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Buy travel insurance away from home

Get covered by World Nomads, even if you're already on the road

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 With all the excitement of packing your bags, jumping on a plane, and jetting off to a faraway destination, travel insurance may be the last thing on your mind.

If you’ve left home without travel insurance or your policy has run out and you’re still on the road, don’t panic, World Nomads has got you covered. You can buy a World Nomads policy online, anytime, from anywhere in the world.

We know it’s easy to forget to consider travel insurance. That’s why we’ve designed simple and flexible travel insurance so you can have access to our travel insurance options when you need it, even while traveling. If you forgot to buy a policy before you started your trip, are outside your home country without insurance, or your cover has ended but your trip hasn’t, you can buy a World Nomads policy 24/7 online.

How do I get travel insurance if I’m already overseas?

Its easy, all you need is a good internet connection.  Once you’re online, visit our website and get a quote. Answer a few simple questions about your trip and follow the purchase path prompts that will outline what type of cover, benefits and extras we offer. Then select the plan that suits your specific needs, read and accept the terms and conditions, pay for your insurance, and you’re done.

Are there any waiting periods when I buy while abroad?

If you buy a policy while traveling, waiting periods, conditions and restrictions on cover do apply. This means you may have to wait up to 72 hours for full cover to apply. Certain benefits (like pre-trip cancellation) may not apply if you’ve already left your home country.

To find out if you may need to wait for your travel insurance to kick in, check out our Help Center article on waiting periods. For the most accurate information, you will need to add in your country of residence, and we will display the right information for you.

Most policies can cover you straight away if you're injured in an accident after you buy a policy. Your policy wording will have full details to understand the cover, limits, terms and conditions, and exclusions that apply.

Traveller tip: your exact coverage benefits will depend on your Country of Residence and the plan you select, each with different policy benefits and limits to cover. Make sure you read your World Nomads policy, which explains in more detail the types of situations that are and are not covered.

World Nomads Travel Insurance cover at a glance:

When considering travel insurance for your next overseas holiday, you want to know that cover will be available for all those unexpected events that may happen.  World Nomads Standard and Explorer plans may offer cover (up to the benefit limits) for the following, when you need it the most:

  • 24/7 Emergency Assistance for a range of events including medical emergencies, multi-lingual assistance, and assistance with flight amendments when your trip has not gone as planned.
  • Overseas medical cover that includes cover for hospitalization, day surgery and out-patient treatment, dental cover, and visits to registered medical practitioners.
  • Cover for delayed, lost or stolen luggage and valuables. Need to cover your tech or sports gear, or travelling with a designer dress? Some plans may allow you to upgrade your cover for high value baggage and personal items.
  • Cover for some of your non-refundable, pre-paid transport and accommodation expenses when you’ve had to unexpectedly cancel your trip for a covered reason.
  • Cover for more than 150 adventure activities, sports and experiences. Cover for different types of types of activities such as rock climbing, snowboarding, bungee jumping, and snorkelling.
  • Cover for some Coronavirus-related events. You may be covered for trip cancellation and medical treatment while on your trip, depending on your chosen level of cover and country of residence.
  • Cover when your trip is delayed, interrupted or cancelled and you are stuck at the airport, or your trip is postponed indefinitely.
  • And much more including travel insurance content, FAQs, some crazy true claims stories, and info on travel insurance for key trending destinations and activities.

Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.

  • Buy while traveling
  • Get cover 24/7 online
  • Instant confirmation
  • Ongoing traveler support
  • 24/7 Emergency Assistance

Waiting periods apply

Left home without travel insurance?

Learn more about how to buy travel insurance.

Malaria at Christmas

On the 25th of December I woke up feeling nausea, fever, headache, and lethargy. After two days with the symptoms not ceasing I went to a clinic and was admitted with severe malaria. I stayed in the hospital for two days taking shots for malaria and also saline drip.
Claim paid: USD $392,55
A.G. Brazilian Nomad in Zambia.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech Trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.


Here are our most frequently asked questions about buying away from home. You can also find the answers to other questions in our Help Center or you can ask the customer service team

  • Do you have an excess/co-pay?
    If you’re an American or Canadian, there’s no excess. All other policies have one and can vary depending on what you're claiming for.