
Anything mentioned in the General Exclusions of the policy, the Specific Exclusions under Section 8 and the applicable special conditions and exclusions for the activity.
Any on-going medical expenses once you return to your country of residence.
The policy isn’t designed to cover everything. Take the time to read the terms and conditions, limitations and exclusions in the Policy Wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.
If you are unsure of cover, please contact us for help.
We’re here to help if you have a question about travel insurance. We’re available:
For policies purchase on or after 2 December 2018:
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For policies purchased before 2 December 2018:
For policies purchase on or after 2 December 2018:
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For policies purchased before 2 December 2018:
Coronavirus (COVID-19) and travel - Need to know before you buy
There is NO COVER available for travel to any country or part of it with a COVID-19 travel ban, and any events that arise when you travel against any DFA travel bans or Do Not Travel warnings.
Ready to hit the road? Before you buy, check the Irish Department of Foreign Affairs and Trade (DFA) government travel warnings and make sure you understand the impact coronavirus (COVID-19) and the associated travel warnings may have on travel insurance coverage.
Please go to our FAQs or our latest travel alerts, to read more. When getting a quote, review the policy wording for cover terms, conditions, limits and exclusions.
About Coronavirus