For any cover to apply, it’s a condition that there was no warning or knowledge of any terrorist activity before the event.
Many travellers can get confused about what terrorism is, especially as the media loves to jump on any attack and label it as terrorism. To make it easy, once the Foreign Ministry of your Country of Residence or British Foreign and Commonwealth Office defines an attack as terrorism, so do we.
The cost of medical care varies depending on where you are – a hospital visit in Bangkok is generally cheaper than a hospital visit for the same injury in the U.S, so you may want to take that in to consideration when purchasing your policy.
If there’s a terrorist act where you’re staying and the Foreign Ministry of your Country of Residence or British Foreign and Commonwealth Office recommends evacuation, we can evacuate you to the nearest safe country or back home. Your insurer, Bupa Global Travel , will make this decision at the time.
Unfortunately, there’s no cover. Cancellation due to change of mind or acts of terrorism are not covered by the policy.
As you’ve been travelling on the policy and it’s now outside of the premium refund period, there are no partial refunds.
Unfortunately there’s no cover if you leave your stuff behind. However, if it was damaged, you can make a claim. Proof of the damage will be required to help assess any claim.
If you’re going about your trip, taking in the sights, and photographing every morsel of food you’ve touched, and you’re injured as the result of a blast or other terrorist act, get yourself to safety before you do anything else. Once you’re safe, it’s important to contact the emergency assistance team as soon as you can, so they can guide you to the nearest hospital for appropriate care. We’d hate to think you’re out there trying to navigate foreign hospitals by yourself. The team in the World Nomad’s travel safety department have put this article together to help you survive a terrorist attack.
We’re here to help if you have a question about travel insurance. We’re available:
For policies purchase on or after 2 December 2018:
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For policies purchased before 2 December 2018: